Employee Applicant Privacy Notice
Who we are:
Shape a brighter financial future with us.
Together with our members, we’re changing the way people think about and interact with personal finance.
We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
The role
We are searching for a passionate Senior Fraud Risk Analyst who is highly self-motivated, analytical, with a decent understanding on account level registration and account takeover fraud strategies. This role will work on fraud strategies at different stages during customer journey, implement rules focusing on entity level risks to help our platform to realize a safer, more transparent and secure environment. This role will work collaboratively with various stakeholders to ensure strategy performances while maintaining a smooth customer experience.
By joining SoFi, you'll become part of a forward-thinking company that is transforming financial services for the better. We offer the excitement of a rapidly growing startup with the stability of an industry leading leadership team.
What you’ll do:
The fraud prevention analyst will help SoFi develop better data driven fraud decisioning by:
- Utilize advanced SQL and Python skills to analyze complex datasets and develop robust fraud risk detection strategies
- Architect and maintain efficient data structures to support scalable fraud analytics and reporting frameworks
- Collaborate effectively with cross-functional stakeholders, translating technical insights into strategic business recommendations
- Apply foundational statistical concepts, including false positive rate analysis, to optimize fraud detection accuracy
- Analyze various types of signals such as login level, entity level data to enhance risk modeling and identify fraudulent activity patterns
- Demonstrate strong ownership and project management capabilities to deliver precise, timely, and impactful results
What you’ll need:
- BA/BS in Statistics, Information Systems, Mathematics, Data Science, or related fields, or equivalent work experience
- 3-8 years of work experience in Risk Analytics Fields, with exposure to account authentication (2FA, MFA, OTP) and/or risk-decisioning procedures
- Strong expertise in analyzing large datasets using SQL/Python and other statistical analysis packages to drive strategies to balance Member experiences and loss prevention
- Highly motivated Fraud Strategy background with ambition to drive change, eager to learn, and able to work collaboratively in a complex and fluid environment
Top Skills
What the Team is Saying
What We Do
SoFi wasn’t built to be a bank. Or a technology company. We were built for one mission: help people achieve financial independence so they can realize their ambitions.
Redefining an entire industry isn’t easy work—and it’s not for the faint of heart. It takes a certain kind of team. People with diverse perspectives and expertise, united by a common sense of purpose. People willing to challenge assumptions but always do the right thing. People proving that innovation and responsibility don’t have to compete, but can come together to create something truly unconventional in the world.
For the last eight years, we’ve been charting this new path forward. We call it The SoFi Way.
At SoFi, we don’t just talk about culture: we live it. The SoFi Way is how we show up every day, how we make decisions, and how we build for our members, clients, and each other.
Why Work With Us
Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation Fintech company using innovative, mobile-first technology to help our members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront.
Gallery
SoFi Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
For the majority of our workforce who work on a hybrid schedule, the in-office requirement is a handful of days per month!
