Senior Analyst - R

Job Description:

About Us

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits. We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve. Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Process Overview

The Risk Reporting and Analytics team produces recurring and ad hoc reporting across Consumer and Commercial portfolios. The team analyzes risk data, identifies trends and drivers, and provides accurate and timely information to business partners, senior management, auditors and regulators.

The process includes data extraction, reconciliation, validation, reporting, control execution, documentation and continuous improvement across multiple products and reporting environments.

Job Description

The ideal candidate will support risk reporting and analytics across Consumer and Commercial portfolios. The role requires strong data analysis, reporting, control and stakeholder-management skills, with the ability to work across changing priorities and reporting environments.

Responsibilities

·       Produce and analyze daily, monthly and quarterly risk reports, dashboards, disclosures and management information.

·       Extract, transform, reconcile and validate data from multiple sources using SQL, Excel and other analytical tools.

·       Analyze portfolio performance, trends, variances and risk drivers, and clearly explain material movements.

·       Prepare concise reports and presentations for senior risk, business and control stakeholders.

·       Partners with Risk, Finance, Technology, Operations, Data Management, Audit and business teams to understand requirements and deliver reporting solutions.

·       Support audit, testing and regulatory requests with accurate analysis and complete documentation.

·       Maintain reporting procedures, controls, data lineage and supporting documentation.

·       Identify opportunities to automate, standardize and improve reporting processes.

·       Support data migration, system enhancements, user testing and issue resolution.

·       Manage multiple priorities and timelines while maintaining accuracy, ownership and clear communication.

Requirements

Education

• Bachelor’s or Master’s degree in finance, Commerce, Business, Economics, Statistics, Technology or a related discipline.
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• Experience Range2–7 years of relevant experience in risk reporting, regulatory reporting, financial analysis, data management, business intelligence or a related analytical role, preferably in financial services.undefinedundefined.
• Foundational SkillsStrong SQL skills, including extraction, joining, validation and analysis of large data sets.Proficiency in Excel, including pivot tables, lookups, formulas and data analysis.Experience in risk reporting, data reconciliation, quality checks, controls and audit-ready validation.Strong analytical and problem-solving skills with the ability to interpret trends, variances and data relationships.Clear written and verbal communication, including preparing reports for senior stakeholders.Ability to manage multiple priorities, meet timelines and work effectively across teams.undefined

• Mandatory SkillsExperience with Consumer or Commercial credit risk, portfolio reporting, asset quality reporting or regulatory disclosures.undefined

• Desired SkillsExperience with reporting, visualization or automation tools such as Tableau, Power BI, MicroStrategy, SAS, Alteryx or VBA.Familiarity with enterprise data platforms, general ledger data, reporting governance and regulatory frameworks.Experience supporting data migrations, system enhancements, user testing or automated reporting solutions.Business and financial acumen, stakeholder-management skills and experience sharing technical knowledge.undefined

• Work Timings12pm – 9pm IST

• Job LocationHyderabad, Chennai and Mumbai