At Coface we make trade happen everyday
Our 5,200 experts representing 80+ nationalities in 58 countries are united by a shared purpose: helping companies navigate through uncertainty by empowering them to make the right decisions and trade smarter in a complex world.
With nearly 80 years of global experience, we offer companies a full range of solutions: Trade Credit Insurance, Business Information, Debt Collection, Single Risk insurance, Surety Bonds, Factoring — all driven by a unique data patrimony, cutting-edge technology, innovation and a deep understanding of the global economy.
Joining Coface means being part of a close-knit international organization, where your ideas matter. We foster a culture of learning, collaboration and inclusion where you are given responsibilities and can see the impact of your actions.
Shape the future of trade with us. Join our Happeners!
Job DescriptionMISSION :
Prospect and acquire new clients to maximize revenue from the allocated sales area.
Introduce new Coface products to the market, while also seeking to maintain the commercial performance of existing products.
Achieve the highest efficiency of the sales process by following group offering procedures with special care for precise targeting, well-tailored offers and cost control.
MAIN RESPONSIBILITIES:
Sales development and product marketing:
- Prospect for potential new clients within the allocated sales area such as cold calling, referrals from existing clients,
- Internet mining, social/professional networking sales and networking events or any other means of generating interest in Coface products.
- Demonstrate products and services to potential customers and assist them in selecting those best suited for their needs.
- Identify the decision makers within the prospect’s organization.
- Make telephone calls, in person visits and presentations to prospective customers.
- Identify new sales opportunities from new customers for proposing new products.
- Prepare regular forecasts to enable effective sales planning.
- Ensure that the sales potential is fully exploited to achieve annual sales targets.
- Collaborate in the design and execution of the Marketing Action Plan for products as defined by Regional/Country Commercial and Marketing Director.
Negotiation, follow-up, reporting:
- Lead the commercial negotiation with prospects and intermediaries up to the signature of contractual documents with the contribution of internal stakeholders: commercial & risk underwriters and, as required, with top management.
- Within delegation level, initiate the first pricing simulation in the Group pricing tool (new business): enter data and set parameters. Escalate and coordinate with commercial and senior management when higher level of delegation is required.
- Develop clear and effective written proposals/quotations to prospects.
- Work closely with the Commercial Support Functions to ensure a timely and efficient service to potential and new clients.
- Monitor feedback from new clients to measure their satisfaction with company products and services.
- Maintain all required records of sales and any other relevant information in existing IT tools to enable performance to be measured and monitored.
Market monitoring:
- Have a clear view of new and lost clients to identify market trends, sales and other developments amongst competitors and report back to the appropriate stakeholders.
- Suggest improvements or modifications required to existing products to maintain their competitiveness in the market
Communication:
- Establish and maintain communication links with other internal departments to identify all sales opportunities.
- Develop, maintain and lever strong relationships with intermediaries in order to increase the number of prospects.
- Participate in external events organised within the Region representing the company in the best light for building new business contacts.
- Supply management with verbal and written reports on customer needs, problems, interests, competitive activities, and potential for new products and services.
- Participate in trade shows, conventions and professional associations.
Risk & Compliance:
- Adhere to Group Standards for Commercial Underwriting of Credit Insurance Business.
- Take joint ownership of the loss ratio on the portfolio with the Risk department and deliver a profitable result to the business.
- Adhere to compliance standards set by Coface and external regulators.
IT Security:
- Adhere and respect IT Security Policies continuously
- Degree or diploma in a relevant discipline – Business, Economics, Finance
- 5-7 years of professional experience in Sales preferably insurance, banking or finance industry.
- Hybrid working model after the first month
- Great place to work: central and modern office
- Opportunities to learn: budget every year for training, languages platform, e-learning platform, dedicated development program…
- Career opportunities: Opportunity to build your career (both locally and internationally) in a large global company, one of the world leaders in its field
- Health care
What We Do
With over 75 years of experience and the most extensive international network, Coface is a leader in trade credit insurance & risk management, and a recognized provider of Factoring, Debt Collection, Single Risk insurance, Bonding, and Information Services. Coface’s experts work to the beat of the global economy, helping ~50,000 clients in 100 countries build successful, growing, and dynamic businesses. With Coface’s insight and advice, these companies can make informed decisions. The Group' solutions strengthen their ability to sell by providing them with reliable information on their commercial partners and protecting them against non-payment risks, both domestically and for export. In 2023, Coface employed ~4,970 people and registered a turnover of €1.868 billion.
