COMPANY DESCRIPTION
Bloom Credit helps companies launch lending products, report consumers' payments, and create innovative credit experiences. We provide clients with data from all three credit bureaus, the necessary expertise to launch seamlessly, and proprietary analytics for enhanced credit insights. Our solutions are delivered through Bloom's developer-friendly API, ensuring ease of integration and functionality.
ABOUT THE ROLE
We're looking for a Sales Engineer (Solutions Consultant) to serve as the technical backbone of our product sales process. You'll partner with Account Executives to understand the technical, regulatory, and operational needs of financial institutions and fintech companies, then demonstrate how our platform solves them. This role requires equal parts technical fluency and comfort navigating the compliance-heavy, risk-averse buying processes typical of banks, payment companies, and financial services firms.
WHAT YOU'LL DO
- Partner with Account Executives to qualify opportunities and uncover technical, security, and compliance requirements specific to financial services buyers
- Deliver tailored product demonstrations addressing use cases like payments, lending/credit decisioning, credit reporting, banking infrastructure, fraud/risk, or compliance workflows
- Design and run proof-of-concept engagements, including sandbox integrations with core banking systems, payment rails, or data providers
- Own technical responses to RFPs/RFIs and detailed security/compliance questionnaires (SOC 2, PCI DSS, GLBA, data residency, encryption standards)
- Serve as the primary technical liaison during evaluation — fielding deep-dive questions on APIs, webhooks, data schemas, authentication (OAuth, mTLS), uptime/SLAs, and infrastructure architecture
- Explain how the product fits into a prospect's existing fintech stack (core banking systems, KYC/AML providers, payment processors, ledgers)
- Collaborate with Legal, Security, and Engineering teams to support vendor risk assessments and due diligence reviews
- Relay customer and prospect feedback to Product to influence roadmap, especially around compliance and regulatory features
- Build reusable technical collateral: architecture diagrams, integration guides, security one-pagers, demo environments
- Support handoff to Implementation/Customer Success, particularly for complex integrations with legacy financial systems
- Track regulatory and industry shifts (open banking, real-time payments, embedded finance) that affect technical positioning
- Occasional travel for on-site meetings, conferences
WHAT WE'RE LOOKING FOR
- 3+ years in a Sales Engineer, Solutions Consultant, or Solutions Architect role, ideally selling to banks, credit unions, payment companies, or fintech startups
- Working knowledge of financial services technology: core banking systems, payment rails (ACH, wire, card networks, RTP/FedNow), ledgers, or KYC/AML/fraud tooling
- Familiarity with consumer credit reporting ecosystem
- Strong understanding of APIs and integration patterns (REST, webhooks, SFTP, SSO/OAuth)
- Familiarity with financial services compliance and security frameworks (SOC 2, PCI DSS, GLBA, SOX, or relevant regional regulations)
- Comfortable with SQL and at least one scripting language (Python preferred) for demo customization and data walkthroughs
- Excellent communication skills — able to speak credibly with both engineers and risk/compliance stakeholders
- Experience managing multiple concurrent deals with long, multi-stakeholder sales cycles typical of enterprise fintech
- Experience with CRM tools (HubSpot) and demo/sandbox environments
- Bachelor's degree in Computer Science, Business, Engineering, or equivalent practical experience
NICE TO HAVE
- Direct experience at a bank, payment processor, or fintech company (engineering, product, or risk function)
- Familiarity with cloud platforms (AWS, GCP, Azure) and cloud security practices
- Knowledge of open banking standards (Plaid, FDX) or embedded finance models
Skills Required
- 3+ years in a Sales Engineer, Solutions Consultant, or Solutions Architect role
- Working knowledge of core banking systems and payment rails (ACH, wire, card networks, RTP/FedNow)
- Familiarity with the consumer credit reporting ecosystem
- Strong understanding of APIs and integration patterns (REST, webhooks, SFTP, SSO/OAuth)
- Familiarity with financial services compliance and security frameworks (SOC 2, PCI DSS, GLBA, SOX)
- Proficient with SQL
- Experience with at least one scripting language for demo customization
- Excellent communication skills with both engineering and risk/compliance stakeholders
- Experience managing multiple concurrent enterprise deals with long, multi-stakeholder sales cycles
- Experience with CRM tools and demo/sandbox environments (HubSpot)
- Bachelor's degree in Computer Science, Business, Engineering, or equivalent experience
- Direct experience at a bank, payment processor, or fintech company (engineering, product, or risk)
- Familiarity with cloud platforms and cloud security practices (AWS, GCP, Azure)
- Knowledge of open banking standards or embedded finance models (Plaid, FDX)
- Python experience for demo customization
What the Team is Saying
Bloom Credit Compensation & Benefits Highlights
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Healthcare Strength — Coverage includes medical, dental, vision, FSA, mental‑health support, and transgender health care. This breadth is explicitly listed as part of the core benefits for employees.
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Parental & Family Support — Offerings include generous parental leave, family medical leave, fertility benefits, and a structured return‑to‑work program. These elements indicate thoughtful support for caregivers.
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Leave & Time Off Breadth — Time off includes unlimited or generous PTO, paid holidays, sick days, bereavement, volunteer time, and periodic company‑wide vacations. This range suggests broad access to paid time away from work.
Bloom Credit Insights
What We Do
Bloom Credit helps companies launch lending products, report consumers' payments, and create innovative credit experiences. We do this by providing our clients with the data they need from all three credit bureaus, the expertise they are looking for to launch seamlessly, and the proprietary analytics to supplement credit insights - all delivered through Bloom’s developer-friendly API. Over 12 million US consumers have material errors on their credit reports that lead to being denied credit or having to pay unnecessarily high interest rates. The tools and infrastructure we provide for working with credit data help reduce these errors, and improve access to affordable credit.
Why Work With Us
Our goal is simple: to help everyone from seed-stage startups to large, established banks (and everyone in between) access and furnish accurate credit data easily and without error. We believe this will lead to increased innovation and the creation of accessible, unique financial products for everyone.
Gallery
Bloom Credit Offices
Remote Workspace
Employees work remotely.
Bloom is a fully remote company. There is a small touchdown office in Chicago that local employees are welcome to use as needed. We try to bring the entire company together in-person for 2-3 days at least once a year.
