Solution Analyst- Payments

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Bengaluru, Bengaluru Urban, Karnataka, IND
Hybrid
Junior
Financial Services
We’re one of the world’s biggest technology-driven companies
The Role
Analyzes and validates payment and business requirements, translating them into technically feasible solutions across product, operations, and software teams. Uses data analytics, AI-assisted analysis, and payment-domain expertise to support large-scale programs, manage ambiguity and dependencies, guide stakeholders, and improve documentation practices. Mentors team members and provides strategic guidance on payment technologies, industry trends, and solution delivery.
Summary Generated by Built In

Description

As a Solutions Analyst in  Corporate and Investment Back -Payment Technology team, you will play a central role in driving the success of our project delivery. Your understanding of applications, platforms, and products will position you as a key bridge between product owners, business, operations, and software developers. Utilizing advanced analytical reasoning and technical fluency, you will translate complex business requirements into well-structured and technically feasible solutions. You will make data-informed decisions and provide strategic insights to support key business initiatives. As a technical subject matter expert, you'll navigate ambiguity, manage change effectively, and communicate compellingly with diverse stakeholder audiences to ensure the highest quality and professionalism in service delivery.

Job responsibilities 

  • Requirement  elicitation, requirement analysis documentation, and validation of business and Payment flow requirements, ensuring alignment with stakeholder expectations and technical feasibility
  • Knowledge of X Broder International Payments, RTGS Payment, RTP Payments
  • Uses enterprise-authorized AI capabilities within the work environment to accelerate requirements synthesis and solution optioning, validating outputs and handling data according to sensitivity and security requirements.
  • Develop and maintain comprehensive knowledge of industry trends, emerging technologies, and best practices to provide strategic guidance and innovative solutions for complex projects
  • Adopts AI and building AI agents to model the design and implementation of technical solutions, ensuring seamless integration with existing systems and infrastructure
  • Utilize advanced data analytics techniques to extract insights from large, diverse datasets, driving data-informed decision-making and supporting key business initiatives
  • Promotes reuse-first, AI-assisted practices for analysis and documentation across the team, ensuring human review and alignment to delivery standards.
  • Mentor and guide team members in technical writing and analytical reasoning, fostering continuous learning and reuse-first practices for analysis and documentation
  • Must demonstrate the leadership skills to lead the large scale programs

 Required qualifications, capabilities, and skills

  • 2+ years of experience or equivalent expertise in solutions analysis, technical program delivery, or a related field
  • Demonstrated expertise in data analysis and data application, including hands-on experience with major data visualization platforms
  • Advanced knowledge of data analytics techniques, with experience in developing and interpreting models, diagrams, and data-driven insights
  • Demonstrated experience using enterprise-authorized AI capabilities within the work environment to support solutions analysis workflows with strong validation habits and awareness of data sensitivity.
  • Ability to validate AI-assisted analyses and recommendations before use, escalating when uncertain and following data handling expectations.
  • Proven ability to apply technical fluency in current and relevant platforms, software tools, and technologies .
  • Strong track record of leading through change, navigating ambiguous situations, and managing dependencies in complex projects

 Preferred qualifications, capabilities, and skills

  • Global Payment Domain Experience is must have. 
  • A graduation or post graduation in engineering discipline is preferred
  • It is techno-functional role and use AI to improve productivity.
  • Must be analytical and problem solver
About Us

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

About the TeamJ.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world. 

Skills Required

  • 2+ years of experience in solutions analysis, technical program delivery, or a related field
  • Experience with data analysis and data applications
  • Hands-on experience with major data visualization platforms
  • Advanced knowledge of data analytics techniques, including developing and interpreting models, diagrams, and data-driven insights
  • Experience using enterprise-authorized AI capabilities for solutions analysis workflows
  • Ability to validate AI-assisted analyses and recommendations and follow data-handling expectations
  • Technical fluency with current platforms, software tools, and technologies
  • Experience leading through change, navigating ambiguity, and managing dependencies in complex projects
  • Global payment domain experience
  • Engineering degree or postgraduate engineering qualification
  • Analytical and problem-solving skills

JPMorganChase Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about JPMorganChase and has not been reviewed or approved by JPMorganChase.

  • Healthcare Strength Medical, dental, vision, and mental-health coverage are broad, with wellness incentives, on-site or virtual care, and an EAP offering coaching and counseling. Plan materials emphasize accessible options, including multiple medical choices and tools to manage costs.
  • Parental & Family Support Paid parental leave extends up to 16 weeks for all parents, supplemented by paid Critical Caregiver Leave. Family resources include backup childcare via Bright Horizons, lactation support and milk-shipping, family-building assistance, and even a free five-month SNOO rental for newborns.
  • Retirement Support Retirement programs include a 401(k) with an annual company match and automatic pay credits for most employees, with a legacy pension available to earlier hires. An Employee Stock Purchase Plan at a 5% discount further supports long-term savings.

JPMorganChase Insights

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The Company
HQ: New York, NY
289,097 Employees
Year Founded: 1799

What We Do

JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $3.7 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Technology fuels every aspect of our company and is at the heart of everything we do. With over 50,000 technologists globally and an annual tech spend of $12 billion, we are dedicated to improving the design, analytics, development, coding, testing and application programming that goes into creating high quality software and new products. Learn more about technology at our firm, explore resources from our Distinguished Engineers, AI & ML researchers, and other experts; access the latest episode of our TechTrends podcast, and more at www.jpmorgan.com/technology. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com. ©2023 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans.

Why Work With Us

Our technologists work on a diverse range of solutions that include strategic technology initiatives, big data, mobile, electronic payments, machine learning, cybersecurity, enterprise cloud development, and other state-of-the-art technologies.

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