About the team:
You’ll join one of the teams within SumUp’s Identity Lifecycle Mission, working on some of the most critical building blocks behind the merchant journey, from onboarding and identity verification to KYC/KYB, regulatory data collection, and managing customer identity throughout the entire lifecycle.
Today, many of these capabilities live across different flows, legacy services, and tightly coupled integrations. We’re on a journey to bring these pieces together into a more coherent, scalable platform, with shared data models, reusable services, and clear ownership boundaries.
As a Senior Backend Engineer, you won’t just be maintaining existing systems. You’ll have the opportunity to shape how our identity platform evolves, modernise critical services, and help build foundations that can support new regulations, markets, and product requirements without reinventing the wheel every time.
You’ll be part of one dedicated team, but the challenges we tackle often cross team and domain boundaries. You’ll work closely with Engineers, Product, Design, Compliance, Risk, and Operations, giving you the opportunity to influence solutions well beyond your own team.
If you enjoy solving complex backend problems, working in a highly collaborative environment, improving reliability, and building scalable capabilities that enable other teams to move faster, this could be an exciting opportunity to make a real impact at SumUp.
What you’ll do:
- Design, build, and operate scalable backend services, APIs, event-driven workflows, and system integrations.
- Build reusable capabilities that power merchant onboarding, identity verification, and KYC/KYB regulatory data collection.
- Drive reliability and resilience across critical services through better observability, failure handling, incident response, and long-term risk reduction.
- Work primarily with Go, while maintaining and progressively modernising existing services written in Java.
- Evolve domain models and service boundaries while reducing legacy complexity, duplicated logic, and tightly coupled integrations, always with a pragmatic, incremental mindset.
- Own your work end-to-end, from technical design and implementation to rollout and production follow-up.
- Work across team and domain boundaries, turning ambiguous product and regulatory requirements into clear, scalable technical solutions.
- Review code and designs, mentor engineers, and help raise engineering standards across the mission.
You’ll be great for this role if you have:
- Strong professional experience building and operating production backend systems with high business impact.
- Experience working with Go and Java and confidence in maintaining and evolving existing Java services.
- Strong knowledge of API design, distributed systems, asynchronous processing, data modelling, testing, and system design.
- Experience with event streaming platforms such as Kafka and modern observability tools such as Grafana or Honeycomb.
- Experience deploying and operating services in cloud environments such as AWS, ideally with Docker and Kubernetes.
- A strong ownership mindset, with the ability to take complex problems from definition through to production.
- Experience improving the reliability of business-critical systems and turning recurring incidents into lasting engineering improvements.
- Strong communication skills and a collaborative approach to working across Engineering, Product, Compliance, Risk, and Operations.
Nice to have:
- Experience in fintech, payments, KYC/KYB, identity verification, or regulatory systems.
- Experience translating regulatory and compliance requirements into clear, scalable engineering solutions, while helping bridge the gap between Compliance and Engineering.
Why you should join SumUp:
🌍 Opportunity to work with SumUppers globally on large-scale fintech products used by millions of businesses worldwide, from our Berlin office. This involves an office-first setup
🧑🔬 We take learning and experimentation seriously with Hack Days every second Friday, and entire global Hack Weeks.
🌈 Commitment to Diversity and Inclusion: Be part of a workplace that values and promotes diversity, fostering an inclusive environment where everyone's perspectives are respected and embraced
📚 A dedicated annual L&D budget of €2,000 for attending conferences and/or advancing your career through further education
🚀 Enrolment onto our VSOP program: You will own a stake in SumUp’s future success
💶 A corporate pension scheme where we match up to 20% of your contributions
🔄 30 Days Sabbatical: Enjoy the unique opportunity to take a well-deserved break with our 30 days sabbatical benefit after completing 3 years of employment with SumUp
🔗 Referral Bonus: Earn additional rewards by referring talented individuals to join the SumUp team
🚵🏾♂️ Numerous other benefits such as Urban Sports Club subsidy, Kita placement assistance, relocation assistance, subsidised office lunches
SumUp is an Equal Employment Opportunity employer that proudly pursues and hires a diverse workforce. SumUp does not make hiring or employment decisions on the basis of race, colour, religion or religious belief, ethnic or national origin, nationality, sex, gender, gender identity, sexual orientation, disability, age or any other basis protected by applicable laws or prohibited by Company policy. SumUp also strives for a healthy and safe workplace and strictly prohibits harassment of any kind.
About us:
Be empowered to do more that matters.
At SumUp, we're on a mission to empower small businesses across the globe by providing simple and affordable tools that allow them to thrive. Today, over 4 million businesses in 36 markets rely on SumUp as their financial partner to manage payments, finance and customer relationships.
Our commitment to small businesses is reflected in our diverse team of over 3,000 SumUppers from over 90 nationalities, united by global collaboration and an innovative mindset. Our core values lay the foundation for who we are and what we stand for, shaping our work culture and driving our success. We foster inclusivity and a continuous learning culture, providing a safe space for personal and professional growth. Our differences make us unique and strong as we strive to create an environment where everyone belongs and feels supported, no matter how they identify.
SumUp is proud to be an Equal Employment Opportunity employer, actively seeking and embracing diversity in our workforce. We don't make hiring or employment decisions based on race, colour, religion or religious belief, ethnic or national origin, nationality, sex, gender, gender identity, sexual orientation, disability, age or any other basis protected by applicable laws or prohibited by company policy. Our commitment extends beyond recruitment to creating a safe and respectful workplace where harassment of any form is strictly prohibited.
Explore career opportunities with us and join a team driven by collaboration, innovation, and a shared vision of creating a world where everyone can build a thriving business. Discover more about our vibrant and inclusive work culture and how we work on our careers website, and follow our journey on LinkedIn and Instagram.
Job Application Tip
We recognise that candidates feel they need to meet 100% of the job criteria in order to apply for a job. Please note that this is only a guide. If you don’t tick every box, it’s ok too because it means you have room to learn and develop your career at SumUp.
Skills Required
- Strong professional experience building and operating production backend systems with high business impact
- Experience working with Go and Java, including maintaining and evolving existing Java services
- Strong knowledge of API design, distributed systems, asynchronous processing, data modelling, testing, and system design
- Experience with event streaming platforms such as Kafka
- Experience with observability tools such as Grafana or Honeycomb
- Experience deploying and operating services in cloud environments such as AWS
- Experience with Docker and Kubernetes
- Ability to own complex work from definition through production
- Experience improving reliability of business-critical systems and implementing lasting engineering improvements
- Strong communication and collaboration skills across Engineering, Product, Compliance, Risk, and Operations
- Experience in fintech, payments, KYC/KYB, identity verification, or regulatory systems
- Experience translating regulatory and compliance requirements into scalable engineering solutions
SumUp Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about SumUp and has not been reviewed or approved by SumUp.
-
Leave & Time Off Breadth — Paid time off is positioned as a standout, including 22 vacation days that increase with tenure, public holidays, a quarterly Wellness Day, special leave, and a fully paid one‑month sabbatical after three years. This combination makes time-off benefits feel notably robust in the overall rewards package.
-
Healthcare Strength — Health coverage is described as comprehensive, with medical plan options (including carriers such as Cigna and Kaiser) plus dental and vision. Company-paid life insurance and disability coverage are also part of the protection package in the U.S. materials.
-
Retirement Support — Retirement benefits include a published 401(k) match formula that provides an employer match up to a stated cap. The clarity of the match structure supports straightforward evaluation during offer comparisons.
SumUp Insights
What We Do
SumUp believes that every business should have access to affordable, easy-to-use financial solutions, no matter their size. That’s why more than 3 million businesses worldwide rely on SumUp to run their business. What started out as one card reader has now turned into a range of payment hardware, banking solutions, marketing, and loyalty tools, invoicing, and so much more. From sales and marketing to product and engineering, our cross-functional US team works together to ensure that small business owners can be successful doing what they love.
Why Work With Us
SumUp USA is part of the global SumUp organization that stretches across multiple continents from Berlin to Sao Paulo. Our teams are multicultural, have a collaborative mindset and bold goals. Join our mission if you want to become part of the success story and help empower over 3 million merchants using SumUp already!
Gallery
