This position is intended for developing SBA business development professionals who are building referral networks, industry expertise, and production capabilities. Portfolio size and production expectations are generally lower than senior-level SBA Business Development Officers. Performance is measured through production, pipeline development, referral source activity, loan quality, customer experience, and compliance metrics.
Sources SBA 7(a), SBA 504, and other government-guaranteed lending opportunities in compliance with SBA regulations, bank policies, and sound lending practices. Develops referral relationships, generates new business opportunities, and works collaboratively with Relationship Managers (RMs), Credit Administration, Underwriting, Closing, Servicing, and Operations teams to deliver financing solutions that support small business growth.
What You’ll Do- Generate SBA lending opportunities through prospecting, networking, referrals, and internal partnerships.
- Partner with Relationship Managers to identify SBA opportunities.
- Conduct joint sales calls and provide SBA expertise.
- Structure financing requests and preparing complete loan submissions.
- Maintain an active sales pipeline and advance opportunities through the lending cycle.
- Maintain compliance with SBA regulations and Bank policy.
- Key Performance Indicators (KPIs):
- SBA loan production volume
- Funded loan count
- Pipeline growth and management effectiveness
- Referral source development and activity
- Lead generation and conversion rates
- Customer experience and responsiveness
- Portfolio performance and credit quality
- Compliance with SBA and Bank policies
- Bachelor’s degree in business, Finance, Accounting, Economics, or related field preferred.
- Two to five years of experience in commercial banking, lending, business development, financial services, or a related industry.
- Basic understanding of SBA lending programs, commercial credit principles, and financial statement analysis.
- Working knowledge of business development and relationship management practices.
- Ability to analyze tax returns, business financial statements, and cash flow information.
- Proficiency in Microsoft Office applications and CRM systems.
- Core Competencies:
- Business Development
- Relationship Management
- Consultative Selling
- SBA Knowledge
- Financial Analysis
- CRM Utilization
- Customer Focus
- Collaboration
- Compliance
- Must be able to pass a criminal background & credit check
This is a full-time position that requires scheduled flexibility to work evenings and weekends as needed.
FLSA Status:
- Exempt
Ready to take your career to the next level? Apply now and become a vital part of our team!
We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state, or local protected class.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Pay RangeUSD $69,035.00 - USD $82,963.00 /Yr.Skills Required
- Bachelor's degree in business, finance, accounting, economics, or a related field
- Two to five years of experience in commercial banking, lending, business development, financial services, or a related industry
- Basic understanding of SBA lending programs and commercial credit principles
- Knowledge of financial statement analysis
- Working knowledge of business development and relationship management practices
- Ability to analyze tax returns, business financial statements, and cash flow information
- Proficiency with Microsoft Office applications and CRM systems
- Ability to pass a criminal background and credit check
- Scheduled flexibility to work evenings and weekends as needed
United Community Bank Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about United Community Bank and has not been reviewed or approved by United Community Bank.
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Leave & Time Off Breadth — PTO and parental leave are presented as robust, covering vacation, sick and personal time plus federal holidays. Time-away policies are highlighted as strengths relative to base pay.
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Healthcare Strength — The package includes multiple medical plan options, company-paid short- and long-term disability, and company-paid life insurance at a high multiple of salary. These protections are positioned as core strengths of the total rewards offering.
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Retirement Support — A 401(k) with employer match and HSA with employer contributions are part of the offering. These components indicate meaningful support for long-term financial security.
United Community Bank Insights
What We Do
Since 1950, United Community has been driven to provide best-in-class service as we work to improve the financial well-being of the people and communities we serve. As a top 100 U.S. financial institution, we offer comprehensive banking, wealth management, and mortgage services, serving clients across the Southeast with more than 200 locations throughout Alabama, Georgia, North Carolina, South Carolina, Tennessee, and Florida. Our commitment to service has earned us numerous accolades, including ten J.D. Power awards for #1 in customer satisfaction in the Southeast, and consistent recognition from Forbes, including multiple appearances on their lists of World's Best Banks and America's Best Banks. We were also recognized by Newsweek as one of America's Most Trusted Companies and are a multi-year recipient of American Banker's "Best Banks to Work For" award. We are an Equal Housing Lender and Member FDIC. For a better banking experience, visit your local United Community branch today. For more information about our products and services, please visit ucbi.com.
