Senior Lead Digital Product Manager, Credit Cards and Personal Loans

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Wilmington, DE, USA
Hybrid
Senior level
Fintech • Financial Services
Wells Fargo: Tech-powered. Innovation-led. We're transforming financial services.
The Role
Lead product strategy and execution for credit card and personal loan servicing capabilities. Drive platform modernization, define digital servicing experiences, manage full product lifecycle, collaborate with engineering, operations, risk, compliance and design, and deliver scalable backend services, APIs, and integrations to improve customer self-service and operational efficiency.
Summary Generated by Built In
Wells Fargo is seeking a Senior Lead Digital Product Manager within Consumer Banking and Lending to lead the development and modernization of servicing capabilities supporting Credit Card and Personal Loan products. This role will be responsible for delivering technology-enabled solutions that support customer account management, servicing operations, and other core servicing functions across the consumer lending portfolio.
The ideal candidate will bring strong product management expertise, experience delivering complex technology products and platform capabilities, and the ability to understand how backend services support the broader end-to-end customer journey. This role partners closely with technology, operations, risk, compliance, legal, and business teams to lead product strategy and execution, drive platform modernization initiatives, and deliver scalable solutions that improve operational efficiency, strengthen servicing capabilities, and support enterprise strategic objectives. Learn more about the career areas and business divisions at wellsfargojobs.com.
In this role, you will:
  • Serve as a trusted advisor and subject matter expert to develop and influence digital product strategies, initiatives, and long-term product roadmaps for servicing capabilities across the Credit Card and Personal Loan products
  • Lead the execution of highly complex business, customer, operational, and technical challenges requiring cross-functional and enterprise-wide alignment
  • Drive modernization initiatives and technology investments that strengthen servicing operations and account management experiences
  • Define and execute digital servicing experiences that improve customer satisfaction, engagement, self-service adoption, and operational efficiency
  • Lead large-scale initiatives that require innovation, analytical thinking, and the ability to balance customer, business, operational, regulatory, and technology needs
  • Partner closely with Product Owners, Experience Design, Engineering, Operations, Risk, Compliance, Legal, and business stakeholders to deliver high-impact solutions
  • Ensure solutions align with regulatory requirements, risk frameworks, governance standards, and enterprise controls
  • Lead end-to-end product lifecycle management, including business case development, requirements definition, backlog management, execution, launch, and ongoing optimization
  • Build strong relationships and influence stakeholders across all levels of the organization
Required Qualifications
  • 7+ years of digital product management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications:
  • Experience leading digital products, servicing capabilities, or customer account management solutions within Credit Card, Personal Lending, Consumer Banking, Payments, or other regulated industries, with a proven track record of managing products throughout the full lifecycle from strategy and requirements through delivery, launch, and optimization
  • Ability to understand end-to-end customer journeys and evaluate product decisions through customer, operational, business, and technology lenses
  • Strong stakeholder management and influencing skills, with the ability to build partnerships across business, technology, operations, risk, compliance, legal, and design organizations
  • Demonstrated ability to manage competing priorities, timelines, and stakeholder expectations while driving successful product outcomes within complex, highly matrixed environments
  • Expertise working in Agile environments and leveraging Jira for product planning, backlog management, prioritization, and delivery execution
  • Technical fluency and experience partnering with engineering teams to deliver backend services, integrations, workflows, APIs, or platform capabilities that support customer servicing experiences
Job Expectations:
  • This role offers a hybrid work schedule
  • Ability to travel up to 10% of the time
  • This position is not eligible for visa sponsorship
Job posting may come down early due to volume of applicants.
Locations:
  • 2200 Concord Pike, Wilmington, DE 19803
  • 800 S Jordan Creek Pkwy West Des Moines, IA 50266
  • 550 S Tryon Charlotte, NC 28202
  • 2800 S Price Rd, Chandler, AZ 85286
Required locations listed above.
Posting End Date:
27 Jul 2026
*Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
#BI-Hybrid

Skills Required

  • 7+ years of digital product management experience
  • Experience leading digital products or servicing capabilities within Credit Card, Personal Lending, or Consumer Banking
  • Ability to understand end-to-end customer journeys and evaluate product decisions across customer, operational, business, and technology lenses
  • Strong stakeholder management and influencing skills across business, technology, operations, risk, compliance, legal, and design
  • Experience working in Agile environments and leveraging Jira for product planning and backlog management
  • Technical fluency partnering with engineering to deliver backend services, integrations, workflows, APIs, or platform capabilities

Wells Fargo Compensation & Benefits Highlights

  • Healthcare Strength Health coverage begins on day one with comprehensive medical, dental, and vision options, and the company subsidizes a substantial share of premiums for U.S. employees (varying by compensation band).
  • Retirement Support A robust 401(k) program includes an employer match for eligible employees, with specifics laid out in plan materials and filings.
  • Parental & Family Support Paid parental leave extends up to 16 weeks for eligible primary caregivers, alongside fertility coverage, adoption/surrogacy reimbursement, and lactation support.

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Wells Fargo & Company (NYSE: WFC) is a leading financial services company that has approximately $2.2 trillion in assets. We provide a diversified set of banking, investment and mortgage products and services, as well as consumer and commercial finance, through our four reportable operating segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth & Investment Management. Wells Fargo ranked No. 33 on Fortune’s 2025 rankings of America’s largest corporations. Our technology professionals drive innovation, information security, and big data analytics while maintaining a network that handles more than 12 billion customer interactions a year. Join us! Are you looking for more? Find it here. At Wells Fargo, we're more than a financial services leader – we’re a global trailblazer committed to driving innovation, empowering communities, and helping our customers succeed. We believe that a meaningful career is much more than just a job – it’s about finding all of the elements to help you thrive, in one place. Living the Well Life means you’re supported in life, not just work. It means having robust benefits, competitive compensation, and programs designed to help you find work-life balance and well-being. You’ll be rewarded for investing in your community, celebrated for being your authentic self, and empowered to grow. And we’re recognized for it — Wells Fargo continues to rank on the LinkedIn Top Companies lists of best workplaces “to grow your career.” All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. © 2026 Wells Fargo Bank, N.A. All rights reserved. Member FDIC.

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