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Who we are:
Shape a brighter financial future with us.
Together with our members, we’re changing the way people think about and interact with personal finance.
We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
Who we are
We’re a next-generation fintech company on a mission to help our members achieve financial independence to realize their ambitions—whether that’s buying a house, starting a family, or becoming debt free. We aim to be at the center of our members’ financial lives, so they can get their money right.
By joining SoFi, you’ll help shape a brighter financial future for our 6+ million members—using innovative, mobile-first technology to transform an industry that hasn’t changed in decades. With offices across the United States and abroad, we’re one of the fastest growing companies in fintech—offering the agility of a start-up with the stability of seasoned management and dynamic, passionate employees.
Join us to invest in yourself, your career, and the financial world.
The role
We are looking for a Senior Software Engineer to join the SoFi Borrow team who will help build a cutting-edge technology platform for the Loan Originations and Collections system which is at the heart of our lending products. You will be part of a team that is empowered to make technical decisions.
On our team, you will be in the middle of it all – implementing functionality, architecting our system, squashing bugs, maintaining the health of our code, and continually growing as an engineer. The ideal candidate is both forward-thinking and hands-on, has a solid sense of ownership and drive for delivery, and a strong team player. At SoFi, we pride ourselves on the collaboration between Product, Design and Engineering and so you will be involved in the entire product lifecycle, from ideation through building, deploying and continual improvement and evolution.
What you’ll do:
Lead the development and testing of our systems and services
Participate in shaping the technical architecture of the product
Help translate product requirements into user stories and technical solutions
Deliver highly available and scalable services in a production environment
Mentor other engineers, support the technical culture, and help grow the team
Generate ideas for new initiatives and technologies
Communicate with project leads, product managers and other software developers
What you’ll need:
Bachelor’s Degree in Computer Science or related field
5+ years programming experience, ideally on a modern stack
Our core stack is Java/ Kotlin/ Spring / PostgreSQL/ React, and we run on Kubernetes in a service oriented architecture with over 100 services in production
2+ years Java, Kotlin or other OO programming experience
3+ years React, Typescript, GraphQL experience
Experience working on a SOA or microservice-based application.
Experience working with GIT and CI/CD systems.
Willingness to roll up your sleeves, collaborate with others and get stuff done
Solid sense of responsibility; driving a project from inception to completion
Affinity for solving problems and shipping impactful features, not polishing perfect code or architecture
Experience working in a collaborative coding environment, refining designs together, working through code reviews and managing pull requests
View Unit and Integration test as 1st class citizen in software development
Nice to have:
Interest in personal finance
Experience scaling highly available, mission critical systems
Full-stack experience, either toward systems (kafka, redis docker), and front-end (javascript/typescript, react).
Top Skills
What We Do
For over a decade, SoFi has helped transform the Fintech industry by creating financial products and services that help people borrow, save, spend, invest, and protect their money better, so they can achieve financial independence and realize their ambitions. Whether it’s owning a home, saving for retirement, paying off their student loans, or helping our members invest - SoFi is there every step of the way. Want to learn more about how it works? Check it out here: https://www.sofi.com/how-it-works/
Our core values are at the center of how we help our millions of members get their money right. They are our guiding principles for how we think about serving our members, building our company, and most importantly, how we work together. At SoFi, it’s not just what we do - but how we do it.
SoFi is also proud to be the naming rights partner of SoFi Stadium, home of the Los Angeles Chargers and the Los Angeles Rams.
For more information, visit SoFi.com
Why Work With Us
Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation Fintech company using innovative, mobile-first technology to help our members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront.
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SoFi Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
For the majority of our workforce who work on a hybrid schedule, the in-office requirement is a handful of days per month!


























