Senior Analyst - Lending Operations

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London, Greater London, England, GBR
Hybrid
Fintech • Payments • Financial Services
The Role
Our Story
 
Hello there. We’re Zopa.
 
We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Zopa Bank. A bank that listens to what our customers don’t like about finance and does the opposite. We’re redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre — we’ve built a business that empowers everyone to aim high, every day, to move finance forward. Find out more about our fantastic offerings at Zopa.com! 

We’re incredibly proud of our achievements and none of it would be possible without the amazing team here. It’s not just industry awards we’re winning, we’ve also been named in the top three UK’s Most Loved Workplaces. 

If you embrace unconventional challenges, are unafraid to think differently and are driven to make an outsized impact, you’ll thrive here at Zopa, so join us, and make it count. Want to see us in action? Follow us on Instagram @zopalife

At Zopa, Analysts are the people who turn curiosity into clarity and data into direction. We’re a bank built on doing things differently and growing fast. Over the past two years, we’ve grown more than 25% year-on-year.  As Zopa scales, our Operations teams need more than reporting. They need insight that shapes decisions, scalable MI frameworks and analysts who can own complex problem areas end to end. 
 
We are looking for a Level 11 Senior Data Analyst to own and evolve our operational MI capability. This is a high impact, more autonomous role focused on transforming how performance is measured, understood and improved. 
 
The Role 
You will operate as a senior analytical partner to Collections leadership, owning key performance areas and driving step changes in reporting quality and scalability. 
The focus is not just on producing MI, but on redefining it. You will assess existing reporting frameworks, identify gaps or inconsistencies and design scalable, well governed metric structures that support better decision making. 
You will work within the Collections function, partnering closely with Operations and Lending stakeholders. You will influence senior stakeholders and proactively identify where insight can unlock efficiency, improve customer outcomes or reduce risk. 
This role suits someone who thrives in ambiguity, enjoys shaping problem statements and wants to drive measurable operational impact. 

A day in the life...

  • Lead the redesign and scaling of operational MI frameworks 
  • Define and standardise key metrics across Collections and Recoveries  
  • Conduct deep analytical investigations into credit performance, operational effectiveness and  customer outcomes 
  • Translate complex datasets into clear recommendations for senior stakeholders 
  • Identify structural inefficiencies and propose data driven improvements 
  • Partner with Operations, Risk and Product teams on cross functional initiatives 
  • Improve data quality, governance and metric consistency 
  • Mentor or support more junior analysts where relevant 
  • Drive automation and scalability of reporting and business processes 

About you...

  • Advanced SQL skills and strong experience working with large, complex datasets 
  • Strong experience with BI tools and dashboard design best practice 
  • Proven track record of owning analytical problem areas from diagnosis to delivery 
  • Experience influencing senior stakeholders and presenting in high visibility settings 
  • Comfortable working with ambiguous problem statements and shaping analytical approach 
  • Strong commercial awareness and ability to quantify trade offs 
  • Structured thinker who balances detail with strategic perspective 
  • Proactive and confident in challenging assumptions constructively 
  • Nice to have: experience within fintech, banking or regulated operational environments, and experience leading reporting transformation or large-scale MI rebuilds. 

What success looks like...

  • A clear step change in the quality and scalability of operational MI 
  • Building well defined, impact-focused reporting that tells a clear performance story and drives decision-making 
  • Operational decisions increasingly driven by robust data and insight 
  • Measurable improvements in efficiency, performance or customer outcomes 
  • Strong stakeholder trust and influence at senior levels 

At Zopa we value flexible ways of working.
We value face-to-face collaboration and a good work-life balance. This hybrid role requires you to come to our London office 2-3 days a week.
 
You'll also have the option of working from abroad for up to 120 days a year!* But no matter where you are, we’ll make sure you’ve got everything you need to thrive, both in your work and home life, from day one.

*Subject to having the right to work in the country of choice

Diversity Statement
Zopa is proud to offer a workplace free from discrimination. Diversity of experience, perspectives, and backgrounds leads to better products for our customers and a unique company culture for our people. We are made up of nearly 50 nationalities, have a DE&I forum made up of Zopians wanting to make a difference and we are proud of our culture where everyone can bring their full self to work. Our approach to DE&I is reflected in our hiring process so please let us know if you require any reasonable adjustments. 

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The Company
HQ: London
735 Employees
Year Founded: 2005

What We Do

We’re Zopa, and we want to make money work better for you. Our diverse team is united in their mission of creating simple, fair and honest financial products that have the customer’s needs at their heart. We’re proud that this dedication is reflected in our excellent rating on TrustPilot. We’ve always been unapologetically honest with our customers, and value the same in return. Their feedback helps us shape what we build, so we can provide a bank fit for today, and for the future. We’re not the new kids on the block though - we’ve been a pioneering force in finance for 16 years. In 2005, we built the first ever peer-to-peer (P2P) lending company, giving our customers access to loans built for real-life and intelligent investments backed by cutting-edge tech. In 2020, we launched Zopa Bank, meaning we could offer more – like fixed term savings backed by FSCS protection and a credit card to help customers take control of their finances. We’ve lent out over £6 billion and are proud to have made money work better for over half a million people across the UK, whether they were looking to borrow or save.

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