Senior Premium Auditor

Posted 2 Days Ago
Be an Early Applicant
Hiring Remotely in United States
Remote
70K-90K Annually
Senior level
Insurance • Financial Services
The Role
Conducts complex virtual and physical premium audits for Workers Compensation and General Liability policies. Reviews financial records, validates exposure classifications, resolves policy issues, and ensures accurate earned premium calculations in accordance with regulations and company procedures. Collaborates with insureds, underwriters, and producers; provides audit guidance, maintains customer service, and mentors junior staff. The role requires strong Excel, analytical, communication, and organizational skills, with occasional physical audit activity possible.
Summary Generated by Built In
Overview

The Senior Premium Auditor is responsible for conducting both virtual and minimal physical audits of the highest complexity to ensure the accuracy of earned premium risk calculations. This role supports AmTrust’s various lines of business with a focus on Workers Compensation and General Liability. This role verifying premium base exposures in accordance with policy terms, manual rules, company filings, and procedures. The auditor plays a key role in delivering exceptional service through a flexible auditing approach that leverages technology and remote collaboration. This position upholds AmTrust’s mission, vision, and values while maintaining the highest standards of professionalism and accuracy.


This role may require a hybrid work schedule in any of our US AmTrust Offices.



Responsibilities
  • Demonstrates high-level proficiency in performing premium audits for Workers Compensation and General Liability policies with minimal supervision.
  • Utilizes secure digital platforms and remote communication tools to conduct virtual audits, ensuring efficiency and accuracy while minimizing disruption to insureds.
  • Manage audits within assigned regions, primarily for virtual audits or possible physical audit visit.
  • Serves as the primary point of contact for assigned audits, collaborating with insureds, underwriters, and producers.
  • Identifies, researches, and resolves complex policy issues discovered during the audit process.
  • Validates correct classification of exposures in accordance with regulatory agencies, independent state bureaus, and company procedures by reviewing financial records and other relevant documentation—often through secure digital exchange.
  • Proficient at identifying who is subject to the Work Compensation Act.
  • Reviews audit results with stakeholders via virtual meetings or in-person discussions, as appropriate.
  • Provides technical guidance and mentorship to lower-level positions.
  • Maintains excellent customer service throughout the audit lifecycle, whether conducted virtually or on-site.
  • Stays current with manual rules, industry trends, and understanding of the impact of underwriting endorsements.
  • Performs other functionally related duties as assigned.
Qualifications
  • 5 or more years of premium audit experience
  • Bachelor’s degree in accounting, Finance, Business, or related discipline OR equivalent experience.
  • Excellent written, verbal, and interpersonal communication skills
  • Demonstrated proficiency with Microsoft Office Suite. Excellent Excel skills are required.
  • Strong, analytical, and critical, thinking skills, excellent attention to detail and organizational abilities, effective written and verbal communication skills.
  • Ability to effectively multi-task and work in a fast-paced, team-oriented environment.

Preferred:

  • Associates in Premium Audit Program (APA) certification preferred OR working towards APA certification

This job description is designed to provide a general overview of the requirements of the job and does not entail a comprehensive listing of all activities, duties, or responsibilities that will be required in this position. AmTrust has the right to revise this job description at any time.



The expected salary range for this role is $70,000 - 90,000.


Please note that the salary information shown above is a general guideline only. Salaries are based upon a wide range of factors considered in making the compensation decision, including, but not limited to, candidate skills, experience, education and training, the scope and responsibilities of the role, as well as market and business considerations.

What We Offer

AmTrust Financial Services offers a competitive compensation package and excellent career advancement opportunities. Our benefits include: Medical & Dental Plans, Life Insurance, including eligible spouses & children, Health Care Flexible Spending, Dependent Care, 401k Savings Plans, Paid Time Off.


AmTrust strives to create a diverse and inclusive culture where thoughts and ideas of all employees are appreciated and respected. This concept encompasses but is not limited to human differences with regard to race, ethnicity, gender, sexual orientation, culture, religion or disabilities.


AmTrust values excellence and recognizes that by embracing the diverse backgrounds, skills, and perspectives of its workforce, it will sustain a competitive advantage and remain an employer of choice. Diversity is a business imperative, enabling us to attract, retain and develop the best talent available. We see diversity as more than just policies and practices. It is an integral part of who we are as a company, how we operate and how we see our future.

Skills Required

  • Five or more years of premium audit experience
  • Bachelor's degree in accounting, finance, business, or a related discipline, or equivalent experience
  • Excellent written, verbal, and interpersonal communication skills
  • Proficiency with Microsoft Office Suite
  • Excellent Microsoft Excel skills
  • Strong analytical and critical-thinking skills
  • Excellent attention to detail and organizational abilities
  • Ability to multitask and work in a fast-paced, team-oriented environment
  • Associates in Premium Audit Program certification or progress toward APA certification
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The Company
HQ: New York, NY
4,104 Employees
Year Founded: 1998

What We Do

AmTrust Financial Services, Inc., through its subsidiaries, operates as a multinational property and casualty insurance company. Founded in 1998 to provide workers’ compensation insurance to small businesses in the United States, the company now operates in three segments around the globe: Small Commercial Business Insurance, Specialty Risk and Extended Warranty, and Specialty Middle-Market Property and Casualty Program Insurance.

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