The Risk Portfolio Manager plays an important role in overseeing the risk management strategies and frameworks for the company’s portfolio and ensuring its alignment with company’s goals, risk appetite, and regulatory standards. This role requires a risk professional with a strong analytical foundation, capable of driving data-informed decision-making to enhance portfolio quality, mitigate risks, and support sustainable growth.
About the Role:
- Develop and implement portfolio risk monitoring frameworks, KPIs, and reporting standards.
- Monitor the credit risk metric on the loan portfolio, identifying potential risks and recommending mitigation strategies
- Conduct data-driven analysis to generate actionable insights, making recommendations for improving portfolio performance.
- Oversee the implementation of credit risk models and methodologies, ensure the models have robust performance and aligned with company’s standard
- Work closely with related teams such as Collections, Product, and Data Science to drive cohesive risk strategies and initiatives.
- Ensure the collection, analysis, and interpretation of comprehensive risk data to support informed decision-making
- Preferably has the skill and experience in developing customer risk segmentation and customer lifetime value.
About You:
- 5+ years of experience working in credit risk management in financial services environment for the relevant products
- Strong quantitative and analytical skills, with proficiency in statistical/mathematical analysis and portfolio analysis
- Possess SQL scripting skill and preferably has python coding experience
- Creative problem solver with flexibility to accommodate business needs
- Ability to contribute consistently and positively in a fast-paced environment
- Effectively conveying information and insights to diverse audiences
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Top Skills
What We Do
Kredivo Group is Southeast Asia’s leading provider of digital financial services through its brands Kredivo, KrediFazz and Krom. Kredivo is the leading digital credit platform in Indonesia and Vietnam that gives customers instant credit financing for ecommerce and offline purchases, and personal loans, based on real-time decisioning. Kredivo users can buy now and pay later across the entirety of Indonesia’s retail commerce network with one of the lowest interest rates amongst digital credit providers in the country. Krom Bank Indonesia (formerly known as Bank Bisnis Internasional, IDX: BBSI) is the group’s bank entity and the operator of the Indonesian neobank Krom.
Kredivo Group is backed by leading financial and strategic investors such as Mizuho Financial Group, Square Peg Capital, Jungle Ventures, Naver Corp, Mirae Asset, Telkom Indonesia and Victory Park Capital among others
