Risk Management - Environmental Credit Risk Senior Officer

Job Description
Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business responsibly by anticipating new and emerging risks, and using your expert judgment to solve real-world challenges that impact our company, customers, and communities.
As an Environmental Credit Risk Associate in the Commercial and Investment Bank Credit Risk Management Team, you review and analyze environmental reports for real estate lending transactions. You use your quantitative and qualitative skills to assess environmental credit risk across multiple lines of business. You help us evaluate and manage environmental risk through traditional lending activities, ensuring our decisions support the firm's commitment to responsible growth. You work closely with internal and external partners to deliver timely, accurate risk assessments.
Job Responsibilities

• Review environmental records and reports for commercial real estate secured loan transactions and prepare review memoranda
• Procure environmental reports from qualified consultants in accordance with guidelines and procedures
• Conduct collateral-asset analysis for real estate lending, management, and acquisition or disposition processes
• Serve as a link between Bank personnel and information provided in environmental reports
• Provide timely reviews, analyses, and recommendations on environmental risk
• Obtain and review Phase I Environmental Site Assessments and other investigations for loans in default
• Coordinate and manage requests for proposals, project scope definition, job award, and work-product review of environmental consultants
• Perform independent research to supplement environmental information for real estate collateral
• Assist management in developing standardized documentation for inspections, checklists, and service requests
• Perform special projects, including analysis of environmental exposures for bank acquisitions and audit responses
• Critically review scopes of work for Phase II subsurface investigations and remedial action plans

Required qualifications, capabilities, and skills

• Bachelor's degree or equivalent education in environmental sciences or related field
• Seven years of experience administering environmental investigations, risk management, and loss prevention programs with an environmental consultant, lender, or property management firm
• Strong oral and written communication skills for frequent interaction with internal managers, bankers, customers, and external vendors
• Ability to produce and distribute technical written materials, such as reports, memoranda, and information summaries
• Experience qualifying environmental firms to perform work for a financial institution
• Networking skills with industry peers and ability to make presentations
• Ability to perform environmental reviews involving complex reports and property situations

Preferred qualifications, capabilities, and skills

• Professional designations or certifications such as Registered Environmental Assessor or Certified Asbestos Consultant
• Experience with contaminated properties undergoing or in need of remediation
• Familiarity with developing standardized documentation for environmental inspections
• Experience supporting bank acquisitions and audit responses related to environmental exposures
• Ability to critically review and assess scopes of work for environmental investigations
• Project management skills in coordinating environmental consultant activities
• Advanced research skills to supplement environmental information for real estate collateral

About Us
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
About the Team
J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.