About Figure
Figure (NASDAQ: FIGR) is transforming capital markets through blockchain. We’re proving that blockchain isn’t just theory - it’s powering real products used by hundreds of thousands of consumers and institutions.
By combining blockchain’s transparency and efficiency with AI-driven automation, we’ve reimagined how loans are originated, funded, and traded in secondary markets. From faster processing times to lower costs and reduced bias, our technology is helping borrowers, investors, and financial institutions achieve better outcomes.
Together with our 170+ partners, we’ve originated over $22 billion in home equity loans (HELOCs) on our blockchain-native platform, making Figure the largest non-bank provider of home equity financing in the U.S. Figure’s ecosystem also includes YLDS, an SEC-registered yield-bearing stablecoin that operates as a tokenized money market fund, and several other products and platforms that are reshaping consumer finance and capital markets.
We’re proud to be recognized as one of Forbes’ Most Innovative Fintech Startups in 2025 and Fast Company’s Most Innovative Companies in Finance and Personal Finance.
About the Role
At Figure, we’re redefining what’s possible at the intersection of finance and technology. Fresh off our IPO, we are building the next generation of financial infrastructure, transforming how capital moves, how credit is assessed, and how customers experience financial products. Our data team sits at the heart of that transformation, serving as the analytical engine that powers the entire business. From architecting the data models that drive risk and capital allocation to delivering the reporting and insights that guide growth strategy and operational excellence, we ensure every department has the intelligence needed to win.
As a Senior/Staff Data Analyst, you will be a vital driver of our growth and product evolution, partnering closely with Marketing, Product Management, and Engineering to optimize the borrower journey. Your work will directly influence how we acquire customers, the efficiency of our loan application funnel, and the long-term value of our customer base.
You will bridge the gap between user behavior and business strategy, combining analytical rigor with product intuition to help leaders understand the "how" and "why" behind the customer experience. While your primary focus is on the front-end growth engine, you are a generalist at heart - capable of architecting data models that serve the entire organization’s need for clear, actionable intelligence from top-of-funnel to capital allocation.
What You’ll Do
- Design and implement robust data models that transform fragmented marketing spend and application event logs into structured, "gold-standard" datasets. You will ensure our product and acquisition data is clean, organized, and optimized for cross-functional use.
- Build and maintain scalable frameworks to monitor the loan application funnel identifying friction points, drop-off behaviors, and opportunities to improve conversion from lead to funded loan.
- Elevate our analytics toolkit by writing high-performance BigQuery SQL and designing intuitive Tableau dashboards that empower stakeholders to track KPIs like CAC (Customer Acquisition Cost), Approval Rates, and Origination Volume in real-time.
- Partner with Product and Marketing to design, execute, and analyze A/B tests, ensuring we make evidence-based decisions on everything from landing page optimization to credit offer presentation.
- Act as the analytical backbone for the business, translating complex user behaviors into repeatable, automated insights that drive measurable growth and product-market fit.
What We Look For
- 3–5+ years of experience using data to drive measurable business impact, specifically within Growth, Product Analytics, or Marketing Science.
- Deep proficiency in SQL (preferably BigQuery); you are an expert at handling complex joins and window functions to reconstruct user journeys across marketing touchpoints and loan applications.
- Proven ability to design and maintain structured datasets (star schemas, dbt models) that turn messy clickstream and CRM data into reliable tables for the entire business.
- You don’t just report data; you build intuitive dashboards that help managers visualize cohort performance, attribution models, and funnel velocity.
- Strong grasp of statistical concepts like survival analysis (to model time-to-repayment or time-to-next-loan), causal inference, and significance testing.
- Understanding of the lending lifecycle from initial acquisition through underwriting to funding and how product changes impact portfolio quality.
- Clear, confident ability to translate complex data trends into actionable stories for both technical teams and executive leadership.
- A generalist mindset you are comfortable navigating the ambiguity of a fast-moving environment and can apply your analytical toolkit to solve problems across different business domains.
Bonus Points
- Experience building or working with multi-touch attribution (MTA) to understand the ROI of various marketing channels.
- Familiarity with the mechanics of credit products and how user experience influences borrower selection and risk.
- You can’t resist digging into a data anomaly to find the "why" behind a sudden shift in application volume or a drop in funnel conversion.
- You embrace learning from mistakes and are energized by the challenge of optimizing digital lending experiences through technical solutions.
Salary
- Base Compensation Range: $110,000-$150,000/yr
- 25% annual bonus target, paid quarterly
- Company equity in the form of RSUs
This is the compensation range for the role in the United States. Actual compensation may vary based on a candidate’s experience, skills, location, internal equity, and evolving business needs. While most offers are generally made within the middle of the range, final compensation is determined based on the factors above.
Benefits
- Comprehensive medical, dental, and vision coverage, with 100% employer-paid premiums for employees and their dependents on select plans
Company HSA, FSA, Dependent Care FSA, 401(k), and commuter benefits
Employer-paid life and disability insurance
11 observed holidays and PTO plan
Up to 12 weeks of paid family leave
Continuing education reimbursement
Depending on your residential location certain laws might regulate the way Figure manages applicant data. California Residents, please review our California Employee and General Workforce Privacy Notice for further information. By submitting your application, you are agreeing and acknowledging that you have read and understand the above notice.
Figure will not sponsor work visas for this position. In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification form upon hire.
#LI-MM1 #LI-Remote
Skills Required
- 3-5+ years of experience in Growth, Product Analytics, or Marketing Science
- Deep proficiency in SQL, including complex joins and window functions (preferably BigQuery)
- Experience designing and maintaining structured datasets (star schemas, dbt models)
- Ability to build intuitive, actionable dashboards (Tableau) for stakeholders
- Strong grasp of statistical methods (survival analysis, causal inference, significance testing)
- Understanding of the lending lifecycle from acquisition through underwriting and funding
- Experience designing, executing, and analyzing A/B tests
- Ability to translate complex data trends into clear stories for technical and executive audiences
- Comfortable working as a generalist in a fast-moving, ambiguous environment
- Experience with multi-touch attribution (MTA)
- Familiarity with credit product mechanics and borrower risk factors
Figure Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Figure and has not been reviewed or approved by Figure.
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Healthcare Strength — Health coverage is fully employer‑paid on select plans for employees and dependents, alongside company‑paid life and disability insurance and mental‑health support. This breadth and low out‑of‑pocket cost are highlighted as standout aspects of the package.
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Leave & Time Off Breadth — Time off is positioned as flexible with generous PTO, paid holidays, and sick time. Paid family leave is available for both birthing and non‑birthing parents.
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Equity Value & Accessibility — Equity is broadly offered with renewal grants and the option to take performance bonuses as equity. This structure signals accessible ownership across roles.
Figure Insights
What We Do
Figure has applied blockchain technology across a series of real-world applications that are delivering real and immediate value to everyday consumers across sectors, including loan origination, private company cap table and fund management, security markets and payments. Figure has and continues to develop innovative products and services that seek to bypass traditional incumbents within the financial services industry. Simply put, Figure is delivering on the promise of blockchain technology. Over $15B in transactions have been conducted on the Provenance Blockchain, a layer 1 designed for financial services, built and deployed by Figure. As one of the first lenders to fully use blockchain technology, Figure is driving adoption across the lending ecosystem and providing stakeholders the benefit of an immutable record of asset ownership on the Provenance Blockchain. Figure’s HELOC product has enabled over 85,000 households across 45 states to unlock a combined $6 billion in equity from their homes. These lines of credit give people the opportunity to fund home improvement projects, secondary education, and more. Figure is a regulatory powerhouse, boasting over 200 lending, servicing and money transmission licenses, SEC approval as an Alternative Trading System, and FINRA approved broker-dealer status. While some fintech companies aim to compete with traditional banks, Figure has stuck to expanding use cases for blockchain in finance and creating tech-enabled solutions for deep financial change in the markets. The company's iterative approach to product development has helped it to meet the evolving needs of its customers.
Why Work With Us
Figure creates tech-enabled, cutting-edge solutions for deep financial change, meeting the evolving needs of its customers. As the only firm leveraging blockchain technology to create real-world applications and immediate value to everyday consumers, Figure is effectively bridging the gap between the digital asset and traditional finance spaces.
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