Senior Business Unit Reporting Analyst

Posted 3 Days Ago
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Phoenix, AZ, USA
In-Office
Senior level
Fintech • Software • Financial Services
The Role
Analyzes Resort Finance loan portfolios, identifies credit risks, monitors asset concentrations and portfolio health, and develops reporting tools and visualizations. Supports quarterly portfolio reviews, forecasting, variance analysis, covenant compliance, credit memoranda, financial assessments, data quality, and loan administration. Partners with underwriting, portfolio management, credit administration, and bank stakeholders to implement monitoring processes, improve data access, and communicate emerging risks while ensuring compliance with banking policies and regulations.
Summary Generated by Built In

Job Title:

Senior Business Unit Reporting Analyst

Location:

CityScape

What you'll do:

In this role, you'll be responsible for analyzing portfolio loans through various lenses, creating tools for efficient and effective portfolio management, and solving for complex business-line needs. You'll work with underwriting and portfolio management team leads, as well as credit administration on initiatives that identify credit risk. You'll need to meet the short and long-term goals of the business line and maximize transparency of the Resort Finance portfolio health. The Senior Portfolio Analyst is responsible for ensuring compliance with all Bank policies and procedures, as well as all applicable state and federal banking regulations.
  • Work closely with the Resort Finance Team Leads & credit, explore the needs of the group and advise on process implementation and actionable solutions for portfolio-wide insights.  Analyze portfolio concentrations through the lens of asset classes, relationships, project assets, geographic exposure, construction vs. C&I, and outlook of the portfolio and pipeline.  Demonstrate strong organizational skills, coordinating with external groups within the Bank as a subject matter expert on product offerings within the Resort Finance business line.
  • Handle various portfolio management upkeep tasks and responsibilities related to data quality of loans, projects, deposits, and ratios.  Demonstrate strong understanding asset classes for monitoring KRIs and KPIs.  Gather, analyze, and concisely summarize findings of at-risk assets in a presenting format to credit risk partners of the Bank in quarterly portfolio review (QPR) meetings.
  • Manages portfolio analysis initiatives related to: quarterly portfolio review of key asset classes, weekly forecasting and variance analysis, asset class tracking through data collection and consolidation that meets bank policy and portfolio management standards, solutions for data access to streamline credit actions within the Resort Finance group, maintenance of key reporting tools and data steward responsibilities as defined by the Bank, visualization tools that effectively communicate consolidated portfolio health, geographical mapping of all Resort Finance projects assets, updated quarterly for newly underwritten loans.
  • Ad-hoc duties with underwriting team and portfolio management team related to:  access to BI software and tracking tools, coordinate data collection efforts through borrower relationships established via lenders and portfolio management team, support of covenant compliance monitoring, portfolio reporting, and credit-related analysis activities, assist with credit memoranda, financial analysis, and written credit assessments supporting portfolio review and credit decision-making processes, identify and communicate emerging credit risks within existing lending relationships, assist with portfolio management and loan administration activities, partner with other groups within the Bank to roll-out new credit monitoring tools and initiatives, identifying and meeting other subject-matter experts in the Bank to collaborate on solving for business needs. 

What you'll need:

  • 4+ years of related experience in CRE or asset-based Portfolio Management or similar field.
  • Bachelor's degree in related field required.
  • Intermediate knowledge of general banking operations, including deposit operations, loan administration, treasury management and/or other commercial banking products and services.
  • Intermediate knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices.
  • Intermediate experience, knowledge, and training in financial statement analysis.  Strong portfolio management skills allowing for timely identification of credit concerns by bringing items of concern to the Primary PM, Team Lead, or Managing Director's attention.
  • Intermediate speaking and writing communication skills.

Benefits you’ll love:
We offer all the important things you'd want — like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you’ll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!

About the company:

Western Alliance Bank, Member FDIC, is a wholly owned subsidiary of Western Alliance Bancorporation. Serving clients nationwide, Western Alliance Bank includes six legacy bank brands — Alliance Association Bank, Alliance Bank of Arizona, Bank of Nevada, Bridge Bank, First Independent Bank and Torrey Pines Bank — that remain part of the company’s heritage, as well as AmeriHome Mortgage, a Western Alliance Bank Company.

Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email [email protected] or call 602-386-2488.  When contacting us, please provide your contact information and state the nature of your accessibility issue.  We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.

© Western Alliance Bancorporation

Skills Required

  • 4+ years of related experience in CRE, asset-based portfolio management, or a similar field
  • Bachelor's degree in a related field
  • Intermediate knowledge of banking operations, including deposits, loan administration, treasury management, or commercial banking products
  • Intermediate knowledge of applicable regulatory and legal compliance obligations, rules, regulations, industry standards, and practices
  • Intermediate experience and knowledge in financial statement analysis
  • Strong portfolio management skills and ability to identify and escalate credit concerns
  • Intermediate speaking and writing communication skills

Western Alliance Bank Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Western Alliance Bank and has not been reviewed or approved by Western Alliance Bank.

  • Strong & Reliable Incentives Feedback suggests annual bonuses are broadly available and can materially lift total compensation when business conditions are favorable. Participation spans many roles beyond executives.
  • Equity Value & Accessibility Equity grants are described as widely accessible to employees at multiple levels, adding long‑term value to the package. This breadth helps align employees with company performance.
  • Retirement Support The 401(k) program is positioned as a standout with an employer match structure viewed as stronger than common offerings. Automatic enrollment reinforces accessibility and participation.

Western Alliance Bank Insights

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The Company
HQ: Phoenix, Arizona
4,045 Employees

What We Do

Western Alliance Bancorporation (NYSE: WAL) is one of the country’s top-performing banking companies. Its primary subsidiary, Western Alliance Bank, Member FDIC, offers a full spectrum of tailored commercial banking solutions and consumer products, all delivered with outstanding service by banking and mortgage experts who put customers first. Serving clients across the country wherever business happens, Western Alliance Bank operates individual, full-service banking and financial brands with offices in key markets nationwide.

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