Over the years, our mission has expanded to include helping people with other forms of debt - such as refinancing credit cards, which are at all time highs in the US. And we’ve been able to refinance $6+ Billion in loans through our network of Splash, powered credit union and bank partners who leverage our marketplace and automated loan processing technology. And we’ve raised over $70 million from investors like partners of DST Global, Citi Ventures, TruStage Ventures, Northwestern Mutual Future Ventures, Detroit Venture Partners, and more.
But at our core, we’re still that little company from Cleveland with a big dream: to make people more powerful than their debt and we’re just getting started..
ABOUT OUR WORKPLACE:
We’re friendly, folksy, and have Slack channels for both #kids-and-pets and #food. We’re good people who want to make a difference in the financial landscape, and we approach tackling challenges with creativity, passion and urgency.
ABOUT THE ROLE:
Splash Financial is hiring a Senior Compliance Analyst to assist with day-to-day compliance management activities designed to ensure material compliance with applicable laws, rules, and regulations. The Legal and Compliance Department is helping Splash become the leading digital lending platform in a responsible and compliant way that puts the customer first. A team-first approach is critical, and the department works closely with a diverse cross-functional team of Developers, Product Managers, Analysts, Underwriters, Accountants, and Marketing professionals to help drive innovation forward across the business.
WHAT YOU’LL DO AT SPLASH:
- Responsible for providing federal & state compliance support in all aspects of the business.
- Monitor, analyze, and communicate pending and/or enacted legislation.
- Support all aspects of the audit process, including identifying, analyzing, and resolving compliance issues.
- Conduct thorough, accurate, and objective testing and monitoring of all stages of the loan process. This includes the review of disclosures, policies, procedures, and adherence to all regulatory requirements.
- Evaluate internal operational and procedural compliance.
- Create and enhance testing and monitoring plans.
- Analyze and update existing compliance policies, guidelines and procedures.
- Work with IT and LOS support area to create, revise and maintain HELOC lending disclosures and documents.
- Assist in researching and developing policies and outlining statutory/regulatory requirements.
- Assist as necessary, with responding to regulatory consumer complaints.
- Review and approve marketing material.
WHAT YOU’LL BRING TO SPLASH:
- Bachelor’s Degree
- Minimum 3-5 years in the banking/financial services industry in a lending regulatory compliance role
- Demonstrated knowledge of state & federal law including but not limited to: FDIC and CFPB oversight environment, RESPA, HMDA, TILA, ECOA, FCRA, and privacy laws.
- Demonstrated analytical skills and research skills.
- Handle multiple projects and work under deadlines.
- Possess excellent written, interpersonal, and verbal communications skills.
SPLASHERS ENJOY:
- Fully remote work freedom
- Competitive salary packages
- Flexible PTO + 9 company holidays
- Equity: Share in our start-up success
- Comprehensive and affordable insurance benefits
- Paid parental leave for both caregivers
- Essential equipment to get the job done
- 401(k) for your future savings
- Quarterly meet-ups: In person & virtual fun
- Awesome Splash swag to flaunt your team spirit
Employment at Splash is based on individual merit. Opportunities are open to all, without regard to race, color, religion, sex, creed, age, handicap, national origin, ancestry, military status, veteran status, medical condition, marital status, sexual orientation, affectional preference, or other irrelevant factors. Splash is an equal opportunity employer.
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What We Do
In 2013, we set out to solve a problem: we got tired of seeing our friends and family struggle under the crushing weight of student loan debt. Debt can hold people back from opportunities and delay the impact they’re meant to make in the world. So we did something about it and built a life raft; we started Splash Financial. We built a marketplace of banks and credit unions focused on helping people refinance their student loans. Our goal was simple: use the power of our network to deliver great rates and real savings. And we did it all from a tiny office in Cleveland, OH. In 2022, we expanded our products to help people tackle credit card debt, assisting more people to find better financial footing. By 2025, we launched a home equity line of credit product, allowing homeowners to leverage their equity to reduce costs in their everyday lives and unlock new possibilities. Throughout all this growth, we’ve helped more than 125,000 people refinance over $6 billion in loans and one thing has remained consistent: to make people more powerful than their debt! We’re here to make loan stuff way less complicated - and faster than you’d expect. Whether you’re refinancing student loans, consolidating credit card debt, or tapping into your home equity with a HELOC, we help you get your debt together quickly with our streamlined online process. How? Thanks to automated underwriting and our hybrid marketplace, you get matched with offers from banks and credit unions across the country — even the ones you’ve never heard of but wish you had. It’s all powered by seriously smart tech designed to get you approved quickly, so you can stop stressing and start saving. Fast, easy, and all at your fingertips.
Why Work With Us
Splash is remote-first, and proud of it. We spend our days focused on developing financial technologies that fundamentally change the way the industry lends. We’re friendly, folksy, and we’re good people who want to make a difference in the financial landscape, and we approach tackling challenges with creativity, passion and urgency.
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