The Role
The Senior AML Compliance Executive at OpenPayd will oversee AML compliance, mentor teams, assess high-risk cases, and enhance compliance processes.
Summary Generated by Built In
Who are we?
At OpenPayd, we are building a universal financial infrastructure to power the growth of the digital economy. Our rails-agnostic approach empowers any business to move and manage money globally - across both traditional rails and stablecoins — at scale, and in real time.
The OpenPayd platform delivers a suite of banking and payments infrastructure: accounts in over 40 currencies, FX, on/off ramp, international and domestic payments, Open Banking services – all via a single API.
A global network of licences alongside our best-in-class tech is why we're trusted by 1000+ enterprise clients to process over $180bn volume annually.
How will you add value to the OpenPayd journey?
- Act as a Second Line point of escalation for First Line AML teams, reviewing and assessing complex, high-risk or sensitive onboarding and due diligence cases.
- Provide risk based guidance and challenge to First Line colleagues on AML, CDD, EDD, Sanctions and Financial Crime matters
- Review and assess First Line risk decisions, ensuring consistency with internal policies, regulatory requirements and risk appetite.
- Resolve escalations from First Line teams, documenting rationale and outcomes clearly and proportionately.
- Delivering training within the department, and mentoring to First Line staff, and new starters.
- Conducting Quality Control on applications and providing SME feedback.
- Conducting Compliance calls with customers, ultimately assessing the customers controls and compliance program
- Proactively identifying and sharing areas of improvement in the due diligence processes and procedures.
- Presenting case files, and an overview of Processes during internal and external compliance audits
- Drafting and enhancing compliance policies and procedure
The ideal candidate will have the following:
- An expert in Compliance with a comprehensive knowledge and experience within Financial Services Compliance with a minimum of 3 years AML experience
- In-depth knowledge of AML, CTF, and Financial Services regulations, as well as industry best practices for robust AML Frameworks
- Background in CDD and ongoing assurance of complex client types and corporate structures
- Proven experience in the EU/UK regulated financial services sector - preferably within a fintech, challenger bank, correspondent banking, or consultancy firm. Experience working with Digital Asset service providers is also beneficial
- The ability to self-manage, organise competing priorities effectively and meet deadlines
- Ability to mentor, and deliver training in a confident cohesive manner
- You enjoy working efficiently in a fast-paced, high-volume environment and thrive when there's ambiguity
- Experience of working in fintech
- Strong analytical skills, problem-solving ability and attention to detail
- Good inter-personal skills
- Ability to communicate both orally and in writing, and be able to present credibly and professionally to senior management
- Able to build strong relationships with peers and business counterparts
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We are looking forward to receiving your CV.
OpenPayd Talent Team
To all recruitment agencies: OpenPayd does not accept speculative agency resumes. Please do not forward resumes to our jobs alias, OpenPayd employees or any other company location. OpenPayd is not responsible for any fees related to unsolicited resumes. OpenPayd will only accept CV's from the partners with relevant agreement via the People and Talent team only.
#LI-DNI
Skills Required
- Minimum of 3 years experience in AML compliance
- In-depth knowledge of AML, CTF, and Financial Services regulations
- Experience in EU/UK regulated financial services sector
- Ability to mentor and deliver training
- Strong analytical skills and attention to detail
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The Company
What We Do
Embedded Finance for the digital economy OpenPayd is a leading global payments and banking-as-a-service platform that provides a range of banking and payment services to both financial and non-financial institutions. Our services are underpinned by a global network of licences and are accessible through a single API. These include IBANs, open banking, e-money accounts, FX conversion, local and international payments, card processing and debit cards. We believe that all businesses - irrespective of their size or industry - should be able to access the best payment and banking services. We provide all of our services through a simple, flexible and scalable platform.
