ABOUT EARNIN
As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.
We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.
POSITION SUMMARY
As a Fintech company where Machine Learning (ML) is one of the key features, our operations highly rely on machine learning models, from business decisions to customer experiences. Therefore, ensuring our machine learning systems’ health and scalability is critical. To guarantee the success of machine learning systems, work around transforming ML models to high-performance production-level code needs to be done, including implementing sophisticated machine learning algorithms and robustness monitoring, system logging/alarming, and DevOps.
This position will be a hybrid from our Bengaluru office as part of our expanding site location with 2 days a week in the office. EarnIn provides excellent employee benefits, including healthcare, internet/cell phone reimbursement, a learning and development stipend, and potential opportunities to travel to our Palo Alto HQ. Our salary ranges are determined by role, level, and location.
WHAT YOU'LL DO
- Design, build, and launch efficient and reliable machine learning (ML) models to drive business impact
- Train and validate state-of-the-art multi-modal, multi-task deep learning models as well as statistical models considering use-case, complexity, performance, and robustness
- Demonstrate end-to-end understanding of applications and develop a deep understanding of the “why” behind our models & systems
- Partner with product managers, tech leads, and stakeholders to analyze business problems, clarify requirements, and define the scope of the systems needed
- Work closely with data platform teams to enable robust, scalable batch and real-time data pipelines
- Drive high ML and engineering standards on the team through mentoring and knowledge sharing. Drive engineering best practices around code reviews, automated testing, and monitoring
WHAT WE’RE LOOKING FOR
- MS degree or PhD degree in Computer Science or a related technical field
- 5+ years of experience in ML engineering
- Strong programming skills in Python and data engineering skills
- Extensive knowledge of machine learning algorithms
- Hands-on experience with the architectural pattern for large, high-scale software applications
- Industry experience building and taking to production machine learning systems
- Strong oral and written communication skills
- Experience is NLP or CV is a plus
At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.
EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.
#LI-Hybrid
What We Do
Earnin’s mission is to build a financial system that works for people. Every year, while Americans wait for their paychecks, more than $1 trillion of their hard-earned money is held up in the pay cycle. As a result, we accumulate over $50 billion in late and overdraft fees and turn to high-interest loans. We seek to eliminate those fees and put money back into workers’ hands.
Our financial system doesn’t work for people. But Earnin does. Earnin is an app that lets people get paid as soon as they leave work, with no fees, interest, or hidden costs. App users can receive their money in their bank account instantly at little or no cost — as we operate on a pay what you choose model. All they need is a bank account and a job that provides direct deposit or uses electronic timesheets.
At Earnin, we’re building the way we think a financial system should work for everyone, not just the people who can afford it. We help people take control of their money and get to a better financial place.
Our goal is not only to provide great products at little or no cost to the people who need them but also to inspire kindness across the financial world and eventually across all industries.
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