The Senior Liquidity Risk Oversight Analyst will support, and report, to the Segment Risk Manager responsible for oversight of interest rate, market or liquidity risk undertaken in the assigned segment. Incumbent will have regular, direct interaction with Treasury members and play a lead role in conducting effective challenge of Treasury activities relating to interest rate risk, market risk or liquidity risk, the balance sheet or income statement. Incumbent will develop analytics, measure conformance to regulations and may manage more junior members of the Risk Analytics team.
Primary Responsibilities:- Interact directly with Treasury team members to conduct effective challenge of Treasury risk pillars (interest rate risk/liquidity risk/market risk) through annual process assessments (PA) and periodic challenge reviews (CR).
- Establish findings as a result of PAs and CRs when regulatory or best-practice gaps exist, as uncovered through the PA and CR frameworks.
- Communicate findings to Treasury team members.
- Drive process improvement initiatives and work with others within and external to TRMO to implement changes to methodology and enhance/streamline processes to improve efficiency and sustainability.
- Provide leadership, guidance and direction to junior staff regarding all aspects of data analysis, risk reporting, risk identification, risk policies and governance and regulatory compliance.
- Maintain and develop in others knowledge on standard concepts, practices, and procedures within the risk analytics field.
- Build new financial challenger-type models or utilize existing ALM model to increase efficacy of oversight activities.
- Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies.
- Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
- Promote an environment that supports belonging and reflects the M&T Bank brand.
- Complete other related duties as assigned.
- Strong quantitative, financial, and economic skills
- Detail-oriented
- Advanced computer skills and strong knowledge of pertinent spreadsheet and database software
The Senior Risk Analyst must be adept at working across all levels of the organization from junior staff to the Chief Risk Officer or other senior/executive members of management in Risk or Treasury/Finance. This is a high profile position where the incumbent must be a comfortable working with minimal/moderate oversight under tight deadlines.
Education and Experience Required:MBA with outstanding academic credentials, minimum two years work experience or BA/CPA/CFA with three-plus years experience. Excellent written and oral communication skills. Superior interpersonal and leadership talent. Advanced analytical abilities.
Education and Experience Preferred:Master’s degree in Business Administration (MBA)/Chartered Financial Analyst (CFA)
4 or more years’ proven Treasury experience
Knowledge of bank products and services
Proficiency in data analytics
Proven ability to work well in a fast-paced, deadline-driven environment, coordinating multiple projects simultaneously
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $113,300.00 - $188,800.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.LocationWilmington, Delaware, United States of AmericaM&T Bank Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about M&T Bank and has not been reviewed or approved by M&T Bank.
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Retirement Support — Retirement benefits are positioned as a strong pillar, including a 401(k) match and the possibility of an additional employer contribution, plus access to an employee stock purchase plan.
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Leave & Time Off Breadth — Time-off offerings are framed as competitive, with a flexible PTO approach and paid volunteer time called out as a meaningful add-on to standard leave.
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Wellbeing & Lifestyle Benefits — Wellbeing support appears comparatively robust, highlighted by mental-health therapy/coaching sessions and broader wellness programming alongside community-oriented perks.
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What We Do
M&T Bank is a multi-state community-focused bank serving New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia and Washington, D.C. Founded in 1856, the company provides banking, investment, insurance and mortgage financial services to more than 3.6 million consumer, business and government clients.
