Position Title
Senior Lender, VP
Location
New York/1400 Broadway/114025
Job Summary
Provides lending support to the teams of the Private Banking group in the development of personal and business loans.
Pay Range: $105,900.00 - $160,238.00 - $203,100.00
Job Responsibilities:
Responsibilities Include:
- Approves credit requests for credits within assigned credit authority and prepares underwriting analysis and credit offering memo.
- Analyzes applicant financial status, credit, property to determine feasibility of granting loan, or submits application to credit analyst for verification and recommendation.
- Maintains database and monitors performance of loans.
- Meets with prospects and clients of Private Client Groups and interviews applicants to request specified information for loan applications.
- Works closely with outside counsel for documentation on loan transactions.
- Approves credit overrides from financial centers and private client groups for loans.
- Notifies Chief Credit Officer immediately of any credit quality issues within portfolio.
Requirements:
- High school diploma or equivalent required. Bachelor's degree in related field preferred.
- Minimum 3 years' commercial lending experience at a large financial institution.
- Strong credit exposure; Experience with upper middle market/large corporate ($50 million+ in revenue); Complex loans; Managed large portfolios ($150 million in commitment/$100 million outstanding loans)
- Ability to analyze financial statements, ratios, and cash flow analysis
- Must possess excellent communication skills both written and verbal.
- Proficiency with MS Office Suite (Outlook, Excel, Word)
What We Do
Thank you for visiting Flagstar Bank on LinkedIn, and we look forward to being part of your financial journey. On December 1, 2022, New York Community Bank (NYCB) and Flagstar Bank joined together to become one company. Today, New York Community Bancorp, Inc. is the parent company of Flagstar Bank, N.A., one of the largest regional banks in the country. The company is headquartered in Hicksville, New York. At June 30, 2024, the company had assets of $119.1 billion. We operate over 400 branches across 10 states, including a significant presence in the Northeast and Midwest and locations in high growth markets in the Southeast and on the West Coast. Flagstar Mortgage operates nationally through a wholesale network of approximately 3,000 third-party mortgage originators. We believe in cultivating a diverse, inclusive, and respectful workplace that engages employees, broadens perspectives, and encourages teamwork. We hire people who represent the talents, experiences, backgrounds, and diversity of the communities we serve. Together our goal is to deliver a new energy in banking to our customers, opening new doors for financial and personal success. Customers will have access to a broad spectrum of technology, products and services—all with a shared customer-first approach. Relationships are at the center of all that we do, enhanced by our commitment to delivering local market expertise, personalized solutions, and a long-standing focus on strengthening our communities. Follow us on LinkedIn to stay up to date on news and updates, new hires, community initiatives, access to our collective insights, and banking industry updates that you need to know.
