We Dream. We Design. We Deliver.
This is the place where you’ll be hands on. Where new ideas are welcomed and expected.
At every level – and in every role – we’re doers and builders.
humm is a dynamic retail finance provider based in Ireland (Dublin) and is regulated by the Central Bank of Ireland. We offer flexible payment solutions and are dedicated to enhancing our customers shopping experience by making it more accessible and convenient. Our broad network of partnerships with various retailers guarantees our customers the freedom to shop for everything they require.
humm is part of the humm group (HUM) and is listed on The Australian Securities Exchange (ASX).
About the Team
The Risk and Compliance Team is an integral part of humm which, as a regulated Retail Credit Firm in Ireland, must meet certain regulatory obligations.
The Compliance Monitoring Analyst is a critical team member within this team who not just helps to ensure compliance with regulatory obligations but also sets standards and promotes a culture of improved risk and compliance management.
About the Role
This is an excellent opportunity for an ambitious graduate or early-career professional looking to build a long-term career in Risk, Compliance and Financial Services.
Working as part of our Risk and Compliance team, you will gain exposure to a broad range of regulatory, consumer protection and risk management activities within a leading fintech organisation. You will work closely with colleagues across the business, helping to ensure we meet our regulatory obligations while delivering great outcomes for customers.
This role offers significant learning and development opportunities. You will be supported by experienced risk and compliance professionals and will develop a strong understanding of financial services regulation, consumer protection, governance, risk management and stakeholder engagement.
Success in this role is not about knowing everything from day one. We are looking for someone who is curious, proactive, eager to learn, and motivated to build strong relationships across the business.
The role requires the ability to be flexible, learn quickly when facing new problems, being open minded, highly adaptable to change and the ability to quickly grasp new ideas.
Key Responsibilities
The role involves the following responsibilities which you are expected to learn from on-the-job training:
Compliance Monitoring & Testing
Evolve and deliver the Compliance Monitoring Plan, with a strong focus on compliance against the Consumer Protection Code 2025 and other regulatory obligations, with emphasis on:
- Customer disclosures and transparency
- Customer onboarding
- Retailer onboarding
- Marketing and financial promotions
- Arrears handling
- Complaints handling and dispute resolution
Regulatory Change & Advisory
- Monitor regulatory developments from regulatory authorities including the Central Bank of Ireland (CBI) and the European Banking Authority (EBA)
- Support implementation of regulatory changes
- Provide real-time compliance advice to key stakeholders
Risk & Issue Management
- Identify, assess, and escalate consumer protection risks
- Help problem solve issues and track remediation actions
- Maintain compliance risk registers
Reporting & Governance
- Produce high-quality compliance monitoring reports highlighting key risks, actions to address, emerging regulatory risks etc.
- Report and communicate findings to Senior Management
- Assist with review, improvement and implementation of compliance policies and procedures
- Support regulatory engagement and inspections
Culture, Training & Consumer Focus
- Be committed to building a strong risk and compliance culture helping to prioritise securing customers interests in line with CPC 2025 expectations
- Support and deliver risk and compliance training initiatives
- Encourage proactive identification and escalation of risks
- Liaise and build strong relationships with internal stakeholders
About You …
We welcome applications from recent graduates and early-career professionals with an Honours Degree (Level 8 or above) in Finance, Business, Economics, Commerce, Accounting, Law, Risk Management or a related discipline.
- Demonstrated interest in financial services, regulation, risk management or compliance through studies, internships, work placements, part-time employment or extracurricular activities
- Strong analytical and critical thinking skills
- Excellent written and verbal communication skills
- Strong report writing and Microsoft Office skills
- Ability to build and maintain effective working relationships with stakeholders
- A willingness to learn, ask questions and embrace new challenges
Previous experience in Risk, Compliance or Financial Services would be advantageous, but is not essential.
Skills Required
- Minimum 2+ years compliance experience within the Financial Services sector
- Understanding of the legal and regulatory landscape within financial services
- Strong report writing skills
- Computer literacy
- Excellent verbal and written communication skills
- Proven ability to work independently, meet deadlines, and think critically and analytically
- Attention to detail and ability to learn quickly and adapt to change
- Familiarity with the Consumer Protection Code (advantage)
- Tertiary qualification in compliance, risk management, auditing, quality assurance, or legal (desirable) or equivalent experience
What We Do
hummgroup specialises in financing bigger ticket purchases with a range of credit card and fixed term instalment products that are designed for consumers and SMEs. We currently operate in Australia, New Zealand, Ireland, Canada and the UK.
