M1 Finance has created a personal wealth-building platform made for the modern era, uniting personal perspective and automated ease. We seamlessly combine free investing and low cost borrowing all in one intuitive, automated Finance Super App, and we’re driven by a mission to empower personal financial well-being. We believe that financial well-being is fundamental to overall well-being, and we strive to deliver products that are simpler, smarter, and stronger than those created by our boring, entrenched, and slow-moving competitors in the personal finance industry.
Our clients have already trusted us with over $12 billion of assets, we’re currently helping hundreds of thousands of people grow and manage their wealth with our industry-leading automation and tools, and we’re adding thousands of new clients every day.
We’re looking for passionate people who want to improve and build on what we’ve created and take responsibility to help others build something meaningful and sustainable for their futures.
We mean it when we say, “M1 is yours to build.”
If this sounds interesting to you, read on!
Job DescriptionWe’re a high-performing team of engineers driven by curiosity, clarity, and craft. We move with purpose and iterate quickly, guided by a clear vision and a commitment to continuous improvement. We value first-principles thinking and open collaboration, challenging assumptions respectfully while supporting one another to deliver our best work. Every engineer plays a meaningful role in shaping the product, influencing everything from architecture to implementation.
We’re looking for an experienced Senior iOS Engineer to help drive the next evolution of our product. You’ll work closely with a talented, collaborative team that values transparency, impact, and technical excellence.
If you’re excited by growth, impact, and solving complex problems alongside exceptional peers, we’d love to hear from you. This role is open to both remote candidates and those interested in a hybrid model based out of our Chicago HQ.
What you’ll do
Champion best practices and innovation as a steward of the iOS platform.
Design, develop, and enhance features to elevate our iOS application.
Maintain a scalable and extensible application architecture.
Stay up to date with the Apple ecosystem, leveraging new platform capabilities.
Collaborate closely with designers and engineers to create a seamless user experience.
Establish and maintain robust testing processes to ensure product quality.
Monitor, diagnose, and respond to production crashes and customer issues.
Help oversee and manage our CI/CD pipeline.
5+ years of industry experience
In-depth knowledge of Swift, SwiftUI, UIKit, and iOS app development
Experience with Swift 6 concurrency pattern implementation is a plus
Familiarity with client application and systems architecture patterns
Prior experience building and maintaining apps with comprehensive feature sets and rich user interfaces
Prior experience operating and supporting production apps
Structured, organized thinker that is both attentive to detail and mindful of the big picture
Interest in investing and personal finance
Experience with Github Actions, Fastlane, and TestFlight are a plus
Experience using GraphQL is a plus
Experience partnering closely with Android Engineers or contributing to Android app development is a strong plus
Salary band - $165,000 - 190,000
Additional InformationOur Values
Our team embodies our ten core principles and if these principles speak to you – we’d love to talk with you.
Mission Driven: Life short – everyone should spend their waking hours on something they find meaningful. We believe improving people’s financial wellness improves lives. It’s a vital and worthy cause.
Extreme Ownership: We think and act like owners. That means we’re responsible for the results to our clients, coworkers, and M1 shareholders. Our focus is on building long-term value, not scoring short-term marks.
Boldness: We want to do things of consequence. Make a difference. Put a dent in the universe. Thinking big inspires results. We’d rather fail at something meaningful than succeed at something trivial.
Bias for Action: Results lag prior efforts – we can’t hope or wait for results. Instead, we believe a good process leads to good outcomes and persistent progress leads to compounding.
Economical: We strive to do more with less. We’ll always be limited in time, money, and energy, especially compared to our ambitions. We must use our limited resources on what matters and regard constraints as motivators.
Transparency: Context and accurate information are the foundation of strong decision making. We share information openly, honestly, deliberately and broadly.
Team-oriented: People at M1 may play different roles, but we’re all on the same team. Together, we can achieve more. We maintain a low ego, make everyone feel welcome, trust one another, and seek out and respect different perspectives.
Challenged, But Not Overwhelmed: We are curious people who always want to grow. We support growth through high standards, clearly defined responsibilities, and broad autonomy, with help when needed.
Effectiveness: We care about performance and results, not specific methods. Different problems may require creative brilliance or a simple idea; grinding hard work or casual effort; or disciplined process versus scrappy implementation. Effective people do what’s needed to get the right things done and deliver intended results.
Integrity: We do the right thing. When we make mistakes, we own and correct them. We’d be proud if our actions were shared with our family, friends, and strangers. Everyone can count on us to act according to our values. This trust must never be broken.
Our Perks
Competitive Pay and Stock Options
Comprehensive health, dental, vision, disability, and life insurance
Retirement benefit with employer match
Unlimited PTO
Transparent and open communication with leadership
M1 is an equal opportunity employer and values diversity across the company. M1 does not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
Top Skills
What We Do
M1 is a fast-growing fintech company and personal finance platform made for the modern era. Hundreds of thousands of investors take control of their long-term wealth with M1 and have already trusted us with over $6 billion of assets. As the Finance Super App™, we empower financial well-being with all the tools to invest, borrow, spend and save: high-yield savings, automated investing tools, paperwork-free margin loans, low-cost personal loans, high cash-back credit card rewards that can be automatically re-invested
From 2020 to 2021, the company grew from 82 employees to 236 employees and in 2021 became a fintech unicorn with a valuation of $1.45 billion. Today, the 260+ M1 team spans the United States with headquarters in Chicago.
M1 has over 60,000 5-star customer reviews on the App Store and Google Play and has been recognized as a top app for investors including Investopedia’s 2023 Best for Sophisticated Investors and Best for Low Costs, Insider’s Best Investment App for Portfolio Customization, and one of Bankrate’s Best Robo-Advisors 2023. The company was also named one of CB Insights’ Top Fintech Companies of 2021, a 2021 Top Workplace by the Chicago Tribune, and one of Built In’s 2022 and 2023 Best Places to Work in Chicago. Find out more at m1.com.
Mission: M1 empowers personal financial well-being. From our automation tools to our competitive rates to the content we produce, we’re focused on helping clients manage money and grow wealth the way they want to. That’s why our tagline is Build and Manage Your Wealth.
Why Work With Us
Our product is the direct result of our excellent team and strong work culture. M1 prides itself on its mission-driven values of ownership, boldness, and integrity, among others. We also have strong commitments to diversity, equality and inclusion in the workplace with ERGs and task forces designed to ensure progress in and out of the office.
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