As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.
We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.
POSITION SUMMARY
The Growth Engineering Team at EarnIn is hiring a Senior iOS Engineer to help shape the future of how millions of people experience financial empowerment. This is a high-impact role on a fast-moving, product-focused team responsible for Discovery, Onboarding, Activation, and Retention, the moments that define a member’s journey. We’re looking for a Senior iOS Engineer who thrives on speed, impact, and innovation. Someone who not only builds world-class mobile experiences but also pushes the boundaries of how we build them, including experimenting with AI-driven development, next-gen mobile patterns, and cutting-edge tooling to unlock velocity at scale. As part of the Growth team, you’ll have a proper seat at the table, influencing product direction and technical decisions alike.
If you’ve ever wanted a role where your code, your experiments, and your technical vision directly shape the future of a product used by millions, this is it. The base salary range for this full-time position is $207,000 - $253,000 plus equity and benefits. Our salary ranges are determined by role, level, and location. This is a hybrid position in Mountain View (Headquarters) and will require in-office work 2 days a week.\
- Build experiences that matter - design and ship features that define our user journey.
- Experiment at startup speed - ideate, prototype, and launch multiple experiments every month.
- Code with superpowers - leverage AI tools and LLMs to accelerate development and testing.
- Architect and implement the tooling and infrastructure that enables the entire team to work faster.
- Use data + analytics to measure impact, optimize features, and scale what works.
- Mentor other engineers, raising the bar for quality and innovation across mobile.
- Collaborate with backend engineers to design APIs that balance speed with resilience.
- Champion engineering best practices - writing clean, scalable code with strong tests.
- Lead projects end-to-end, bringing both clarity and creativity to the table.
- Bachelor’s degree (or higher) in Computer Science, related field, or equivalent practical experience.
- 4+ years of professional mobile development experience, with a strong focus on iOS.
- Expert in Swift and modern iOS paradigms (Swift Concurrency, Combine, SwiftUI).
- Proven experience building and shipping high-quality consumer apps at scale.
- Experience (or deep curiosity) in using AI/LLMs to supercharge development.
- Solid grasp of iOS architectures (MVVM, MVP, VIPER, etc.).
- Familiar with end-to-end engineering practices: code reviews, CI/CD, automated testing, and monitoring.
- Exposure to Android development is a plus
- Impact that scales: Your work will directly shape the experience of millions of members.
- Tech on the edge: Experiment with AI-powered workflows and mobile-first innovation before most engineers in the world.
- Actual seat at the table: Influence not just code, but product direction and growth strategy.
- High-velocity culture: We move fast, test boldly, and celebrate learning.
- Above all: You love solving complex problems, moving fast, and turning bold ideas into reality.
At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.
EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.
Top Skills
What We Do
Earnin’s mission is to build a financial system that works for people. Every year, while Americans wait for their paychecks, more than $1 trillion of their hard-earned money is held up in the pay cycle. As a result, we accumulate over $50 billion in late and overdraft fees and turn to high-interest loans. We seek to eliminate those fees and put money back into workers’ hands.
Our financial system doesn’t work for people. But Earnin does. Earnin is an app that lets people get paid as soon as they leave work, with no fees, interest, or hidden costs. App users can receive their money in their bank account instantly at little or no cost — as we operate on a pay what you choose model. All they need is a bank account and a job that provides direct deposit or uses electronic timesheets.
At Earnin, we’re building the way we think a financial system should work for everyone, not just the people who can afford it. We help people take control of their money and get to a better financial place.
Our goal is not only to provide great products at little or no cost to the people who need them but also to inspire kindness across the financial world and eventually across all industries.
