About Bright Money
Bright is a consumer fintech that helps Americans get out of debt, with the power of data science and machine learning. It is a mobile app that combines all the tools and tech needed to manage and get rid of debt.
Bright’s tools include credit score building, automated debt paydown plans, financial planning, budget planning tools, and refinance loans. It works with credit cards, student loans and car loans.
Bright has had 6x growth in the last year, with 300,000 users, and more than 100,000 ratings and reviews.
Bright is backed by three major venture capital funds (Sequoia, Falcon Edge and Hummingbird) and with top angel investors from the US, UK and India, Bright has raised +$40 million in funding to date.
Bright has recently raised $50M in debt funding from Encina Lender Finance, for its credit business growth. Encina Lender Finance provides lending solutions to consumer and commercial speciality finance companies across the U.S. and Canada.
Today we are among the top 8 US FinTech companies. We will become a top-100 US financial institution, with the unique strength of data science and predictive modelling to enhance financial products for a user’s life outcomes.
We will be the first at-scale Consumer Tech company, built in India for Global markets.
About Our Founders:
Bright was founded in 2019 by a founding team from McKinsey’s Banking Practice (Petko Plachkov and Avi Patchava) and InMobi Data Scientist (Avi Patchava, Varun Modi, Avinash Ramakath, Jayashree Merwade)
Role & Responsibilities:
Key Responsibilities:
Develop, Test and Deploy scalable components for Bright's Smart Banking Platform in Django / Python
Develop Smart Algorithms and Sub Systems for Lending and Financial Communications to the User
Come up with quick and simple design solutions to complex engineering problems
Required Skill:
performance, generating actionable insights to drive operational decisions and improve the efficiency of marketing investments.
Collaborate with cross-functional teams to develop marketing and communications plans.
Conduct periodic and ad-hoc analysis across user acquisition activities, make strategic recommendations about where to allocate investments across marketing channels.
Up level team’s own data skills, democratize access to marketing data, and be an advocate for an increased adoption for in-house data tools.
Hands on SQL
Analytical Skills
Preferred Skill Set
Strong First Principles Problem Solver (https://jamesclear.com/first-principles)
Experience with integration and development of REST services over back-end frameworks (such as Django, Node.js)
Strong Algorithm and Data Structures skills.
Demonstrated ability to share knowledge via formal mentoring, reviewing code, reviewing design documents,
Providing technical talks, teaching classes, or as a consultant on projects
Some previous experience in Python based framework
Experience with developing upon Relational or NoSQL Databases at scale.
Bachelor's degree in Computer Science, or equivalent work experience.
Demonstrated Competitive Programming excellence
What You'll Get?
You will build the cross-functional skills to one day become a Start-up Founder, building your own company
You will build a deep end to end understanding of building a customer focused financial product from scratch.
Skills Required
- Performance analysis and generating actionable insights to drive operational decisions and improve marketing efficiency.
- Collaborate with cross-functional teams to develop marketing and communications plans.
- Conduct periodic and ad-hoc analysis across user acquisition activities and recommend allocation across marketing channels.
- Democratize access to marketing data and advocate adoption of in-house data tools.
- Hands-on SQL.
- Analytical skills.
- Experience integrating and developing REST services over back-end frameworks (e.g., Django, Node.js).
- Strong algorithms and data structures skills.
- Experience with Python-based frameworks.
- Experience developing on relational or NoSQL databases at scale.
- Demonstrated ability to mentor, review code, and present technical talks.
- Bachelor's degree in Computer Science or equivalent experience.
- Demonstrated competitive programming excellence.
What We Do
Bright Money is a consumer fintech company that helps Americans manage and eliminate debt using data science, machine learning, and AI. It offers a mobile app with tools for credit score building, automated debt paydown plans, and financial planning.
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