Risk Operations Specialist

Posted An Hour Ago
Be an Early Applicant
Scottsdale, AZ, USA
Hybrid
Junior
Big Data • Real Estate • Software
Realtor.com® is an open real estate marketplace built for everyone.
The Role
Support payment operations and risk workflows including day-to-day payment processing, KYC and identity verification, NACHA file preparation and bank reconciliation, fraud detection and dispute support, customer outreach for verification, sanctions screening and compliance workflows, invoice/refund investigations, and partnering with cross-functional teams to resolve payment issues and improve controls.
Summary Generated by Built In

Recognized as the No. 1 site trusted by real estate professionals, Realtor.com® has been at the forefront of online real estate for over 25 years, connecting buyers, sellers, and renters with trusted insights and expert guidance to find their perfect home. Through its robust suite of tools, Realtor.com® not only makes a significant impact on the real estate industry at large, but for consumers, navigating the biggest purchase they will make in their life, by providing a user experience that is easy to use, easy to understand, and most of all, easy to make decisions.

Join us on our mission to empower more people to find their way home by breaking barriers to entry, making the right connections, and building confidence through expert guidance.

Risk Operations Specialist at Realtor.com®

At Avail by Realtor.com®, we’re hiring a Risk Operations Specialist to join our Payments Operations team as an individual contributor. In this role, you will support payment operations and risk workflows that help protect customers, funds movement, and platform integrity.

This position is responsible for day-to-day payment processing, customer verification and compliance-related reviews, and maintaining accurate payment records and reconciliations. The role also partners closely with cross-functional teams to resolve payment issues, support regulatory processes, and improve operational efficiency across the payment lifecycle.

The ideal candidate brings a strong risk mindset, attention to detail, and a proactive approach to identifying process improvements that strengthen controls and enhance the customer experience. This role may also require availability during select company holidays when banking systems remain operational.

 

Top Reasons to Apply:

  • You’ll play a meaningful role in protecting customers, funds movement, and platform integrity through hands-on payment risk operations

  • You’ll gain experience across customer verification, fraud detection, payment review, reconciliations, and regulatory support

  • You’ll work closely with cross-functional partners to help resolve payment issues and support a reliable customer experience

  • You’ll have the opportunity to identify process gaps, spot risk trends, and contribute to improvements that strengthen controls and operations

  • You’ll be joining a team that cares about people, purpose, and performance


What You’ll Do:

  • Review and certify payments for new customers, ensuring KYC requirements are met

  • Prepare and approve the daily NACHA file prior to bank delivery, including identity verification, fraud detection, policy enforcement, customer follow-up, and daily bank reconciliation

  • Create, maintain, and reconcile the Payment Tracker as needed

  • Apply payment policies and operational procedures consistently across all payment processing activities

  • Identify risks within payment processes and recommend improvements to address control gaps and strengthen operational efficiency

  • Serve as a key interface with the Care Team and other cross-functional partners for payment-related activities and issue resolution

  • Investigate invoice discrepancies, past-due invoices, and refund requests with a focus on accuracy, timeliness, and customer experience

  • Conduct customer outreach as needed to support payment verification and authorization

  • Support regulatory and compliance-related workflows, including sanctions screening, reporting support, and dispute-related processes

  • This role may require support during select company holidays when banks remain open


What You’ll Bring

  • 2+ years related experience in payments, fraud, financial services, trust & safety, back-office operations, compliance, KYC, or risk operations

  • Demonstrated ability to investigate complex payment issues, identify root causes, and improve processes in high-risk or high-ambiguity environments

  • Strong judgment, professional ethics, and attention to detail, with the ability to complete work promptly and accurately

  • Strong written and verbal communication skills, with the ability to partner effectively across teams and handle sensitive matters with clarity and professionalism

  • A high degree of diplomacy, motivation, and tact while carrying out responsibilities


How We Work:

We balance creativity and innovation on a foundation of in-person collaboration. For most roles, our employees work three or more days in our offices, where they have the opportunity to collaborate in-person, adding richness to our culture and knitting us closer together. This is a hybrid role based in our Scottsdale office 3 days per week. 


How We Reward You:

Realtor.com is committed to investing in the health and wellbeing of our employees and their families. Our benefits programs include, but are not limited to:

  • Inclusive and Competitive medical, Rx, dental, and vision coverage
  • Family forming benefits
  • 13 Paid Holidays
  • Flexible Time Off
  • 8 hours of paid Volunteer Time off
  • Immediate eligibility into Company 401(k) plan with 3.5% company match
  • Tuition Reimbursement program for degreed and non-degreed programs
  • 1:1 personalized Financial Planning Sessions
  • Student Debt Retirement Savings Match program
  • Free snacks and refreshments in each office location

Do the best work of your life at Realtor.com®

Here, you’ll partner with a diverse team of experts as you use leading-edge tech to empower everyone to meet a crucial goal: finding their way home. And you’ll find your way home too. At Realtor.com®, you’ll bring your full self to work as you innovate with speed, serve our consumers, and champion your teammates. In return, we’ll provide you with a warm, welcoming, and inclusive culture; intellectual challenges; and the development opportunities you need to grow.

Diversity is important to us, therefore, Realtor.com® is an Equal Opportunity Employer regardless of age, color, national origin, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, marital status, status as a disabled veteran and/or veteran of the Vietnam Era or any other characteristic protected by federal, state or local law. In addition, Realtor.com® will provide reasonable accommodations for otherwise qualified disabled individuals.

Skills Required

  • 2+ years related experience in payments, fraud, financial services, trust & safety, back-office operations, compliance, KYC, or risk operations
  • Ability to investigate complex payment issues, identify root causes, and recommend process improvements
  • Experience with KYC/customer verification, payment processing, reconciliations, and fraud detection
  • Strong judgment, professional ethics, and attention to detail to complete work promptly and accurately
  • Strong written and verbal communication skills for cross-functional partnership and handling sensitive matters
  • High degree of diplomacy, motivation, and tact
  • Ability to be available during select company holidays when banking systems remain operational
  • Work on-site in Scottsdale office hybrid model (three or more days per week)

What the Team is Saying

Meek
Joyce
O'Shea
Gus
Tricia
Justin K.
Rachel S.
 Francisco (Javi) T.
Colleen C.
 Sneha R.
Bryan E.
Jeremy H.
Courtney L.
Maria R F.
Beth T.
Rhonda A.
Harlee S.
Ryan V.
Rhonda A.
Ryan V.
Rhonda A.
Rhonda A.
Rachel S.
Santosh P.
Ryan R.

Realtor.com Compensation & Benefits Highlights

  • Parental & Family Support Parental leave for primary caregivers is described as generous, alongside backup child and elder care and adoption assistance. Fertility and family‑building benefits, lactation support, and caregiving resources reinforce strong family support.
  • Inclusive Benefits Coverage Health coverage includes options for gender‑affirming care, reproductive and fertility services, autism support, and mental‑health resources for adults and children. Multiple medical, dental, and vision plans and telemedicine extend access across diverse needs.
  • Retirement Support An employer‑matched 401(k) with Traditional and Roth options, plus employer‑paid disability and basic life coverage, offer a solid financial safety net. The match is characterized as decent and reliable for a mid‑size tech/real‑estate platform.

Realtor.com Insights

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The Company
HQ: Austin, TX
1,400 Employees
Year Founded: 1995

What We Do

For years, millions of home shoppers have turned to realtor.com® to find their dream home. Operated by Move, Inc., realtor.com® offers a comprehensive list of for-sale properties, as well as the information and tools to make informed real estate decisions. Today, more than ever, realtor.com® is The Home of Home Search℠. Realtor.com® also offers homeowners a bevy of useful tools and resources through the My Home℠ dashboard. My Home℠ dashboard allows property owners to manage their home like the important investment it is by tracking their home’s value over time, researching and managing home improvements, and scouting other similar properties in the neighborhood.

Why Work With Us

The way home begins with you. With a diverse team of experts alongside you, you’ll help us reach new heights at the forefront of the digital real estate space. Bring your extensive knowledge and deep expertise and collaborate with other passionate visionaries to lead our industry and revolutionize the way people find home, in every form.

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Realtor.com Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

Enjoy the flexibility of our hybrid policy—simply choose whichever three days a week work best for you to come into any of our offices.

Typical time on-site: 3 days a week
Company Office Image
HQAustin, TX
Company Office Image
New York, NY
Company Office Image
Scottsdale, AZ
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