Hi! We're Mercuryo, and we’re on a mission to redefine finance by blending the best of traditional banking with the power of decentralized finance (DeFi). We believe everyone deserves seamless access to Web3 and traditional financial services, so we're building the platform that makes it real: one that simplifies crypto and integrates it into the broader financial ecosystem.
Since launching in 2018, we've grown into a recognized force in the industry, named one of Europe's Fastest-Growing Startups 2025 by Sifted and awarded Best Crypto On-Ramp & Payments Solution 2025 by Cryptonomist. We've partnered with leading brands including Visa, Mastercard, MetaMask, Trust Wallet, Ledger, and Jupiter, powering over 200 products and collaborating directly with major ecosystems like Solana, Consensys, and BNB Chain.
Why Mercuryo?
Industry Impact
Join us in helping world-class Web3 projects onboard millions of new users into the next generation of finance.
Innovative Environment
Collaborate with more than 200 talented professionals from diverse backgrounds — including banking, SaaS, and Web3 — all united in delivering outstanding user experiences.
Growth and Learning
Our expanding network of 200+ B2B partnerships and a user base of over 7 million means there’s always room to grow your skills, tackle new challenges, and push boundaries.
Flexible Culture
We’re remote-first, celebrating diversity across 30 countries. At Mercuryo, you’ll be empowered to take ownership of your work, spark creativity, and shape how we move forward together.
About the Role:
For our team expansion in Croatia, we are looking for a Senior Finance Manager who brings strong analytical capabilities to combine:
- Oversight and control of local Finance Operations (FinOps)
- Financial Planning & Analysis (FP&A)
This role carries a high level of responsibility and visibility. You will ensure operational financial control, liquidity oversight, and governance, while also supporting management with high-quality financial analysis, planning, and strategic insight.
The role supervises a Finance Analyst (Junior) responsible for executing daily operational tasks and accounting activities and reports directly into the Head of Finance & Tax.
Your Role:
- Oversee daily liquidity across banks, acquirers, exchanges, and wallets, including review of funding requirements and liquidity forecasts to ensure operational continuity.
- Approve and supervise fund transfers between banks, exchanges, and wallets.
- Own month-end financial data integrity, including review and approval of acquirer, bank, exchange, wallet, and data warehouse postings.
- Review and approve reconciliations (banks, exchanges, wallets, clearing accounts), investigate discrepancies, and ensure completeness and accuracy prior to reporting submission.
- Act as bank payment approver and maintain strong segregation of duties.
- Oversee and control access rights across financial platforms. Identify, mitigate, and escalate liquidity and operational risks.
- Support monthly management reporting with accurate and timely financial and performance analysis.
- Deliver clear variance analysis explaining deviations from budget and forecast, and recommend corrective actions.
- Monitor overheads versus budget and partner with budget owners to drive cost discipline.
- Assist in Quarterly Forecasting, Annual Budgeting, and Long-Term Strategic Planning, continuously improving analytical processes.
- Develop and maintain product unit economics and customer profitability analysis.
- Perform segmental (e.g., jurisdictional) and margin analysis, including pricing reviews and transaction mix evaluation.
- Provide financial evaluation of contractual terms and pricing strategies for existing and new products.
- Act as a proactive finance business partner, collaborating cross-functionally to improve processes and drive sustainable financial performance.
What We're Looking For:
- Qualified accountant (ACA / ACCA / CIMA or equivalent) preferred.
- 5+ years of experience in Financial Control, FinOps, or FP&A.
- Strong experience in liquidity management, reconciliations, and month-end close.
- Solid background in budgeting, forecasting, and financial modelling.
- Experience with product profitability, margin, or pricing analysis.
- Advanced Excel / Google Sheets; experience with ERP and BI tools is a plus.
- Strong understanding of financial statements, internal controls, and risk management.
- Analytical mindset with high attention to detail and ability to translate data into business insights.
- High ownership, accountability, and ability to operate in a fast-paced environment.
- Experience in fintech, payments, or high-volume transactional businesses is an advantage.
What We Offer:
- Competitive market rate salary and performance-based incentives
- 22 days annual leave with an additional 6 company days, plus bank holidays
- Comprehensive health insurance plans
- Extensive Benefits program
- Flexible work schedule and remote work options
- Professional development and training opportunities
- Opportunity to shape the initiatives you’re working on
- Diverse and friendly team
- We are open-minded to new ideas
Join Us
If you're driven to be a part of the web3 forefront and are keen to leave your mark on this rapidly evolving field, Mercuryo is an excellent choice. Discover our open positions and see how you can contribute to shaping the future!
Mercuryo is an equal opportunity employer and prohibits discrimination and harassment of any kind. We are committed to providing employees with a work environment that is progressive and open-minded. Our employment philosophy is to hire the best people and empower them to do the best work of their lives. Employment decisions are based on business needs and individual merit, without regard to race, colour, religion, ethnicity, sexual orientation, nationality, marital status, gender, age, disability, veteran status, or any other characteristic protected by law. Mercuryo is also committed to providing reasonable accommodation during the application process for qualified individuals with disabilities. If you require assistance to complete your application, please contact our Talent Team.
Top Skills
What We Do
At Mercuryo, we’re committed to creating novel, cryptopowered payments solutions that increase accessibility to seamless transacting in the digital age. In a world growing more globalised by the day, the need for affordable, cutting-edge fintech is more urgent than ever. We’re actively building financial technology to embrace the new paradigm - and help your business do the same. Mercuryo’s powerful feature set has been bundled into easily integrated, customisable products to help your business grow by providing a host of services including diverse payment methods, compliance and licence handling, and round-the-clock support. Our On- and off-ramps provide rapid, low cost payment rails for global transacting, amplifying your business’s reach and audience. Further, our Pay in & Pay out technology broadens the scope of payments methods, allowing businesses to accept both crypto and fiat payments. Our BaaS integration provides yet another resource-saving feature, allowing businesses to handle fiat processing via a single API integration, leveraging Mercuryo’s comprehensive global licencing. Since launching in 2018, we’ve partnered with over 200 major companies across the worlds of fiat and blockchain to aid their scaling journeys. Will yours be next?
