Jobs at Zopa Bank

Own and improve first-line frameworks for Operational Resilience and Third-Party Risk. Simplify processes, create guidance and templates, improve workflows and governance, and lead resilience activities (self-assessment, important business services, impact tolerances, dependencies, testing). Oversee the material third-party register, embed risk requirements into supplier processes, and support monitoring, BCP and exit planning for high-risk suppliers.

Lead and manage the Mobile Platform team, drive mobile technical strategy and delivery, improve app architecture, build/distribution/observability, and communicate with senior stakeholders to deliver high-profile strategic projects.

Join our Point of Sale squad as a Software Engineer to design, develop, and maintain systems that enhance customer finance experiences at checkout.

The Engineering Manager at Zopa leads Engineering teams, drives product development, ensures high-quality deliverables, and promotes team growth in a collaborative environment.

Build and enhance customer-facing and internal web applications using Next.js, React and TypeScript. Collaborate with Product, Design and Backend teams to deliver accessible, high-performance experiences. Contribute to shared components, platform tooling and improve performance, observability, testing, CI/CD and developer experience. Participate in design, code reviews and own feature delivery across the full software lifecycle.

As a Senior Software Engineer, you'll solve financial problems through coding, develop distributed systems, and work collaboratively in a fast-paced environment.

Design and evolve core banking services, ensuring scalability, resilience, and security while influencing technical direction and mentoring team members.

Software Engineers at Zopa focus on building scalable microservices and solving financial problems, working collaboratively with various teams.

Support Treasury team with liquidity, cash management, IRRBB, FTP, HQLA and funding activities. Produce daily MI and monthly ALCO packs, forecast short-term cashflows, monitor cash balances, assist compliance (RCSAs), enhance treasury systems (including SQL), and collaborate with cross-functional teams to deliver accurate reporting and treasury projects.

Lead and execute multi-channel performance marketing to scale customer acquisition (focus on Current Account). Own campaign optimisation, forecasting, reporting and experimentation across platforms, using mobile attribution and analytics tools to balance CAC, LTV and commercial targets while partnering with product, analytics, creative and agency teams.

Build, enhance and maintain FP&A models and Anaplan planning solutions (P&L, balance sheet, regulatory capital, forecasts, stress testing). Improve data flows, reconciliations, governance and automation. Partner with Finance, Risk, Treasury, Product and Technology to deliver decision-ready outputs, support budgeting, long-term planning and scenario analysis for senior stakeholders.

Own end-to-end technical hiring for engineering, data, infosec and operations roles. Build sourcing strategies and pipelines, provide market intelligence on compensation and talent availability, design assessment-led hiring processes, and continually improve recruitment outcomes while maintaining an excellent candidate experience.

Join Zopa's Treasury team to manage liquidity, interest rate risk, funding and FTP. Produce daily and monthly MI, support ALCO packs, regulatory projects (ILAAP/ICAAP), wholesale funding, and process improvements using treasury systems, SQL and AI. Collaborate with cross-functional teams and support investor reporting and treasury projects.

Lead and deliver major financial crime initiatives, deputise for the Head of Financial Crime, design and enhance KYC, screening, transaction monitoring and SAR controls, partner with Product, Engineering and Data to embed controls, use data and emerging tech to improve effectiveness, and influence senior stakeholders while mentoring the team.

Lead and grow a small design-systems team to scale Zopa's native design system as a strategic platform. Define governance, processes, and metrics; partner with Product, Engineering and Brand to prioritise components and drive adoption; balance hands-on system work with strategic leadership and embed AI-enabled workflows to improve delivery speed and quality.

Lead design, implementation and ongoing monitoring of finance and legal control frameworks across the CFO function. Manage RCSA, EUC testing, liaise with 1st/2nd line risk and auditors, drive control automation, and present findings to senior management and Board committees.

Lead Merchant Experience product strategy for POS B2B, partner with merchants and Commercial/Engineering to design APIs, integrations and onboarding; prioritise using data and commercial impact; improve feedback loops and represent merchants across the business to drive scalable platform outcomes.

Lead month-end close activities, own P&L and balance sheet accounting (analysis, reconciliations, adjustments), maintain financial models, execute controls, drive process improvements and automation, support GL implementation, and coach junior team members.

The Lead Product Marketing Manager will develop product marketing strategies, influence stakeholders, and oversee complex product launches, aligning with business goals and customer needs.

Monitor and investigate customer transactions to detect money laundering, fraud, and other financial crime. Review AI-generated alerts, assess risks, escalate suspicious activity, document findings, and handle customer phone and chat interactions. Support improvements to monitoring tools and ensure regulatory compliance with UK financial crime laws.