Sales Officer (DSA)

Posted 16 Hours Ago
Be an Early Applicant
Baramati, Pune, Maharashtra, IND
In-Office
Junior
Financial Services
The Role
Acquire and onboard gold-loan customers through field engagement, referrals, promotions, and partner-bank relationships. Present products, manage customer relationships, support service delivery, and execute sales strategies within an assigned territory. Ensure accurate documentation, KYC, verification, regulatory compliance, gold evaluation, and balance-transfer processing. Maintain knowledge of lending policies, competitor offerings, and local market conditions while traveling extensively throughout the territory.
Summary Generated by Built In


• Drive New Customer Acquisition


Proactively identify and onboard new clients for gold loan products through structured
field engagements, strategic referral networks, and localized promotional campaigns.

Client Engagement & Product Presentation

Conduct in-person client consultations and deliver compelling product demonstrations
to articulate the value proposition and generate incremental business.
Sales Strategy Execution

Implement targeted sales and marketing initiatives to catalyze business expansion
within the designated territory, in alignment with organizational growth objectives.
Relationship Management & Service Excellence

Cultivate enduring customer relationships by ensuring seamless service delivery, timely
support, and high levels of client satisfaction.
Operational & Compliance Adherence

Ensure full compliance with regulatory frameworks and internal standard operating
procedures, particularly in documentation, verification, and process execution.
Gold Evaluation & Verification

Accurately assess gold ornaments for weight, purity, and karat value using calibrated
tools and standardized testing protocols.
Market Intelligence & Product Knowledge

Remain continuously informed about prevailing gold loan policies, lending norms,
industry best practices, and competitor offerings to stay ahead in the market.
Bank Relationship Management

Foster and maintain effective working relationships with partner banks, facilitating
collaborative business development and joint customer engagement.
Balance Transfer Management

Oversee the end-to-end execution of gold loan balance transfers — from case initiation
and fund disbursement to coordination with banking personnel and timely fund
settlements.



Requirements
 
• The ideal candidate is a motivated and result-oriented sales professional with 1–3
   years of field experience, preferably in gold loans, financial services, NBFCs, or
   microfinance.
  
• Candidate should possess strong communication and interpersonal skills, with the
   ability to build trust-based relationships in local markets.

• A working knowledge of gold evaluation, KYC procedures, and loan documentation
   is highly desirable.

• Local language fluency and a customer-centric mindset are essential for success in
   this role.

• Familiarity with local geography and the ability to travel extensively within assigned
   territory. (Bike & Driving License Mandatory)

Benefits


1. Industry-Leading Compensation with lucrative incentives.
2. ESOPs & Wealth Creation Opportunities.
3. Comprehensive Medical & Accident Insurance.
4. On-Roll Employment – No third-party payroll.
5. On-Time Salary & Incentive Payouts.
6. Accelerated Career Growth in a high-impact role.


Skills Required

  • 1-3 years of field sales experience
  • Experience in gold loans, financial services, NBFCs, or microfinance preferred
  • Strong communication and interpersonal skills
  • Ability to build trust-based relationships in local markets
  • Working knowledge of gold evaluation, KYC procedures, and loan documentation
  • Fluency in the local language
  • Customer-centric mindset
  • Familiarity with local geography
  • Ability to travel extensively within the assigned territory
  • Motorbike and valid driving license
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The Company
Gurugram, Haryana
215 Employees
Year Founded: 2020

What We Do

Our mission is to empower our fellow citizens build a more predictable and secure future by effectively monetising their assets. indiagold has built a product & technology platform that enables regulated entities to launch or grow their asset backed products across geographies; without investing in operations, technology, people or taking any valuation, storage or transit risks. Our use of deep-tech is changing how asset backed loans have been done traditionally. Some examples of our innovation are - lending against digital gold, 100% paperless/digital loan onboarding process, computer vision to test gold purity as opposed to manual testing, auto- scheduling of feet-on-street, customer self-onboarding, gold locker model to expand TAM & launch zero-touch gold loans, zero network business app & many more. We are rapidly growing team passionate about solving massive challenges around financial well-being. We are a rapidly growing organisation with empowered opportunities across Sales, Business Development, Partnerships, Sales Operations, Credit, Pricing, Customer Service, Business Product, Design, Product, Engineering, People & Finance across several cities. We give our employees the tools and benefits they need to do their best work, in the way that’s best for them. We have a tax friendly compensation structure, collaborative culture, intraprenuership opportunities, a technology hub in UAE, comprehensive medical insurance policy and wealth creation opportunity through ESOPs. Moreover, indiagold has achieved a rare recognition from DIPP, Govt. of India, where ESOP holding employees won't have to pay taxes at the time of exercising. indiagold is also Great Place to Work Certified. This is a validation of our company values around high trust and high performance. We value the right aptitude & attitude than past experience in a related role, so feel free to reach out if you believe we can be good for each other.

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