Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.
Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.
As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.
More about our mission and what we offer.
Job DescriptionAbout Servicing Platform
At Wise, we are on a mission to build money without borders -instant, convenient, transparent and eventually free. Behind every transaction lies a critical responsibility: holding over £20B+ in customer balances, moving £145B+ across borders annually and protecting innocent customers from fraudsters, sanctioned entities and financial crime.
The Servicing Platform sits at the very heart of this mission. We build the foundational identity engines, high-throughput risk platforms and real-time APIs that power all customer servicing, onboarding and risk decisions across Wise globally.
As Wise expands its engineering presence in Hyderabad, we are building core execution capability to modernize our identity and risk infrastructure. As a Backend Engineer (IC3), you will tackle real-time scale challenges, execute complex system migrations and onboard products to next-generation risk APIs that gate billions in cross-currency volume.
What You Will Be Working On
You will join a high-velocity engineering squad focused on platform adoption and system reliability:
Platform Implementation & Migrations: Drive the hands-on technical integration of Wise products onto our modernized Identity, Account and Risk APIs. You will unblock product and FinCrime squads by executing key migrations such as deprecating legacy models and services and improving integrations into Fin Crime domains.
High-Performance Infrastructure: Build, maintain and optimize low-latency, high-availability microservices. You’ll work toward achieving sub second risk check speeds for real-time transactions.
Data Lineage & Governance: Implement robust schemas, data contracts and immutable data flows to ensure complete auditability and data consistency across the full customer and transaction lifecycle.
Operational Excellence: Maintain the operational health (SLAs/SLOs, monitoring, alerting) of critical platform components. Participate in incident resolution and post-mortems to ensure zero downtime for money moving out of Wise.
Global Collaboration: Work closely with cross-functional teams (Product, FinCrime, Risk Assessment) and engineering peers across London, Tallinn and Hyderabad.
What We Are Looking For
Backend Proficiency: 4 to 8 years of software development experience using Java (Java 11/17+) and the Spring/Spring Boot ecosystem (or equivalent modern backend tech like Kotlin/Go).
System & API Design: Solid understanding of microservice architectures, clean REST/gRPC API design, relational/non-relational databases (Mongo/PostgreSQL/SQL query optimization) and schema design.
Event-Driven Architectures: Hands-on experience or familiarity with asynchronous messaging, event-driven architectures (Kafka), idempotency and distributed system resilience patterns.
Migrations & Integrations: Demonstrated track record of refactoring systems, integrating complex APIs or breaking down legacy monolithic services.
Quality & Observability Mindset: Care for code quality, automated testing, distributed tracing, metrics and security best practices.
Infrastructure: virtualization (docker/docker-compose), terraform, CI/CD (github, spinnaker), at least basic knowledge of Kubernetes
Product & Customer Ownership: You care about why something is being built and how your backend services directly impact the end-user experience and platform safety.
Ability to communicate complex technical concepts clearly to both technical and non-technical audiences.
Comfortable working across geographies and time zones (Hyderabad / London / Tallinn / Singapore).
Familiarity with the concept of System Design and RFC process.
Should we add something like “Familiar/enthusiastic about coding agents like Claude Code/Codex/Cursor”, understanding of principles of MCP?
For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.
We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.
If you want to find out more about what it's like to work at Wise visit Wise.Jobs.
Keep up to date with life at Wise by following us on LinkedIn and Instagram.
Skills Required
- 4 to 8 years software development experience using Java (Java 11/17+) and the Spring/Spring Boot ecosystem
- Proficiency in microservice architectures, clean REST/gRPC API design and schema design
- Experience with relational and non-relational databases (PostgreSQL, MongoDB) and SQL query optimization
- Hands-on experience or familiarity with event-driven architectures, asynchronous messaging and Kafka
- Track record of migrations, refactoring systems, integrating complex APIs and decomposing monoliths
- Care for code quality, automated testing, distributed tracing, metrics and security best practices
- Infrastructure experience: Docker/docker-compose, Terraform, CI/CD (GitHub, Spinnaker) and basic Kubernetes knowledge
- Product and customer ownership mindset; understand how backend services affect user experience and platform safety
- Ability to communicate complex technical concepts clearly to both technical and non-technical audiences
- Comfortable working across geographies and time zones (Hyderabad / London / Tallinn / Singapore)
- Familiarity with System Design and RFC process
- Familiarity or enthusiasm about coding agents (e.g., Claude Code/Codex) and related MCP principles
What the Team is Saying
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Wise Compensation & Benefits Highlights
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Equity Value & Accessibility — Equity is granted to all employees via time‑based RSUs/stock awards, aligning staff with company performance. This broad accessibility makes ownership a core part of total rewards.
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Leave & Time Off Breadth — Policies include a global minimum of 33–36 paid days off and a paid six‑week sabbatical after four years with a cash stipend. The sabbatical is positioned as a standard milestone benefit in addition to annual leave.
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Parental & Family Support — Wise commits to a minimum of 18 weeks’ fully paid parental leave for birth or adoption across many offices. Eligibility rules and tenure may apply by location while maintaining a companywide minimum standard.
Wise Insights
What We Do
Wise is a global technology company, building the best way to move and manage the world's money. With Wise Account and Wise Business, people and businesses can hold 40 currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new network for the world's money. Launched in 2011, Wise is one of the world’s fastest growing, profitable tech companies. In fiscal year 2025, Wise supported around 15.6 million people and businesses, processing over $185 billion in cross-border transactions and saving customers around $2.6 billion.
Why Work With Us
We’re truly global in who we are, how we work, and how we build. Everything we do is centred around creating a world of money that’s fast, easy, fair. And open to all. Everyone who works here owns a piece of Wise, from the work they do, to the stock they hold.
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Wise Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
We expect new joiners in the office most days to build connections and learn from colleagues for their first six months. After that, most Wisers split their working week between the office and home, typically coming in at least 12 times a month.
