Pie Insurance
United States

Senior Data Scientist - Insurance Modeling

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Employer Provided Salary: 155,000-190,000 Annually
Salary data is provided by the employer. Please note this is not a guarantee of compensation.

Pie's mission is to empower small businesses to thrive by making commercial insurance affordable and as easy as pie. We leverage technology to transform how small businesses buy and experience commercial insurance.


Like our small business customers, we are a diverse team of builders, dreamers, and entrepreneurs who are driven by core values and operating principles that guide every decision we make.

You will work to establish Pie as the preeminent commercial insurance among small business owners by establishing a best in class data analytics as a AI Data Scientists in this startup environment. You will work with Pie’s Data Science, data and ML engineering, and Product teams to conceptualize, build, and enhance data-driven AI/ML solutions to address various risk and underwriting challenges. You will have the opportunity to impact mission-critical functions by leveraging AI/ML, and see the fruits of your work in action. You will explore the frontiers of explainable machine learning, leveraging advanced supervised/ unsupervised/semi-supervised ML algorithms to build more elegant pricing and risk solutions, construct novel features, and build automated capabilities. Ultimately, you will make AI/ML a key competency, and as easy as Pie.

How You’ll Do It

Working collaboratively with our Product, data engineering, and MLOps teams, you will be actively involved in the entire Model development lifecycle from conceptualization to deployment. You will help conceptualize, design, generate and test hypotheses, construct features, build and validate various pricing, underwriting, and claims models.  You will leverage your deep-learning and NLP skills to develop better predictors based on tabular and text data from internal and external sources. 

  • Enhance and reinvent the next generation of risk (frequency, severity, LR) and pricing models, with strong emphasis on model robustness 
  • Working with business partners, design and build AI-ML solutions in claims, underwriting (UW), customer behaviors use-cases
  • Build demand elasticity models, assess the impact on key business metrics of rate changes for different subpopulations, and make recommendations on path forward
  • Conduct post-hoc model diagnostics and build interpretability reasons using ML methods
  • Monitor and evaluate the performance of various models; detect and come up with mitigation strategies for addressing performance degradation
  • Leverage experimentation techniques to construct the best overlays for relevant risk models 
  • Monitor relevant KPIs, and develop automation process for revising risk overlays 
  • Build new high-signal insightful features, analyzing a diverse set of internal and external data, and leveraging leverage deep learning, NLP, and advanced ML 
  • Support the MLOps in deployment and testing of machine learning models and specialized AI models into the operations of the organization
  • Build and maintain scalable ML development pipelines to support automation and reusability 
  • Showcase AI-ML capabilities to leadership and peers

 The Right Stuff

  • Bachelor’s degree in a quantitative field (Data Science, Computer Science, Statistics or other related fields) is required. A M.S. in a quantitative field is preferred. 
  • 5+ years experience as a data scientist, or actuarial modeler, building and delivering pricing and risk modeling solutions in the P&C insurance space.
  • 3+ years experience building claims models
  • Experience developing territorial risk models
  • Strong experience in writing complex SQL programming/queries
  • Strong Python / R programming experience
  • Track record of delivering robust solutions and eager to learn new lines of business
  • Strong problem-solving and analytical skills
  • Ability to work in a fast-paced, agile environment and handle multiple projects simultaneously

Preferred Skills

  • Experience with Worker Compensation and Auto Insurance
  • Experience working with actuaries to shape the rate-making process
  • Experience with Bayesian regression and time-series analysis
  • Experience with Exploration-Exploitation experimentation methods such as Multi-arm Bandit, or reinforcement learning
  • Experience with end-to-end product development using machine learning algorithms and techniques, including supervised and unsupervised learning, classification, regression, clustering, and deep learning
  • Familiarity with data visualization tools such as Tableau, Looker, Streamlit, Dash, or matplotlib.
  • Experience with Multi-Criteria Decision Making frameworks such as Analytical Hierarchy Processing
  • Experience with one major SQL RDBMS or analytics database (Snowflake, Redshift, MySQL, Postgres, Oracle, SQL Server, etc.)
  • Experience writing reusable, OO ML functions in Python

Everything we do is connected, but we each have different roles. That means we need you to be an analytical thinker and solution seeker. We are a start-up. All hands and minds are needed.  

  • We are looking for someone with a growth mindset, strong analytics capability, ability to deepen and broaden your technical skills, while constantly seeking to build solutions that matter. We use machine learning and data analytics to further extend Pie's industry advantage. We take on challenging ourselves to come up and prototype even better solutions. 


Base Compensation Range

$155,000$190,000 USD

Compensation & Benefits 
  • Competitive cash compensation
  • A piece of the pie (in the form of equity)
  • Comprehensive health plans
  • Generous PTO
  • Future focused 401k match
  • Generous parental and caregiver leave
  • Our core values are more than just a poster on the wall; they’re tangibly reflected in our work 

Our goal is to make all aspects of working with us as easy as pie. That includes our offer process. When we’ve identified a talented individual who we’d like to be a Pie-oneer , we work hard to present an equitable and fair offer. We look at the candidate’s knowledge, skills, and experience, along with their compensation expectations and align that with our company equity processes to determine our offer ranges. 

Each year Pie reviews company performance and may grant discretionary bonuses to eligible team members.

Location Information 

Unless otherwise specified, this role has the option to be hybrid or remote. Hybrid work locations provide team members with the flexibility of working partially from our Denver or DC office and from home. Remote team members must live and work in the United States* (*territories excluded), and have access to reliable, high-speed internet.

Additional Information

Pie Insurance is an equal opportunity employer. We do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, marital status, age, disability, national or ethnic origin, military service status, citizenship, or other protected characteristic.

Pie Insurance participates in the E-Verify program. Please click here, here and here for more information.

Pie Insurance is committed to protecting your personal data. Please review our Privacy Policy.  

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Candidate Location Eligibility:
Albuquerque, NM
Ann Arbor, MI
Atlanta, GA
Austin, TX
Baltimore, MD
Baton Rouge, LA
Birmingham, AL
Boise, ID
Boston, MA
Buffalo, NY
Charleston, SC
Charlotte, NC
Chicago, IL
Cincinnati, OH
Cleveland, OH
Colorado, CO
Columbus, OH
Dallas-Fort Worth, TX
Dayton, OH
Des Moines, IA
Detroit, MI
Fayetteville-Springdale-Rogers, AR
Greensboro, NC
Hampton Roads, VA
Hartford, CT
Houston, TX
Huntsville, AL
Indianapolis, IN
Jacksonville, FL
Kansas City, MO
Las Vegas, NV
Lexington, KY
Lincoln, NE
Little Rock, AR
Los Angeles, CA
Louisville, KY
Madison, WI
Memphis, TN
Miami, FL
Milwaukee, WI
Minneapolis–Saint Paul, MN
Nashville, TN
New Orleans, LA
New York City, NY
Ogden, UT
Oklahoma City, OK
Omaha, NE
Orlando, FL
Other US Location
Palm Bay-Melbourne-Titusville
Pensacola, FL
Peoria, IL
Philadelphia, PA
Phoenix – Mesa – Scottsdale, AZ
Pittsburgh, PA
Portland, ME
Portland, OR
Providence, RI
Provo, UT
Raleigh-Durham, NC
Reno, NV
Richmond, VA
Rochester, NY
Sacramento, CA
Salt Lake City, UT
San Antonio, TX
San Diego, CA
San Francisco, CA
San Luis Obispo, CA
Santa Cruz, CA
Seattle, WA
Spokane, WA
St. Louis, MO
Tallahassee, FL
Tampa Bay, FL
Tucson, AZ
Tulsa, OK
Washington DC
Wichita, KS
Wilmington, NC

What are Pie Insurance Perks + Benefits

Volunteer in local community
Partners with nonprofits
Open door policy
OKR operational model
Pair programming
Open office floor plan
Employee-led culture committees
Flexible work schedule
Pie provides employees with a flexible work schedule that includes Core hours.
Remote work program
Highly diverse management team
Health Insurance + Wellness
Flexible Spending Account (FSA)
Disability insurance
Dental insurance
Vision insurance
Health insurance
Life insurance
Pet insurance
Wellness programs
Mental health benefits
Financial & Retirement
401(K) matching
Company equity
Performance bonus
Pay transparency
Child Care & Parental Leave
Generous parental leave
We provide up to 16 weeks of parental leave for the primary caretaker. Pie also provides 16 weeks of leave for the secondary caretaker.
Family medical leave
Return-to-work program post parental leave
Fertility benefits
Vacation + Time Off
Unlimited vacation policy
Generous PTO
Generous PTO policy
Paid volunteer time
Paid holidays
Paid sick days
Bereavement leave benefits
Office Perks
Commuter benefits
Company-sponsored outings
Free snacks and drinks
Some meals provided
Company-sponsored happy hours
Onsite office parking
We offer team members a parking subsidy.
Relocation assistance
Home-office stipend for remote employees
Onsite gym
Professional Development
Lunch and learns
Promote from within
Mentorship program
Continuing education available during work hours
Online course subscriptions available
Customized development tracks

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