Senior Java Developer (Credit Risk domain)- Assistant Vice President

Reposted 15 Days Ago
Be an Early Applicant
Pune, Mahārāshtra, IND
In-Office
Senior level
Fintech • Financial Services
The Role
The Senior Java Developer is responsible for developing and supporting Java applications in Credit Risk technology. Tasks include systems analysis, design, coding, testing, and providing operational support, ensuring compliance with business needs and industry standards.
Summary Generated by Built In
  • We value our talented employees, and whenever possible strive to help one of our associates grow professionally before recruiting new talent to our open positions. If you think the open position you see is right for you, we encourage you to apply!
    Our people make all the difference in our success.
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    The Applications Development Senior Programmer Analyst is an intermediate level position responsible for participation in the establishment and implementation of new or revised application systems and programs in coordination with the Technology team. The overall objective of this role is to contribute to applications systems analysis and programming activities.
    Responsibilities:
    Conduct tasks related to feasibility studies, time and cost estimates, IT planning, risk technology, applications development, model development, and establish and implement new or revised applications systems and programs to meet specific business needs or user areas
    Monitor and control all phases of development process and analysis, design, construction, testing, and implementation as well as provide user and operational support on applications to business users
    Utilize in-depth specialty knowledge of applications development to analyze complex problems/issues, provide evaluation of business process, system process, and industry standards, and make evaluative judgement
    Recommend and develop security measures in post implementation analysis of business usage to ensure successful system design and functionality
    Consult with users/clients and other technology groups on issues, recommend advanced programming solutions, and install and assist customer exposure systems
    Ensure essential procedures are followed and help define operating standards and processes
    Serve as advisor or coach to new or lower level analysts
    Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
    Qualifications:
    8-11 years of relevant experience
    Experience in systems analysis and programming of software applications
    Experience in managing and implementing successful projects
    Working knowledge of consulting/project management techniques/methods
    Ability to work under pressure and manage deadlines or unexpected changes in expectations or requirements
    Education:
    Bachelor’s degree/University degree or equivalent experience
    This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
    Knowledge/Experience:
    8 to 11 years of strong experience in Java/J2EE, Spring, Hibernate, (and with Spark Preferable) with expertise in design, development, performance tuning, troubleshooting and deployment
    Good understanding of WebSphere, and Linux or Unix operating systems.
    Should be well versed with designing and architecting solutions with latest tech advancements.
    Familiar with standard SDLC and Agile processes.
    Hands on working experience and ability to motivate and lead the team
    Skills:
    Experience with latest technology in areas of Distributed Computing and Big Data ecosystem.
    Solid understanding of SOA concepts, RESTful API design.
    Strong OOP fundamentals and programming languages and web frameworks.
    Knowledge of cloud computing and deployment strategies using virtual environments
    Ability to prioritize and manage schedules under tight, fixed deadlines
    Ability to produce professional, technically-sound, and visually-appealing presentations and architecture designs.
    Strong writing, communication, time-management, decision-making, and basic task organization skills
    Experience creating high level technical/process documentation and presentations for audiences at various levels. Experience writing/editing technical, business, and process documentation in an Information Technology/Engineering environment
    Must have worked on Oracle RDBMS. Should be good at data models and have an understanding of relational database systems.
    Must be able to understand requirements & convert to technical design and code
    Knowledge of source code control systems, unit test framework, build and deployment tools
    Experienced with large scale programs rollout and ability to create and maintain details WBS project plans.
    Must be able to work independently as well as in a team environment. Must be able to adapt to a rapidly changing environment.
  • Justification
    Justification
    This position is for backfill of contractor (SOEID-bm04701) with FTE C12.Our key resource in FPC has left and we would like replace it with FTE as it would help in maintain the FTE ratio. We are already ramped down due to attrition and SH exit so need to build strong team again.
Hiring Requirements
Job Details
  • Job Profile
    Job Profile
    • Applications Development Sr Programmer Analyst - C12
  • Job Families for Job Profiles
    Job Families for Job Profiles
    • Applications Development
  • Worker Sub-Type
    Worker Sub-Type
    • Regular
  • Worker Type
    Worker Type
    • Employee
  • Time Type
    Time Type
    • Full time
  • Compensation Grade
    Compensation Grade
    • Salary Range-Level: C12-Structure: 6
  • Primary Location
    Primary Location
      PLOT NO-1, S.NO. 77
  • Primary Job Posting Location
    Primary Job Posting Location
      Pune Maharashtra India
  • Additional Locations
    Additional Locations
    (empty)
  • Additional Job Posting Locations
    Additional Job Posting Locations
    (empty)
  • Scheduled Weekly Hours
    Scheduled Weekly Hours
    40
  • Work Shift
    Work Shift
    (empty)
  • Recruiting Start Date
    Recruiting Start Date
    17/03/2026
  • Target Hire Date
    Target Hire Date
    31/07/2026
  • Target End Date
    Target End Date
    31/08/2026
Additional Information
  • Union Membership from Job Profile
    Union Membership from Job Profile
    (empty)
  • Allowed Unions from Job Profile
    Allowed Unions from Job Profile
    (empty)
Collective Agreement Details
  • Collective Agreement
    Collective Agreement
    (empty)
  • Job Description
    Job Description

    The Credit Risk Technology Team is responsible for delivering Counterparty Credit Risk Management software solutions to Citi's Risk organization and RWA integrity team for regulatory reporting. This team manages Citi's exposure to financial institutions, governments, and corporates that trade with Citi. The team builds and maintains software used to compute metrics that help mitigate Citi's exposure to counterparty default, including computation of Collateral Allocation for Portfolios, Haircut for Security and Cash Collateral, Collateral Concentration Levels, Wrong Way Risk, Pre-settlement exposure, Exposure At Default, and Risk-weighted assets, amongst others.

    Responsibilities:

    The successful candidate will develop Java and J2EE software applications that comply with written and verbally agreed specifications, to agreed timescales and quality criteria. The role involves working with 4-6 developers and reporting regularly to the Project Manager on progress and issues.

    Key responsibilities include:

    • Keep applications lean, resilient, robust, self-healing, and scalable.

    • Taking ownership of all applications in the assigned sub-domain within Risk Technology.

    • Interacting with Business users / Business Analysts to understand the requirements.

    • Ensuring complete understanding of application code through compilation, code walkthrough, execution flow, and overall design.

    • Performing local compilation, deployment, and behavior/Unit testing.

    • Identifying areas for code changes to meet required functionalities and maintain traceability.

    • Participating in design review, code review, and project review meetings (local/global).

    • Hands-on development using required IDEs & related plugins, SQL client.

    • Unit testing, Integration testing, UAT/SIT support.

    • Managing Code check-ins, check-outs, merges, and build management.

    • Maintaining technical thought leadership and disseminating knowledge to the team and peers.

    • Bringing excellence in terms of behavioral, technical, and architectural leadership in collaboration with global teams.

    Technical Skills:Mandatory:
    • Object-Oriented Design skills.

    • Solid knowledge of Core Java, J2EE.

    • Core Java concepts: Threading, Collections, Synchronization, Locking, Annotations, Generics.

    • Spring Core, Spring Batch.

    • Ability to write SQL Queries and PL/SQL to analyze data.

    • Good knowledge of design patterns.

    • Build scripts like Ant, Maven.

    • Experience with any version of Eclipse as a development environment.

    • ETL, ELT, and data warehousing concepts.

    • Extensive development experience (minimum 8+ years) in designing and building applications.

    • Java/J2EE/RDBMS/Unix Shell Scripting.

    • Microservices on cloud.

    • Experience in NoSQL DB like MongoDB or any cache.

    Preferred:
    • Caching Frameworks.

    • IOC framework like Juice.

    • Development Best Practices.

    • Test-driven development.

    • Experience with Caches (e.g., GemFire/Redis/Hazelcast).

    Soft Skills:
    • Ensuring processes are followed and driving efficiency.

    • SDLC Aware & coordination and working with remote teams.

    • Knowledge of quality issues in software development.

    • Experience working cooperatively in small to medium-sized teams.

    • Proactive and self-motivated.

    • Good problem solver.

    • Ability to understand human issues/sentiments and channelize them for better delivery.

    • Good design and coding discipline.

    • Ability to troubleshoot conflicts and people issues.

    • Strong design & execution bend of mind.

    • Conceptual understanding of design patterns.

    • Thorough understanding of OO methodologies.

    • Passion for technology and self-starter.

    • Orientation towards disciplined development processes.

    Education:
    • B.Tech from a top engineering college/university, preferably in Computer Science, EE, or ECE branches.

    • Candidates with a passion for coding and systems development from other disciplines may also apply.

    • A substantial part of experience should be in top-notch IBs/Banks and product companies.

    AI Co-pilot / AI Tools for Development:

    Experience with AI co-pilot and other AI-driven development tools is highly valued. The ideal candidate will be proficient in leveraging these tools to enhance productivity, code quality, and accelerate development cycles. This includes:

    • Efficient Prompting: Demonstrating expertise in crafting clear, concise, and effective prompts to maximize the utility of AI co-pilots for code generation, debugging, refactoring, and documentation.

    • Code Optimization: Utilizing AI tools to identify and implement performance improvements, security enhancements, and adherence to best practices within Java/J2EE applications.

    • Automated Testing Support: Employing AI capabilities to generate test cases, analyze code coverage, and streamline testing processes for faster and more reliable deployments.

    • Knowledge Sharing: Promoting the adoption of AI development tools within the team and contributing to best practices for their efficient and accurate use.

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Job Family Group:

Technology

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Job Family:

Applications Development

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Time Type:

Full time

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Most Relevant Skills

Please see the requirements listed above.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

 

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi’s EEO Policy Statement and the Know Your Rights poster.

Skills Required

  • 8-11 years of experience in Java/J2EE development
  • Experience in systems analysis and programming of software applications
  • Working knowledge of consulting/project management techniques
  • Bachelor's degree in Computer Science or related field
  • Experience with SQL and PL/SQL
  • Experience with distributed computing and Big Data technology

Citi Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Citi and has not been reviewed or approved by Citi.

  • Healthcare Strength Benefits coverage is positioned as comprehensive, including health, dental, and vision insurance plus on-site clinics, prescription drug support, and disability coverage. Family-building support such as fertility assistance is described as a notable differentiator within the overall package.
  • Retirement Support Retirement benefits are framed as strong, highlighted by a 401(k) with matching and additional plan options like a Roth 401(k). Financial support is reinforced through discounts and broader financial guidance resources tied to the benefits ecosystem.
  • Wellbeing & Lifestyle Benefits Wellbeing support extends beyond insurance through programs like an Employee Assistance Program, counseling/legal resources, and gym or wellness reimbursement. These offerings increase the perceived total rewards value even when cash compensation sentiment varies by role.

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The Company
HQ: Kwun Tong, Kowloon
223,850 Employees

What We Do

Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients. We have 200 years of experience helping our clients meet the world's toughest challenges and embrace its greatest opportunities. We are Citi, the global bank – an institution connecting millions of people across hundreds of countries and cities.

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