Citi is looking for a Senior Lead Software Engineer to take end-to-end technical ownership to work on complex, high-volume financial applications within its Securities Finance technology team in Jersey City. In this role, you will architect, build, and deliver enterprise-scale software solutions that sit at the heart of critical securities and custody workflows, shaping how Citi's technology platforms perform at global scale. You will combine deep Java engineering expertise with senior leadership, guiding a team of engineers while influencing technical direction and partnering with business, compliance, and data stakeholders across the organization.
Responsibilities
Architect and design end-to-end software solutions for high-volume securities finance applications, ensuring systems are scalable, resilient, and aligned to enterprise standards.
Build and deliver new application capabilities using Core Java, Spring Boot, RESTful APIs, and microservice patterns deployed via Docker and Kubernetes.
Lead the technical analysis of complex financial business processes, translating requirements into well-structured application designs that address upstream, downstream, and partner system dependencies.
Define and enforce engineering standards across the full development lifecycle, covering design, coding, testing, debugging, and production implementation.
Mentor and develop engineers and analysts, allocating work effectively and building team capability to deliver against ambitious delivery goals.
Partner with senior business leaders and end users to capture functional requirements and incorporate them into cohesive system designs that meet regulatory and compliance needs.
Identify and manage technical and operational risk within delivery decisions, escalating issues transparently and maintaining the integrity of systems and controls.
Required qualifications & skills
10 or more years of hands-on software engineering experience, with a track record of delivering complex application systems in financial services environments.
Deep proficiency in Core Java, Java EE, PL/SQL, Spring, Spring Boot, Hibernate, RESTful API development, and Unix scripting, with the ability to architect services independently.
Practical experience with microservice architecture and container orchestration using Docker and Kubernetes, and with messaging systems including Kafka and MQ Series.
Proficiency in Oracle and MSSQL relational databases, including writing complex SQL queries and applying data profiling and data mapping tools.
Hands-on experience with AI coding assistants such as GitHub Copilot, Cursor, Windsurf, Devin, or Claude as part of daily engineering workflows.
Demonstrated ability to lead engineering teams, manage cross-functional delivery, and communicate technical decisions clearly to senior stakeholders.
Familiarity with regulatory data requirements, data governance, and compliance considerations in a financial services context.
Beneficial skills & qualifications
Deep knowledge of Custody, Funds, or Securities Finance, including an understanding of how these functions operate across front, middle, and back-office environments.
Familiarity with securities master data and market data, and how these data sets support trading and operational workflows.
A Master's degree in a relevant technical or quantitative discipline.
What we offer
At Citi, you will work at the intersection of advanced engineering and global financial markets, with real ownership of systems that matter. This is a senior role that offers both technical depth and leadership reach, within a high-performing team that values collaboration, precision, and continuous improvement.
Hybrid working arrangement with 3 days in the office and 2 days working remotely, giving you flexibility alongside meaningful in-person collaboration.
Strategic technical ownership and the opportunity to influence engineering architecture at scale across one of the world's leading financial institutions.
Access to cutting-edge AI coding tools embedded into team workflows, keeping your engineering practice at the forefront of the industry.
Clear scope to mentor and grow the next generation of engineers, building leadership capability alongside your technical career.
Comprehensive financial wellbeing, health, and benefits packages designed for senior professionals at Citi.
Global collaboration across technology, business, and compliance teams, with visibility into how enterprise-scale financial systems operate end to end.
Apply now to bring your Java engineering expertise and leadership to a role where your architectural decisions will directly shape the performance of Citi's global securities finance technology.
------------------------------------------------------
Job Family Group: Technology------------------------------------------------------
Job Family:Applications Development------------------------------------------------------
Time Type:Full time------------------------------------------------------
Primary Location:Jersey City New Jersey United States------------------------------------------------------
Primary Location Full Time Salary Range:$176,720.00 - $265,080.00
In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
------------------------------------------------------
Most Relevant Skills Please see the requirements listed above.------------------------------------------------------
Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------
Anticipated Posting Close Date:Sep 03, 2026------------------------------------------------------
Automated Processing and AIWe use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.
Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.
Illinois residents – AI Notice and Right
------------------------------------------------------
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi’s EEO Policy Statement and the Know Your Rights poster.
Skills Required
- 10 or more years of hands-on software engineering experience
- Experience delivering complex application systems in financial services environments
- Deep proficiency in Core Java, Java EE, PL/SQL, Spring, Spring Boot, Hibernate, RESTful API development, and Unix scripting
- Experience architecting services independently
- Experience with microservice architecture, Docker, and Kubernetes
- Experience with Kafka and MQ Series
- Proficiency with Oracle and MSSQL relational databases
- Ability to write complex SQL queries and use data profiling and data mapping tools
- Hands-on experience with AI coding assistants such as GitHub Copilot, Cursor, Windsurf, Devin, or Claude
- Ability to lead engineering teams and manage cross-functional delivery
- Ability to communicate technical decisions clearly to senior stakeholders
- Familiarity with regulatory data requirements, data governance, and financial services compliance
- Knowledge of Custody, Funds, or Securities Finance
- Understanding of front-, middle-, and back-office financial functions
- Familiarity with securities master data and market data
- Master's degree in a relevant technical or quantitative discipline
Citi Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Citi and has not been reviewed or approved by Citi.
-
Healthcare Strength — Benefits coverage is positioned as comprehensive, including health, dental, and vision insurance plus on-site clinics, prescription drug support, and disability coverage. Family-building support such as fertility assistance is described as a notable differentiator within the overall package.
-
Retirement Support — Retirement benefits are framed as strong, highlighted by a 401(k) with matching and additional plan options like a Roth 401(k). Financial support is reinforced through discounts and broader financial guidance resources tied to the benefits ecosystem.
-
Wellbeing & Lifestyle Benefits — Wellbeing support extends beyond insurance through programs like an Employee Assistance Program, counseling/legal resources, and gym or wellness reimbursement. These offerings increase the perceived total rewards value even when cash compensation sentiment varies by role.
Citi Insights
What We Do
Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients. We have 200 years of experience helping our clients meet the world's toughest challenges and embrace its greatest opportunities. We are Citi, the global bank – an institution connecting millions of people across hundreds of countries and cities.







