Position Title
Senior Lender - VP
Location
NY / Melville 68 South Service Floor 01
Job Summary
The Senior Lender - VP Assist the managers of the Financial Center and Private Client Groups in the development of personal and business loans.
Pay Range: $105,900.00 - $160,238.00 - $203,100.00
Job Responsibilities:
JOB DUTIES:
- Meets with prospects and clients of Private Client Groups and interviews applicants to request specified information for loan applications.
- Monitors credit quality of loan portfolios as well as performance of each credit.
- Approves credit requests for credits within assigned credit authority and prepares underwriting analysis and credit offering memo.
- Notifies Chief Credit Officer immediately of any credit quality issues within portfolio.
- Reviews financial reports submitted by clients to monitor compliance.
- Ensures loan agreements are complete and accurate according to policy and comply with approval.
- Maintains database and monitors performance of loans.
- Works closely with outside counsel for documentation on loan transactions.
QUALIFICATIONS:
- 5 years: commercial lending at leading money center bank
- Formal Credit Training required
- Bachelor's degree in business or related field highly preferred
- Prior management experience
- Commercial lending/credit analysis experience
- Knowledge of Analyzing financial statements, cash flow analysis, financial ratios
- Knowledge of Lending to individuals/businesses
What We Do
Thank you for visiting Flagstar Bank on LinkedIn, and we look forward to being part of your financial journey. On December 1, 2022, New York Community Bank (NYCB) and Flagstar Bank joined together to become one company. Today, New York Community Bancorp, Inc. is the parent company of Flagstar Bank, N.A., one of the largest regional banks in the country. The company is headquartered in Hicksville, New York. At June 30, 2024, the company had assets of $119.1 billion. We operate over 400 branches across 10 states, including a significant presence in the Northeast and Midwest and locations in high growth markets in the Southeast and on the West Coast. Flagstar Mortgage operates nationally through a wholesale network of approximately 3,000 third-party mortgage originators. We believe in cultivating a diverse, inclusive, and respectful workplace that engages employees, broadens perspectives, and encourages teamwork. We hire people who represent the talents, experiences, backgrounds, and diversity of the communities we serve. Together our goal is to deliver a new energy in banking to our customers, opening new doors for financial and personal success. Customers will have access to a broad spectrum of technology, products and services—all with a shared customer-first approach. Relationships are at the center of all that we do, enhanced by our commitment to delivering local market expertise, personalized solutions, and a long-standing focus on strengthening our communities. Follow us on LinkedIn to stay up to date on news and updates, new hires, community initiatives, access to our collective insights, and banking industry updates that you need to know.
