Who are we?
We’re a specialist employee benefits provider, striving to create healthy, happy workplaces. As part of the international Unum Group, we’re on a collective mission to help the working world thrive.
The roleWhat will you be doing?
○ Lead the setting of central pricing bases and agree product terms across Unum’s Group Income Protection, Group Life, Group Dependants and Group Critical Illness products.○ Own and deliver pricing reviews, annual experience investigations, and recommendations for changes to pricing assumptions, ensuring appropriate peer and risk reviews are completed.
○ Monitor emerging risk trends, new money rates, expenses and cost of capital, recommending pricing adjustments where needed to keep our approach commercially robust and within risk appetite.
○ Play a key role in pricing governance, preparing clear reports and presenting recommendations to senior forums including the Pricing Governance Group, Strategic Revenue Price Group and other committees.
○ Work closely with key partners across Financial Underwriting, Distribution, Marketing and DT&T, helping to translate pricing insight into practical commercial decisions.
○ Consider the impact of pricing recommendations on vulnerable customers, fair value, Conduct Risk, Consumer Duty and wider Solvency II governance requirements.
○ Maintain strong controls across pricing processes, while proactively identifying opportunities to improve ways of working within the team.
○ Support pricing and risk selection strategic initiatives, helping shape the future direction of pricing capability across the business.
○ Provide line management, technical guidance and coaching to actuarial students and newly qualified actuaries, supporting their development and contribution to the team.
What will you bring?
○ You’ll be a qualified actuary with strong post-qualification experience, ideally gained within life, health or protection insurance.
○ You’ll bring strong pricing experience, with the technical confidence to review assumptions, investigate experience and make sound recommendations in a complex commercial environment.
○ You’ll have a degree-level education, ideally 2:1 or above, in a subject with significant mathematical or statistical content.
○ You’ll be highly numerate, comfortable working with data and pricing models, and confident using IT tools to support analysis and decision-making.
○ You’ll have excellent communication and stakeholder management skills, with the ability to produce clear, concise reports and present technical recommendations to senior audiences.
○ You’ll be able to balance technical rigour with commercial judgement, managing competing priorities and delivering high-quality work under pressure.
○ You’ll bring curiosity and external market awareness, applying new ideas and industry insight to help improve pricing approaches and business outcomes.
○ You’ll have the leadership capability to coach, guide and develop actuarial colleagues, supporting both technical growth and career progression.
Location
Hybrid working. 3 days in office, 2 days from home. From office locations in Dorking, London or Basingstoke. (Dorking location preferred for office days)
Benefits
○ Bonus
○ Pension
○ Life assurance
○ Income protection
○ Private medical insurance
○ Health and wellbeing support
○ Holiday allowance
○ Electric vehicle scheme
Why join us?
At Unum, we’ve created a workplace where people feel supported to progress and grow, and can see their ambitions coming to life.
As a part of our commitment to creating an inclusive workplace, we actively encourage applications from those with disabilities and those with long-term health conditions.
If you meet the essential criteria for the role and choose to opt in to the scheme during your application, you will be offered an interview under the Disability Confident Scheme.
If you need assistance and/or reasonable accommodation due to a disability during the application or recruiting process, please send a request to [email protected].
We are proud to be a Disability Confident Employer.
Company:
Unum UKSkills Required
- Qualified actuary with strong post-qualification experience
- Strong pricing experience, preferably in life, health, or protection insurance
- Degree-level education, ideally 2:1 or above, in a mathematically or statistically focused subject
- Strong numerical, data analysis, and pricing model skills
- Excellent communication, report writing, and stakeholder management skills
- Ability to balance technical rigor with commercial judgment and manage competing priorities
- External market awareness and ability to apply industry insight
- Leadership capability to coach, guide, and develop actuarial colleagues
Unum Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Unum and has not been reviewed or approved by Unum.
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Healthcare Strength — Benefits are described as starting day one and include medical coverage along with employer-provided life, short-term disability, and long-term disability. On-site amenities like a gym and café are also part of the health-and-extras package in some locations.
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Retirement Support — The retirement offering is positioned as a standout through a high employer 401(k) contribution. This retirement support is repeatedly framed as a key draw within the total rewards package.
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Leave & Time Off Breadth — Paid time off is characterized as generous, with additional personal days and company closure days also described. The time-off program is presented as broader than many peers on paper.
Unum Insights
What We Do
Unum is a company of people serving people. A Fortune 500 company, we help millions of people gain affordable access to disability, life, accident, critical illness, dental and vision benefits through the workplace — benefits that help them protect their families, their finances and their futures. Our products and services meet the needs of a diverse workforce that includes four generations, growing ethnic diversity and changing family dynamics. A strong commitment to social responsibility is one of Unum's core values. In fact, we place particular emphasis on contributing to positive change in the communities in which we live and work. Helping our communities become better is a natural extension of the commitment we make each and every day to our customers — to help employers manage their businesses and employees protect their families and livelihoods. We look forward to sharing industry news, community involvement, recognition and other info we hope you find interesting and informative. We encourage your comments and feedback so we can be a valuable resource for you and get to know you a little better.
