As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.
We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.
POSITION SUMMARY
We are seeking an experienced and visionary Senior Director of Product to lead and evolve Earnin's core product and platform. In this role, you will take ownership of the product's foundational elements, ensuring a seamless, scalable, and resilient platform that supports both current features and future growth. You will work closely with cross-functional teams to build a robust and flexible platform that enhances our overall product experience and aligns with our mission of providing financial flexibility.
The US base salary range for this full-time position is $309,600 - $378,400 equity + benefits. Our salary ranges are determined by role, level, and location. This is a Palo Alto (Headquarters)- based position that will require a minimum of 2 days a week in the office, with the flexibility to be full-time in person depending on responsibilities. Make a difference with us and have fun doing it!
WHAT YOU'LL DO
- Product Vision & Strategy: Define and lead the strategic direction for EarnIn’s core product and platform, ensuring scalability, security, and flexibility as we grow and expand our offerings.
- Platform Excellence: Focus on building a best-in-class platform that underpins our product experience, driving reliability, performance, and innovation across all product areas.
- Customer-Centric Innovation: Develop a deep understanding of customer needs and ensure our core platform enables products that provide exceptional, seamless, and intuitive user experiences.
- Cross-functional Collaboration: Lead and work with product, engineering, design, and business teams to deliver platform solutions that enhance the entire product ecosystem, ensuring alignment across the organization.
- Scalability & Infrastructure: Oversee the development of a flexible and scalable platform that can support current and future product demands, ensuring a strong foundation for continued growth and product innovation.
- Data-Driven Insights: Use data analytics and market insights to inform platform development decisions, ensuring the product evolves to meet both current and future customer needs.
- Leadership & Mentorship: Lead and mentor a team of high-performing product managers, fostering a culture of collaboration, innovation, and excellence within the product organization.
WHAT WE'RE LOOKING FOR
- 10+ years of product management experience, with a strong focus on building and delivering innovative, customer-centric solutions.
- Demonstrated success in managing large product portfolios with a proven track record of delivering across a broad set of areas such as core experiences, identity, and money movement.
- 5+ years of experience managing and mentoring high-performing teams.
- Strong analytical skills, with the ability to leverage data to inform product decisions and drive metrics.
- Experience in the fintech space, especially with payments, risk management, or financial products, is highly desirable.
- Excellent communication and collaboration skills, with the ability to influence cross-functional teams and stakeholders at all levels.
- Ability to thrive in a fast-paced environment, balancing strategic thinking with tactical execution.
- A passion for solving real customer problems and improving financial wellness for everyday people.
#LI-Hybrid
At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.
EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.
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What We Do
Earnin’s mission is to build a financial system that works for people. Every year, while Americans wait for their paychecks, more than $1 trillion of their hard-earned money is held up in the pay cycle. As a result, we accumulate over $50 billion in late and overdraft fees and turn to high-interest loans. We seek to eliminate those fees and put money back into workers’ hands. Our financial system doesn’t work for people. But Earnin does. Earnin is an app that lets people get paid as soon as they leave work, with no fees, interest, or hidden costs. App users can receive their money in their bank account instantly at little or no cost — as we operate on a pay what you choose model. All they need is a bank account and a job that provides direct deposit or uses electronic timesheets. At Earnin, we’re building the way we think a financial system should work for everyone, not just the people who can afford it. We help people take control of their money and get to a better financial place. Our goal is not only to provide great products at little or no cost to the people who need them but also to inspire kindness across the financial world and eventually across all industries.
