Senior Financial Accounting Manager
“Drive technical excellence, strengthen financial control, and shape the Bank’s financial reporting integrity.”
At Castle Trust Bank, we pride ourselves in being a fintech challenger bank, providing specialist property mortgages, retail finance lending and savings accounts to a variety of customers.
We are seeking an experienced and technically strong Senior Financial Accounting Manager to lead the Bank’s financial accounting oversight and reporting capability.
This role is based in London on a hybrid capacity 3 days a week in the office and 2 days at home.
The role and what you’ll lead and deliver:
This is a critical leadership role responsible for ensuring robust accounting policies, governance of complex financial models, high-quality financial reporting and effective audit management. You will play a key role in maintaining the integrity of the Bank’s financial statements and supporting senior stakeholders with insightful financial analysis.
Leading a team of finance professionals, you will work closely with the Finance Director, CFO and executive stakeholders to ensure technical excellence, effective governance and continuous improvement across the Finance function.
Financial Accounting & Reporting
- Own the preparation and integrity of financial statements and associated disclosures
- Maintain and develop Group Accounting Policies and technical accounting interpretations
- Analyse and interpret financial results to support senior stakeholders including FD, CFO and CEO
- Support reporting to senior executives, stakeholders and Board committees
Technical Accounting & Models
- Oversee complex financial models including hedge accounting, effective interest rate and amortised cost calculations
- Ensure robust governance, monitoring and ongoing enhancement of accounting models
- Lead technical accounting updates and implementation of new reporting standards
- Provide technical expertise across key accounting matters impacting the Bank
Impairment & Credit Risk Accounting
- Manage Stage 3 individually assessed impairment models for defaulted property loans
- Partner with Property and Finance leadership to ensure appropriate provisioning and governance
- Support oversight and challenge of impairment methodologies and outcomes
Governance, Risk & Controls
- Own the Finance control risk assessment framework
- Facilitate key governance committees including Impairment & Evaluation Committee and Accounting Policy & Regulatory Reporting Committee
- Design and implement controls to ensure accuracy in financial data and calculations
- Drive continuous improvement across finance systems and processes
Audit & External Relationships
- Lead the end-to-end audit process (year-end and interim)
- Maintain and manage relationships with external auditors and advisors
- Ensure timely resolution of audit findings and technical accounting matters
Leadership
- Lead, develop and mentor a team of qualified and part-qualified accountants
- Provide clear direction, performance feedback and development support
- Build a high-performing, collaborative and accountable finance team culture
What you’ll bring:
Essential
- Qualified Accountant (ACA, ACCA, CIMA or equivalent)
- Significant experience in a Finance or Audit environment, ideally within financial services
- Strong technical accounting expertise, particularly within banking
- Proven experience managing financial reporting, audit processes and accounting governance
- Strong leadership and stakeholder management capability
- Excellent analytical, problem-solving and organisational skills
Desirable
- Experience within retail banking
- Familiarity with finance systems and general ledger platforms
Why join Castle Trust Bank?
- Competitive salary
- Performance bonus (based on individual and company performance)
- Generous contributory pension through Hargreaves Lansdown
- Life Assurance
- 28 days’ holiday + option to buy/sell 5 days
- Additional paid volunteering day
- Private healthcare through BUPA
- Free access to BHSF Rise EAP to support colleague health and wellbeing
- Gym discounts
- Season ticket travel loans (if applicable)
- A supportive, inclusive culture where your work has real impact
Diversity & Inclusion
Castle Trust Bank is an equal opportunity employer where we celebrate diversity and are committed to creating an inclusive environment for all our colleagues to thrive. We welcome applications from all and will not discriminate against any status/characteristic protected by law and will always base our decisions on merit.
We are proud to support people with disabilities and are committed to be a Disability Confident employer. If you are a person with a disability and meet the minimum criteria for the role you will be offered an interview. Should you require any reasonable adjustment to support you in your application for one of our opportunities, please contact [email protected].
Caught your attention? If so, we’d love to talk to you and tell you more about what it’s like to work at Castle Trust Bank – The Place To Work!
Skills Required
- Qualified Accountant (ACA, ACCA, CIMA or equivalent)
- Significant experience in a Finance or Audit environment, ideally within financial services
- Strong technical accounting expertise, particularly within banking
- Proven experience managing financial reporting, audit processes and accounting governance
- Strong leadership and stakeholder management capability
- Experience leading, developing and mentoring a team of qualified and part-qualified accountants
- Excellent analytical, problem-solving and organisational skills
- Experience within retail banking
- Familiarity with finance systems and general ledger platforms
What We Do
Traditional financial service providers are often burdened with costly overheads including expensive branch networks, inflexible technology and huge armies of people. At Castle Trust Bank, we keep our overheads to a minimum and we use savings proceeds to fund our lending solutions. In the past, we offered investment products to our customers which proved very popular. As a bank, we now offer savings accounts, giving our customers the added benefit of FSCS protection for their deposits. Our history means that we have a strong understanding of what our customers need and have built our savings range with those customers and their needs front of mind. In a complex world, we strive for openness and clarity. We place the highest importance on treating our customers fairly not just because it's the right thing to do but because we know that the trust of our customers is crucial to our future success. We recognise that for many mortgage customers, traditional solutions don't cut the mustard. These customers can often have high quality assets but unconventional income and so find it difficult to borrow at reasonable rates and on sensible terms. What experienced buy to let investors need is lending with imagination. They need a lender that recognises cash flow and net worth are not the same thing. They need a lender that is flexible in their approach and makes considered, logical decisions. Castle Trust Bank is that lender. We also offer point of sale finance through our Omni Capital Retail Finance arm. Partnering with retailers nationwide, we support their business by offering finance plans to their customers. OmniPort technology gives retailers paperless credit approval which fits seamlessly with their sales processes and customers can use our dedicated customer portal to keep up to date with their loans
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