Senior/Lead Product Engineer II - Contacts Team

Posted 7 Hours Ago
Be an Early Applicant
London, England, GBR
Hybrid
38K-75K Annually
Senior level
Fintech • Mobile • Payments • Software • Financial Services
Wise is one of the fastest growing fintechs in the world and we’re on a mission to make money without borders a new norm
The Role
Build and scale the backend platform powering Wise’s recipient and contacts experience. Responsibilities include defining technical vision, developing large-scale distributed systems, designing RESTful APIs and database schemas, optimizing queries, maintaining reliable services, and collaborating with product, design, and analytics partners. The role emphasizes customer-focused product decisions, clean and testable code, code reviews, and test-driven development.
Summary Generated by Built In
Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer. 

Job Description

The Contacts team is a core team at Wise, dedicated to making adding, finding, and managing your recipients as easy as possible. We own this experience end-to-end: from the scalable platform securing tens of millions of bank accounts customers send to, to the intelligent search algorithms and local integrations (like Pix) that power discovery, all the way to the customer-facing screens where users interact with their counterparties. The team is integral to Wise’s day-to-day operations — if our services go down, Wise goes down.

How we work

We work in an agile fashion, with engineers closely collaborating with designers, the product manager, and the analyst. The team operates across our Tallinn and London offices. 

What will you be working on?

You will be part of an autonomous team, driving the technical vision for the backend solution powering the recipient’s user experience. You will help us scale-up and build a world class recipient management product.

What do you need?

We are fully aware that it is uncommon for a candidate to have all skills required and we fully support everyone in learning new skills with us. So if you have some of those listed below and are eager to learn more, we do want to hear from you!

  • You get things done

  • You have experience working with large scale distributed systems

  • You have years of Java 8+ knowledge

  • You have experience working with relational and non-relational databases, query optimisation and designing schemas

  • You have a strong product mindset and passion for customer experience, you prioritise work with the customers in mind and make data-driven decisions to fix customer pain-points

  • You enjoy collaborating with others and bringing people together to solve a problem

  • You have experience in designing, deploying and maintaining clean RESTful APIs

  • You believe in and follow best coding practices, code reviews and open feedback

  • You enjoy writing testable code and believe in Test Driven Development

 

Nice to have: 

  • You have experience with Spring boot

  • You have worked with BFFs (Backend-for-Frontends)

Additional Information

Interested? Find out more:

  • How we work – a practical guide

  • Wise Tech Stack (2025 update)

  • Our Engineering career map

  • Scaling our Infrastructure; how we make it work

  • Wise Engineering – https://medium.com/wise-engineering

What do we offer

  • Starting salary: £111,000 - £145,000 + RSU ($75,000 New + $37,500 Annual Refresher)

  • Wise Benefits

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

Skills Required

  • Experience working with large-scale distributed systems
  • Years of experience with Java 8 or later
  • Experience with relational and non-relational databases
  • Experience with query optimization and database schema design
  • Strong product mindset and customer experience focus
  • Experience designing, deploying, and maintaining RESTful APIs
  • Knowledge of best coding practices, code reviews, and open feedback
  • Experience writing testable code and using Test-Driven Development
  • Experience with Spring Boot
  • Experience with Backend-for-Frontends

What the Team is Saying

Wise Compensation & Benefits Highlights

  • Leave & Time Off Breadth — Paid time off is considered generous, with substantial annual PTO, sick leave, and a paid sabbatical after four years highlighted. Feedback suggests these policies meaningfully support rest and flexibility.
  • Healthcare Strength — Health coverage is described as comprehensive, including medical, dental, vision, and options like HSA contributions and a zero-deductible plan in some cases. Feedback suggests the healthcare offering is viewed favorably overall.
  • Equity Value & Accessibility — Equity grants (RSUs or stock options) are broadly available and positioned as a core part of total compensation. Feedback suggests some employees find the equity a meaningful component of their overall package.

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The Company
9,000 Employees
Year Founded: 2011

What We Do

Wise is a global technology company, building the best way to move and manage the world's money. With Wise Account and Wise Business, people and businesses can hold 40 currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new network for the world's money. Launched in 2011, Wise is one of the world’s fastest growing, profitable tech companies. In fiscal year 2025, Wise supported around 15.6 million people and businesses, processing over $185 billion in cross-border transactions and saving customers around $2.6 billion.

Why Work With Us

We’re truly global in who we are, how we work, and how we build. Everything we do is centred around creating a world of money that’s fast, easy, fair. And open to all. Everyone who works here owns a piece of Wise, from the work they do, to the stock they hold.

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Wise Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

We expect new joiners in the office most days to build connections and learn from colleagues for their first six months. After that, most Wisers split their working week between the office and home, typically coming in at least 12 times a month.

Typical time on-site: Flexible
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Brussels
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Austin
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Budapest
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Hydrabad
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Kuala Lumpur
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London
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New York
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São Paulo
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Singapore
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Tallinn
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Tokyo
Learn more

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