About Bright Money
Bright Money is a Consumer FinTech for middle-income consumers. It brings together SaaS products to help consumers build credit, manage their debt, and get access to suitable loans and credit cards.
These are the major financial needs of middle-income consumers living paycheck-to-paycheck.
Bright is a profitable, India-built, U.S.-market Consumer FinTech, with revenue trajectory to $100M in the coming 12 months. The business model combines subscription revenue with a financial service marketplace revenues, for loans, credit cards, and credit building tools.
Bright has launched an AI money assistant and AI agentic UX flows for access to credit. It will be the first AI-driven Consumer FinTech for middle-income consumers.
The Bright product suite has potential for global markets beyond the US. The market size is 100M global middle-income consumers, with a revenue pool opportunity of $15B.
Bright is backed by 3 top global venture capital firms, and leading tech angel investors in the USA, Europe, and Asia.
Bright was founded in 2019 by a founding team from McKinsey’s Banking Practice (Petko Plachkov and Avi Patchava) and InMobi Data Scientists (Varun Modi and Avi Patchava). The core team is ex-InMobi Engineering and Data Sciences, recently joined by senior leaders from McKinsey. Bright is a data-driven, fast-paced execution culture that will build a Global Consumer FinTech, all functions operating from India.
What is the team & role about?
Bright Money is looking for a detail-oriented Senior Accounts Executive to join our Finance team. The role is responsible for day-to-day accounting operations across our India and US entities, ensuring books are accurate, reconciliations are timely, and statutory filings are filed without slippage.
What you will do?
Review and maintain day-to-day books of accounts in Tally and QuickBooks; supervise routine operational activities and resolve issues.
Own monthly, quarterly, and annual statutory filings in India and the US (GST, TDS, PT, PF, ESI, sales tax, etc.) within prescribed timelines.
Perform analytical reviews of financial documentation; produce statements for management on accounting status and discrepancies.
Conduct record reviews and assessments to verify financial documentation; produce financial statement reports and document audit processes and balances.
Identify accounting issues, reconcile accounts, and propose solutions.
Prepare monthly bank reconciliations, vendor reconciliations, and inter-company transactions.
Review all inter-company transactions and generate invoices as necessary.
Reconcile balance sheet accounts and ensure clean schedules each close.
Manage MIS reporting and share details with the Senior Manager – Finance on a regular basis.
Support internal, statutory, and tax auditors with required schedules, evidence, and explanations.
Minimum 3-5 years of experience
Hands-on experience with Tally and QuickBooks (independent working experience in QuickBooks is mandatory)
Working knowledge of Indian GAAP / Ind AS
Strong understanding of GST, TDS, and statutory compliance in India
Advanced Excel skills (pivots, lookups, reconciliation models)
Review and maintain day-to-day books of accounts in Tally and QuickBooks
Perform analytical reviews of financial documentation
Conduct record reviews and assessments to verify financial documentation
Identify accounting issues, reconcile accounts, and propose solutions
Prepare monthly bank reconciliations, vendor reconciliations, and inter-company transactions
Manage MIS reporting
Support internal, statutory, and tax auditors
High attention to detail, strong analytical skills, and sound independent judgement
Ability to prioritize, manage time well, stay organized, and adjust focus as needs change
Good communication and negotiation skills
Excellent team player with a positive, collaborative attitude
CA Inter or M.Com preferred
Experience in a fintech, NBFC, or fast-paced product company
Exposure to US GAAP
Experience working with vendors, banks, and auditors
Eager to learn and implement AI tools in finance and accounting workflows
Quick learner who thrives in a fast-paced, data-driven environment
A profitable sub-unicorn with U.S. market scale – liquidity potential at $1–3B valuations.
Real ownership: You run your own BU with an independent P&L.
Wealth creation: Equity at an inflection stage of scale.
A data-driven, high-cadence culture that combines consulting rigor with FinTech speed.
Location flexibility: 4 days from the Bangalore office in a week
Skills Required
- Hands-on experience with Tally and QuickBooks
- Working knowledge of Indian GAAP / Ind AS
- Strong understanding of GST, TDS, and statutory compliance in India
- Advanced Excel skills (pivots, lookups, reconciliation models)
- CA Inter or M.Com preferred
- Experience in a fintech, NBFC, or fast-paced product company
What We Do
Bright Money is a consumer fintech company that helps Americans manage and eliminate debt using data science, machine learning, and AI. It offers a mobile app with tools for credit score building, automated debt paydown plans, and financial planning.
