Senior Accounting Analyst

Posted 12 Days Ago
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Quito, ECU
Hybrid
Senior level
Financial Services
The Role
Reviews daily accounting transactions, reconciles accounts and balance sheets, records complex transactions in NetSuite, supports audits, prepares financial reports, and assists with month-end and year-end close. The role also helps establish accounting policies, ensure local regulatory compliance, verify tax returns, maintain financial records, and improve accounting processes with local teams.
Summary Generated by Built In
About PayJoy
 
PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success.  Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system.  Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life.  PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.
 
This role

PayJoy is hiring a Senior Accounting Analyst to join our team. As part of our Accounting Team, you will have the opportunity to help build and stream-line our internal accounting function with a primary focus on the daily activities in the local accounting area. You will report to the Accounting Manager and partner with local accounting teams to improve and automate our accounting processes there. You have a demonstrated track record of experience in accounting, possess outstanding communication skills, and share our mission to expand access to finance to the next billion consumers worldwide.

Key responsibilities

  • Review daily transactions, including accounts payable/receivable, general ledger and bank reconciliations.

  • Participate in external and internal tax and accounting audits.

  • Prepare financial accounting reports.

  • Balance Sheet Account reconciliation

  • Reconcile processed work by verifying entries and comparing system reports to daily balances. 

  • Reconcile and book complex or non-standard transactions in NetSuite.

  • Review month-end and year-end closing.

  • Organize financial data into usable information and maintain up-to-date records.

  • Monitor the progress of financial and accounting objectives.

  • Establish accounting policies and procedures, aligned with company objectives.

  • Ensure compliance with local accounting regulations in the company.

  • Review the calculation of tax returns is correct and in accordance with accounting regulations.

Requirements

  • 1-3 years of experience in public accounting or in a role managing a high volume of transactions and account reconciliations

  • Academic degree in Accounting, Finance, Business Administration or Auditing. CPA or equivalent certification preferred.

  • Prior experience working with NetSuite or any other ERP.

  • Strong computer skills, MS Excel in particular (spreadsheet management, pivot tables and use of advanced formulas).

  • Strong knowledge of accounting principles, laws and regulations.

  • Excellent analytical skills to manage large volumes of data.

  • Attention to detail and accuracy

  • Ability to prioritize work

  • Excellent analytical, problem-solving, and decision-making skills

  • Intermediate to advanced English and Spanish language level

Benefits

  • 100% Company-funded health insurance for employees and immediate family members
  • Life insurance
  • Dental plan
  • Phone finance, Headphone, home office equipment and wellness perks.
  • Individual retirement plan 3%
  • 20 days of vacations
  • $2,000 USD annual Co-working Travel perk
  • $2,000 USD annual Professional Development perk
  • Catered lunches 

PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
 
PayJoy Principles
 
Finance for the next billion * Ownership * Break Through Walls * Live Communication * Transparency & Directness * Focus on Scale * Work-Life Balance * Embrace Diversity * Speed * Active Listening

Skills Required

  • 1–3 years of experience in public accounting or managing high-volume transactions and account reconciliations
  • Academic degree in Accounting, Finance, Business Administration, or Auditing
  • CPA or equivalent certification
  • Prior experience with NetSuite or another ERP
  • Strong computer skills, especially Microsoft Excel, including spreadsheets, pivot tables, and advanced formulas
  • Strong knowledge of accounting principles, laws, and regulations
  • Strong analytical, problem-solving, and decision-making skills
  • Attention to detail and accuracy
  • Ability to prioritize work
  • Intermediate to advanced English and Spanish language proficiency

PayJoy Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about PayJoy and has not been reviewed or approved by PayJoy.

  • Fair & Transparent Compensation — Pay is considered market‑aligned for senior U.S. technical roles, and public salary bands help candidates benchmark and align expectations. Feedback suggests this transparency supports confidence that offers are competitive for role and location.
  • Healthcare Strength — Company‑paid basic medical, dental, vision, life, and disability coverage is emphasized as a standout element versus many startups. Feedback suggests this reduces out‑of‑pocket burden and strengthens the core benefits foundation.
  • Parental & Family Support — Paid parental leave and flexible hours are highlighted alongside dedicated time off. Feedback suggests these family‑oriented policies enhance the perceived completeness of the package.

PayJoy Insights

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The Company
HQ: San Francisco, CA
617 Employees
Year Founded: 2015

What We Do

PayJoy's mission is to deliver access to credit to the next billion people in emerging markets worldwide. Our unique mobile security technology gives customers the ability to afford their first smartphone on credit, using the phone itself as collateral, and then provides further access to credit to help weather life's unexpected financial surprises and climb the ladder of economic well-being. Founded in 2015, today PayJoy has reached millions of customers in a dozen countries around the globe, including Mexico, Brazil, Colombia, India, Kenya, and South Africa, and is on a strong growth path with support from major industry partners to bring credit to the next billion emerging consumers.

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