Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.
Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.
Job DescriptionThe Sr. ML Scientist will work with a team to conduct extraordinary research on data analytics and contribute to the long-term research agenda in large-scale data analytics and machine learning, as well as deliver innovative technologies and insights to Visa's strategic products and business. This role represents a phenomenal chance to create key contributions to Visa's strategic vision as a world-leading data-driven company. The successful candidate must have strong academic track record and demonstrate excellent software engineering skills. The successful candidate will be a self-starter comfortable with ambiguity, with strong attention to detail, and excellent collaboration skills.
Our team is focusing on building a new product suite for Visa’s real time payments options! This will have a fraud-management focus and be scaled across many markets at Visa. This suite will also bring ‘real-time fraud monitoring’ into play using the latest in Machine Learning & Deep Learning technologies. We are seeking ML Scientists that come from a wide array of backgrounds with the curiosity about creating something new and exciting for Visa.
Essential Functions
- Formulate business problems as technical data problems while ensuring key business drivers are collected in collaboration product stakeholders.
- Work with product engineering to ensure implement-ability of solutions. Deliver prototypes and production code based on need.
- Experiment with in-house and third-party data sets to test hypotheses on relevance and value of data to business problems.
- Build needed data transformations on structured and un-structured data.
- Build and experiment with modeling and scoring algorithms. This includes development of custom algorithms as well as use of packaged tools based on machine learning, analytics, and statistical techniques.
- Devise and implement methods for adaptive learning with controls on efficiency, methods for explaining model decisions where vital, model validation, A/B testing of models.
- Devise and implement methods for efficiently monitoring model efficiency and performance in production.
- Devise and implement methods for automation of all parts of the predictive pipeline to minimize labor in development and production.
- Contribute to development and adoption of shared predictive analytics infrastructure.
This is a hybrid position. Expectation of days in office will be confirmed by your Hiring Manager.
QualificationsBasic Qualifications
•2+ years of relevant work experience and a Bachelors degree, OR 5+ years of relevant work experience
Preferred Qualifications:
3 or more years of work experience with a Bachelor’s Degree or more than 2 years of work experience with an Advanced Degree (e.g. Masters, MBA, JD, MD)
• 1+ years of relevant experience with Masters in Computer Science, Operations Research, Statistics, or highly quantitative field with strength in Deep Learning, Machine Learning, Data Analytics, Statistical or other mathematical analysis, OR 3+ years of relevant work experience and a Bachelors degree
• Relevant coursework in modeling techniques such as logistic regression, Naïve Bayes, SVM, decision trees, or neural networks.
• Ability to program in one or more scripting languages such as Perl or Python and one or more programming languages such as Java, C++, or C#.
• Experience with one or more common statistical tools such SAS, R, KNIME, MATLAB.
• Deep learning experience with TensorFlow is a plus.
• Experience with Natural Language Processing is a plus.
• Experience working with large datasets using tools like Hadoop, MapReduce, Pig, or Hive is a plus.
• Publications or presentation in recognized Machine Learning and Data Mining journals/conferences is a plus.
Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.
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What We Do
Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.
At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges,
growing your skills and seeing your contributions impact lives around the world.
Join Visa and do work that matters – to you, to your community, and to the world.
Progress starts with you
For more information, visit visa.com/about, @LifeatVisa Instagram, and @VisaNews on X.
Why Work With Us
At Visa, every voice powers progress. We believe inclusion fuels innovation — and that unique perspectives create better outcomes for our teams, our business, and the world we serve. With more than 13K members across our Employee Resource Groups, you’ll find community, allyship, and opportunities to lead, learn and make an impact beyond your desk.
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