SAR Investigations Specialist, Cash App

Company Description
It all started with an idea at Block in 2013. Initially built to take the pain out of peer-to-peer payments, Cash App has gone from a simple product with a single purpose to a dynamic ecosystem, developing unique financial products, including Afterpay/Clearpay, to provide a better way to send, spend, invest, borrow and save to our 47 million monthly active customers. We want to redefine the world's relationship with money to make it more relatable, instantly available, and universally accessible.
Today, Cash App has thousands of employees working globally across office and remote locations, with a culture geared toward innovation, collaboration and impact. We've been a distributed team since day one, and many of our roles can be done remotely from the countries where Cash App operates. No matter the location, we tailor our experience to ensure our employees are creative, productive, and happy.
Check out our locations, benefits, and more at cash.app/careers.
Job Description
The Suspicious Activity Reporting team at Cash App monitors for potential money laundering, fraud, and other suspicious activity. Cash App is looking for a SAR Investigations Specialist to help conduct deep-dive investigations, analyzing transaction activity and trends involving potential financial crimes, and drafting Suspicious Activity Reports (SARs). You will report to a SAR Investigations Lead.
This role is remote in the US.
Qualifications
You Will:

• You will monitor and act upon compliance-related escalations and referrals.
• You will Investigate and document incidents of potential money laundering, fraud, terrorist financing, and other illicit activities across the Cash App platform.
• You will write and review Suspicious Activity Reports to be transmitted to FinCEN and applicable agencies.
• You will keep up with regulatory updates and help identify new trends and evolving AML typologies.
• You will contribute to projects optimizing the regulatory program and operation team's processes.
• You will work in collaboration with Customer Support, Risk, Engineering, and other operations teams within Cash.

You Have:

• 2+ years experience in BSA/AML/Compliance related investigational work in a financial institution or related FinTech payments space.
• BA/BS degree or equivalent professional experience.
• You have strong investigative skills, including familiarity with public record research and database tools.
• You have knowledge in AML Transaction Monitoring/Suspicious Activity Reporting (SAR) typologies and risks regarding funds transfers/p2p payments and equities.
• You have transaction analysis skills that apply across numerous financial products in complex scenarios.
• You have familiarity with relevant AML laws and regulations and industry best practices.
• You have excellent written communication skills that demonstrate attention to detail and accuracy.
• You have experience handling sensitive directives and work with team members of all levels.
• You have experience working in a fast-paced environment and adjust quickly.

Even Better

• You have knowledge in AML transaction monitoring/suspicious activity reporting typologies and risks regarding cryptocurrency.
• You have familiarity with using and writing SQL queries.
• You have experience using Google Workspace and collaborative tools.
• You have experience manipulating and presenting trends to management using large data-sets.
• You can independently manage projects and tasks end to end, providing regular updates to management.

Qualifications
You Will:

• You will monitor and act upon compliance-related escalations and referrals.
• You will Investigate and document incidents of potential money laundering, fraud, terrorist financing, and other illicit activities across the Cash App platform.
• You will write and review Suspicious Activity Reports to be transmitted to FinCEN and applicable agencies.
• You will keep up with regulatory updates and help identify new trends and evolving AML typologies.
• You will contribute to projects optimizing the regulatory program and operation team's processes.
• You will work in collaboration with Customer Support, Risk, Engineering, and other operations teams within Cash.

You Have:

• 2+ years experience in BSA/AML/Compliance related investigational work in a financial institution or related FinTech payments space.
• BA/BS degree or equivalent professional experience.
• You have strong investigative skills, including familiarity with public record research and database tools.
• You have knowledge in AML Transaction Monitoring/Suspicious Activity Reporting (SAR) typologies and risks regarding funds transfers/p2p payments and equities.
• You have transaction analysis skills that apply across numerous financial products in complex scenarios.
• You have familiarity with relevant AML laws and regulations and industry best practices.
• You have excellent written communication skills that demonstrate attention to detail and accuracy.
• You have experience handling sensitive directives and work with team members of all levels.
• You have experience working in a fast-paced environment and adjust quickly.

Even Better

• You have knowledge in AML transaction monitoring/suspicious activity reporting typologies and risks regarding cryptocurrency.
• You have familiarity with using and writing SQL queries.
• You have experience using Google Workspace and collaborative tools.
• You have experience manipulating and presenting trends to management using large data-sets.
• You can independently manage projects and tasks end to end, providing regular updates to management.