The Role
Participate in Lower’s sales training program to become a licensed Loan Officer. Build client relationships, identify financing needs, analyze financial information, explain mortgage options, follow regulatory standards, manage the full sales cycle, and close home financing deals. Training includes mortgage products, customer conversations, NMLS exam preparation, and guided progression toward independent loan origination.
Summary Generated by Built In
We believe homeownership is one of the most powerful ways people can build long-term wealth. Our mission at Lower is to make that path simpler, more accessible, and more connected.
We’re building a one-stop shop homeownership platform that brings together real estate, mortgage lending, technology, and local expertise. Through Lower’s direct-to-consumer lending business, our nationwide retail branches, and our real estate platform Movoto, we meet people wherever they are in the homeownership journey.
We innovate through technology, but human expertise is what sets us apart. Our approach combines a seamless online experience with experienced people. Whether someone wants to handle most of the process online or work directly with a local loan officer or real estate agent, we’re building a platform that gives them the tools, expertise, and support to move forward with confidence.
L.A.U.N.C.H. with Lower is our Sales Training Program and your path to becoming a Loan Officer, a pivotal role in helping customers navigate their home financing journey. You’ll learn the full sale, from loan programs and building relationships to guiding a deal from start to finish, so you can uncover client needs and provide expert guidance on loan options, all while building a rewarding career with real room to grow.
Why You’ll Love This Role:
- Room to Build a Career - This is a great place to start and grow, with the support you need to succeed along the way.
- Warm Leads, Real Guidance - Spend your time talking with people who are already interested in buying or refinancing, with your team beside you through the sales process.
- Cutting-Edge Technology - Tools that simplify and streamline your workflow.
- A Clear Path Forward - A smooth career-advancement plan with clear expectations at every level.
- Mentorship & Coaching - Learn from experienced teammates and keep building your skills with regular guidance.
What You’ll Do:
As you grow into the role, you’ll pick up these skills one step at a time, building toward the confidence and expertise of a true professional:
- Engage and build relationships with potential clients.
- Provide expert guidance on loan options tailored to client needs.
- Analyze financial data to identify the best financing solutions.
- Present loan programs that align with company and regulatory standards.
- Close deals and help customers reach their homeownership and financial goals.
Who You Are:
- A persuasive communicator with a sales-driven mindset.
- Energetic, competitive, and motivated by financial success.
- Skilled at building rapport and uncovering customer needs.
- Curious and coachable, with a genuine interest in building new skills.
- Excited by a challenge and driven to grow into a high performer.
- Looking for a career, not just a job, and ready to put in the work to build one.
Training:
Training is all about building a strong foundation, and you won’t be doing it alone. Here’s how it unfolds:
- Get licensed. Complete a comprehensive training program and prepare for your NMLS exam. Passing it is your first big milestone and the key that opens the door to everything else.
- Learn how mortgages really work. Get hands-on with loan products, guidelines, and the financial details behind every home purchase, so you can speak with confidence and explain things clearly.
- Start talking with customers. Put what you’ve learned into practice, with guidance close by as you build rapport, ask the right questions, and find out what each person needs.
- Begin closing deals. As your skills sharpen, you’ll start guiding customers toward the right loan and turning conversations into closed deals.
- Own the process from start to finish. Before long, you’ll be running the full sales cycle, taking each loan from first conversation all the way to closing, with a team behind you every step of the way.
Where You’ll Work:
- Join us at our Columbus HQ at 711 N High Street - right in the heart of the Short North district.
What You’ll Get
- Full benefits: medical, dental, vision, paid holidays, PTO, parental leave
- Life insurance, short- and long-term disability, 401(k)
- Corporate wellness program
- Employee discount on home mortgage purchases and refinances
Lower provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.
Skills Required
- Complete the training program and prepare for and pass the NMLS exam
- Persuasive communication skills and a sales-driven mindset
- Ability to build rapport and uncover customer needs
- Energetic, competitive, and motivated by financial success
- Curious, coachable, and willing to build new skills
- Motivation to develop a career in mortgage sales
- Work onsite at the Columbus headquarters
Am I A Good Fit?
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The Company
What We Do
We believe owning a home is one of the greatest wealth builders out there. So our goal is to make homeownership more accessible, and to help more people buy homes. We are #31 Top Mortgage Lender on Scotsman Guide and have been recognized as one of Fast Company's Most Innovate Companies in the World. As the parent company, Lower has individual brands and branches spread across the country. Along with our direct-to-consumer online lender, Lower.com, we're meeting people where they are to create more homeowners together. Our family of companies are 10th Mortgage, Alderus Mortgage, AMSW Lending, Banner Mortgage, Cabrales Mortgage, Community Lending, DMV Mortgage Group, Fairfax Mortgage, First Trust Mortgage Company, Gerber Group, Hamilton Home Mortgage, Heckman Mortgage, Homeside Financial, Hometrust, Home Team Lending, Lower.com, Lower Local, McCaughan Home Lending, Oxford Home Lending, PowerTPO, Team Hochberg, Universal Lending Home Loans, Vybe Mortgage, and Yes Mortgage. Equal Housing Lender | nmlsconsumeraccess.org | NMLS #1124061
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