This function ensures that selected credit exposures with elevated risk undergo an independent, standardised and transparently documented risk assessment. This provides the relevant decision-making bodies with an additional assessment from the independent risk management function (‘second line of defence’) as an integral part of the credit application documentation.
Your duties and responsibilities
- Independent review and written assessment of selected loan applications submitted by the business unit on the basis of predefined, risk-based criteria
- Preparation of a standardised and transparent risk assessment as an integral part of the loan application process
- Critical evaluation of the loan application documents submitted by the market division and proactively requesting additional information or clarifications. Professional dialogue and close cooperation with the credit department and other relevant specialist units
- Identification, documentation and subsequent reporting of weaknesses or structural issues to the relevant management functions and credit decision-making bodies
- Assumption of deputising duties
- A university degree or equivalent qualification in banking and finance, business administration, economics, law or a comparable field
- Several years’ experience in credit risk management (preferably in the Lombard lending business) or in a comparable control function.
- Good knowledge of the technical and regulatory requirements relating to lending and credit monitoring
- Ability to assess and document complex issues critically, in a structured manner and in a way that is appropriate to the audience
- Ability to represent independent positions to stakeholders at all levels of the organisation in a factual, persuasive and assertive manner
- Strong interpersonal and communication skills to facilitate constructive collaboration and the professional handling of differing interests
- An independent and meticulous approach to work, coupled with a high degree of reliability and a strong sense of responsibility
- Good written and spoken German and English
Please note that we cannot consider applications via recruitment agencies for this position.
Contact Information
We are looking forward to receiving your online application.
For any further information please do not hesitate to contact us.
LGT Gruppe Holding AGHuman Resources
Corina HohlSkills Required
- University degree or equivalent qualification in banking and finance, business administration, economics, law, or a comparable field
- Several years of experience in credit risk management or a comparable control function
- Experience in Lombard lending
- Knowledge of technical and regulatory requirements relating to lending and credit monitoring
- Ability to critically assess and document complex issues in a structured, audience-appropriate manner
- Ability to represent independent positions to stakeholders at all organizational levels
- Strong interpersonal and communication skills
- Independent, meticulous, reliable, and responsible approach to work
- Good written and spoken German
- Good written and spoken English
What We Do
Forward-looking for generations LGT is an international private bank owned by the Princely Family of Liechtenstein with 23 locations in Europe, Asia, Australia, and the Middle East. Our solid capitalization, long-term thinking, and strategic focus underpin our strong values. These are rooted in 900 years tradition and entrepreneurial thinking. Digitization represents a key pillar of how we continually innovate to find better ways of doing things - today and for the future. Sustainable and social: Sustainability is a pillar of LGT's strategy. Thinking, managing, and investing sustainably are integral parts of our DNA. LGT has committed to reducing the net CO2 emissions from its operations and its investments to zero by 2030. The Princely Family’s view is that wealth itself isn't a purpose, but that it comes with a sense of responsibility. Being wealthy means embracing and acting on that responsibility, as well as passing these values on to the next generation. LGT as an employer: LGT is a vibrant, growing international company and employer. We are certified as a Great Place to Work by the international consulting and research institute of the same name. Whether you have a wealth of experience or are embarking on your first professional steps, LGT careers offer an empowering environment to realize your ambitions. Take your next career step at one of our 23 international locations: www.lgt.com/global-en/career/jobs Publishing information: www.lgt.com/global-en/publishing-information
