Kikoff: The Fintech Powering Financial Security at Scale
Kikoff is a profitable, pre-IPO fintech company on a mission to empower everyone to achieve financial security. With record revenue growth in 2025 and a unicorn valuation, we've built a suite of products that help millions of people build credit, access liquidity, and save money.
We're scaling fast. Join us if you want to build something meaningful and help millions of people move forward financially.
Why Kikoff:
This is a consumer fintech startup, and you will be working with serial entrepreneurs who have built strong consumer brands and innovative products. We value extreme ownership, clear communication, a strong sense of craftsmanship, and the desire to create lasting work and work relationships. Yes, you can build an exciting business AND have real-life real-customer impact.
About The Role
As the Senior Director of FP&A you will report to the CFO and serve as a key financial thought partner to Kikoff's leadership team as the company continues its significant and profitable growth. You will own the company's financial planning, forecasting, and analysis functions, translating complex business dynamics into actionable financial insight that drives strategic decision-making. You will work closely with the CFO and cross-functional leaders to build the financial infrastructure, analytical frameworks, and planning processes that a pre-IPO fintech company demands. The ideal candidate combines rigorous financial analysis with strong business instincts, an AI mindset, and the ability to influence senior stakeholders with clarity and confidence.
The Senior Director of FP&A will initially manage a team of 3–4, with the opportunity to grow the function as Kikoff's business continues to scale. The role will be located in our San Francisco office (in office 3 days/week).
What You Will Do:
- Own Kikoff's annual operating budget, quarterly plans, weekly/daily forecasts, and long-range financial model, ensuring they reflect business realities and support strategic decision-making
- Lead FP&A team that builds and maintains financial models that capture the unit economics, marketing acquisition/retention analytics, cohort dynamics, and revenue drivers specific to Kikoff's businesses
- Serve as a trusted financial partner to business leaders across marketing, product, engineering, and operations - translating financial data into clear guidance and actionable recommendations
- Help to define the company’s key metrics and drive alignment and adoption in close partnership with our Data team, while leveraging and pushing AI adoption
- Prepare and present executive and board-level financial reporting packages, including monthly financial reporting package, board decks, KPI dashboards, and forward-looking commentary
- Lead scenario planning and sensitivity analysis to support strategic initiatives, new product launches, and capital allocation decisions
- Partner with the Corporate Controller and accounting team to ensure alignment between financial reporting and operational forecasts
- Own the selection and development of Kikoff's planning systems and financial infrastructure, driving adoption of best-in-class tools and processes
- Support fundraising, investor relations, and M&A processes as needed, including preparation of investor materials and financial due diligence
- Build, develop, and grow a high-performing FP&A team, setting a high bar for analytical rigor, business judgment, communication and cross-functional collaboration
About You:
- 12+ years of experience in FP&A, investment banking, or a related financial discipline, with significant industry experience at a high-growth company
- Background at a late-stage or public fintech, or e-commerce / marketplace / internet company with high transaction volumes preferred
- Investment banking experience preferred — candidates with IB backgrounds who have successfully transitioned into operating FP&A roles are strongly encouraged to apply
- MBA preferred; demonstrated track record of financial leadership at a later-stage pre-IPO or newly public company strongly valued
- Experience with modern planning systems required — Adaptive Planning, Anaplan, or comparable tools; ability to own the roadmap and optimization of Kikoff's planning infrastructure
- AI-first mindset with a track record of driving cross-functional adoption of AI tools in financial analysis and planning workflows
- Demonstrated ability to translate complex financial analysis into clear, compelling narratives for executive and board audiences
- Expert financial modeler with deep experience building driver-based models that capture unit economics, cohort behavior, and multi-product revenue dynamics
- Comfortable operating as a player-coach — willing to roll up sleeves on detailed analysis and models while managing and developing a growing team
- Strong communication skills to build deep, collaborative relationships across Kikoff’s teams
- High business acumen, intellectual curiosity, and a track record of building credibility and trust with senior cross-functional stakeholders
Equal Employment Opportunity Statement
Kikoff Inc. is an equal opportunity employer. We are committed to complying with all federal, state, and local laws providing equal employment opportunities and considers qualified applicants without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, marital status, pregnancy, sex, gender expression or identity, sexual orientation, citizenship, or any other legally protected class.
Please reference the following for more information.
Skills Required
- 12+ years of experience in FP&A, investment banking, or related financial discipline
- Background at a late-stage or public fintech, e-commerce/marketplace company
- Investment banking experience
- MBA preferred
- Experience with modern planning systems like Adaptive Planning or Anaplan
Kikoff Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Kikoff and has not been reviewed or approved by Kikoff.
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Healthcare Strength — Employer-paid employee medical, dental, and vision premiums are highlighted across postings and benefits pages. This materially lowers out-of-pocket costs and signals strong core coverage.
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Wellbeing & Lifestyle Benefits — Daily meals, snacks, fitness benefits, and substantial commuter support are prominently offered. These perks can meaningfully enhance day-to-day experience, especially for in-office or hybrid roles.
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Retirement Support — A 401(k) with company matching is included in the package. The presence of matching adds long-term financial value even as specific formulas are not publicly detailed.
Kikoff Insights
What We Do
Kikoff is a personal finance platform that offers the simplest credit-building solution out there: $0 fees, 0% interest, and no credit pull. Your credit score is the foundation of your financial health – yet most people don’t have the credit score they deserve. That’s why Kikoff built the most accessible and affordable credit-building solution – it’s also the fastest growing and the top-rated credit building mobile app. Kikoff works whether you’re new to credit or looking for an extra boost. Building credit is just the start; Kikoff is building a personal finance platform designed to help consumers achieve financial wellness. Driven by the co-founders’ and team’s personal experiences, Kikoff’s mission is to provide refreshingly fair, effective, and simple pathways to meet your financial goals. Kikoff is a Series B company and has raised over $42 million in total funding. Investors include Portage Ventures, Lightspeed Venture Partners, GGV, Coatue, Core Innovation Capital, and basketball star Stephen Curry. Kikoff was founded in 2019 and is headquartered in San Francisco, California.
Why Work With Us
We are building an organization that maximizes growth and learning; we are invested in helping you grow and achieve what you want in your career. Our principles include a bias towards action, work in public, first principles thinking, intellectual honesty and extreme ownership.



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