The Role
The Senior Compliance Analyst oversees regulatory compliance related to U.S. operations, managing licensing, regulatory reports, escheatment, and customer due diligence while collaborating with cross-functional teams.
Summary Generated by Built In
Who We Are
#LI-JC4At OKX, we believe that the future will be reshaped by crypto, and ultimately contribute to every individual's freedom. OKX is a leading crypto exchange, and the developer of OKX Wallet, giving millions access to crypto trading and decentralized crypto applications (dApps). OKX is also a trusted brand by hundreds of large institutions seeking access to crypto markets. We are safe and reliable, backed by our Proof of Reserves. Across our multiple offices globally, we are united by our core principles: We Before Me, Do the Right Thing, and Get Things Done. These shared values drive our culture, shape our processes, and foster a friendly, rewarding, and diverse environment for every OK-er. OKX is part of OKG, a group that brings the value of Blockchain to users around the world, through our leading products OKX, OKX Wallet, OKLink and more.
About The Opportunity
We are seeking a highly skilled Senior Compliance Analyst to join our U.S. Compliance team, supporting OKX’s U.S. operations and assisting the BSA Officer and Senior Compliance Manager in ensuring adherence to all local regulatory requirements. This role is a hybrid of regulatory compliance and financial crime compliance, with responsibilities spanning money transmitter licensing (MTL) maintenance, regulatory reporting, escheatment/abandoned property management, and customer due diligence (CDD).
You will serve as a subject matter expert on U.S. regulatory requirements, oversee critical compliance obligations, and partner with cross-functional teams to manage financial crime risks and regulatory expectations. This is a key position that requires both operational execution and strategic oversight to support the integrity and resilience of our compliance program.
What You’ll Be Doing:
Licensing & Regulatory Reporting:
- Maintain and renew 40+ state money transmitter licenses (MTLs), including renewals, biennial reports, corporate updates, and new license applications.
- Manage a large portfolio of regulatory reporting obligations, ensuring timely and accurate submission of monthly, quarterly, semi-annual, annual, and biennial reports.
- Coordinate with state regulators on annual assessments, examinations, and ad-hoc requests.
- Maintain a detailed calendar of licensing and reporting deadlines, proactively addressing requirements.
- Collaborate with executives, counsel, and regulators on attestations, filings, and corporate disclosures.
- Document and streamline licensing, reporting, and compliance workflows to ensure consistency and audit readiness.
- Previous experience overseeing escheatment and state MTL licensing programs, including preparing and submitting filings through the Nationwide Mortgage Licensing System (NMLS)
Escheatment & Abandoned Property:
- Oversee compliance with state unclaimed property and escheatment requirements, including customer outreach, due diligence, and timely reporting/remittance of abandoned property.
- Maintain accurate records of dormant accounts, uncashed checks, and other escheatable property.
- Collaborate with Finance, Operations, and Product teams to ensure accurate reporting and reconciliation of abandoned property obligations.
- Serve as the compliance point of contact for regulators and auditors on escheatment-related matters.
Customer Due Diligence & Escalations:
- Conduct comprehensive CDD and enhanced due diligence (EDD) reviews for retail and institutional clients, including verification of identity, beneficial ownership, and source of funds/wealth.
- Investigate escalations related to PEPs, sanctions screening, and adverse media, providing detailed analysis and recommendations.
- Support Payment Risk, Fraud, and Market Surveillance teams by conducting due diligence reviews on escalated cases and suspicious activity.
- Maintain accurate case documentation and ensure data quality across compliance systems.
- Collaborate cross-functionally to refine escalation workflows, improve screening processes, and strengthen risk rating frameworks.
Compliance Program Support:
- Assist with regulatory mapping and reporting to ensure U.S. compliance obligations are identified and met.
- Review onboarding and lifecycle escalations for AML/CFT and sanctions adherence.
- Monitor compliance program effectiveness through oversight metrics and reporting.
- Support audits and regulatory examinations by preparing documentation and responding to inquiries.
- Maintain and update compliance policies, procedures, and documentation.
What We Look For In You:
- 4+ years of experience in compliance, AML/CDD, licensing, or regulatory risk within financial services, fintech, or cryptocurrency.
- Strong understanding of U.S. financial services regulations, AML/CFT obligations, sanctions regimes, MTL licensing requirements, and escheatment laws.
- Proven experience managing complex compliance reporting programs and regulatory submissions.
- Excellent analytical, organizational, and time-management skills; ability to prioritize under tight deadlines.
- Strong communication skills for interactions with internal stakeholders, executives, regulators, and counsel.
- High ethical standards, professional integrity, and willingness to challenge and escalate when needed.
- Familiarity with compliance systems, NMLS, and regulatory reporting portals.
Nice to Haves:
- Prior experience managing state MTL licensing and escheatment programs.
- Knowledge of state-specific statutes governing money transmission and abandoned property.
- Experience in a Compliance/Legal/Risk function at a crypto company.
- Industry certifications (e.g., CAMS, CRCM, CFE, PMI).
- Familiarity with crypto products, blockchain analytics, and emerging financial crime typologies.
- Bachelor’s degree in Finance, Business, Law, or related field (or equivalent experience).
Perks & Benefits:
- Competitive total compensation package
- L&D programs and Education subsidy for employees' growth and development
- Various team building programs and company events
- Wellness and meal allowances
- Comprehensive healthcare schemes for employees and dependents
- More that we love to tell you along the process!
OKX Statement:
OKX is committed to equal employment opportunities regardless of race, color, genetic information, creed, religion, sex, sexual orientation, gender identity, lawful alien status, national origin, age, marital status, and non-job related physical or mental disability, or protected veteran status. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
- The salary range for this position is $107,000- $160,000 in NY and CA
- The salary offered depends on a variety of factors, including job-related knowledge, skills, experience, and market location. In addition to the salary, a performance bonus and long-term incentives may be provided as part of the compensation package, as well as a full range of medical, financial, and/or other benefits, dependent on the position offered. Applicants should apply via OKX internal or external careers site.
Information collected and processed as part of the recruitment process of any job application you choose to submit is subject to OKX's Candidate Privacy Notice.
Top Skills
Compliance Systems
Nmls
Regulatory Reporting Portals
Am I A Good Fit?
Get Personalized Job Insights.
Our AI-powered fit analysis compares your resume with a job listing so you know if your skills & experience align.
Success! Refresh the page to see how your skills align with this role.
The Company
What We Do
Founded in 2017, OKX is one of the world’s leading cryptocurrency spot and derivatives exchanges. OKX innovatively adopted blockchain technology to reshape the financial ecosystem by offering some of the most diverse and sophisticated products, solutions, and trading tools on the market. Trusted by more than 20 million users in over 180 regions globally, OKX strives to provide an engaging platform that empowers every individual to explore the world of crypto.
In addition to its world-class DeFi exchange, OKX serves its users with OKX Insights, a research arm that is at the cutting edge of the latest trends in the cryptocurrency industry. With its extensive range of crypto products and services, and unwavering commitment to innovation, OKX’s vision is a world of financial access backed by blockchain and the power of decentralized finance.
