Everyone’s story matters. Come shape your story with us at Riverty.
But where does that take you?
To one of our 30 hybrid workspaces – designed for exchanging ideas, learning from others, and shaping the way we work. An international community of over 4,000 people, representing almost 80 nationalities across 11 countries. United by one mission: Combining empathy, advanced technology and data-driven insights to keep people and businesses in flow. With payments made for them. So that they don’t have to worry about it.
And there’s more. We are part of the family-owned Bertelsmann group. Established. Corporate. In a fast-paced industry. We enable flexible payments in various industries, simplifying the financial management of known brands and helping people repay debt to build financial confidence. In short: shaping FinTech.
Job Description
We are looking for a
Risk Analyst - Client Underwriting (m/f/d) (limited contract)
Join our team at our location in Verl or Berlin – flexible working conditions are available
What will be your challenge:
- Customer credit risk management for our products in the Buy Now Pay Later area across Europe
- Analysis and risk assessment of our consumer portfolios and their ongoing optimization via customization of business rules on merchant and overall portfolio level
- Continuous improvement of underlying data analysis and existing business processes to support our product expansion in new areas
- Collaboration in cross-functional teams working on giant-leap changes in models
- Consulting Key Account Management regarding risk steering measures to maximize customer value
- Supporting the development of our risk steering platforms and the data provider management
- Furthermore, you interact with the BI experts to improve overall monitoring/reporting and the application of advanced analytics
Qualifications
What will help you to succeed in the role:
- Academic educational skills - Degree in mathematics, statistics, or business/economics, preferably with a quantitative focus
- Eager to collect distinct practical knowledge in the application of methods for credit risk steering of consumer portfolios (scoring, decision engines, machine learning) in an international context
- Profound analytical/technical understanding and experience in creating individual data analysis (SQL skills required)
- Professional experience in the finance industry
- You are a team player, flexible and resilient
- You have excellent written and verbal communication skills in English, and German would be a huge benefit
Additional Information
Disclosure requirements pertaining to the collection of your personal data:
Responsible for processing the information provided in your application is the company specified in the job advertisement, with its registered office as indicated. The company processes your data for the purpose of establishing an employment relationship on the basis of Art. 6 (1) b GDPR / Section 26 (1) sentence 1 BDSG.
The retention period for your data is determined by the statutory time limits applicable in the respective country, beginning upon completion of the recruitment process. You can find these here.
You can contact the company’s Data Protection Officer at the above-mentioned postal address.
Further information on data protection and your rights can be found here.
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Skills Required
- Degree in mathematics, statistics, or business/economics
- SQL skills
- Professional experience in the finance industry
- Analytical/technical ability to create custom data analyses
- Team player, flexible and resilient
- Excellent written and verbal English
- Knowledge or interest in credit scoring, decision engines, and machine learning
- German language skills
- Experience with BI/monitoring and advanced analytics collaboration
What We Do
Bertelsmann is a media, services and education company that operates in about 50 countries around the world. It includes the entertainment group RTL Group, the trade book publisher Penguin Random House, the music company BMG, the service provider Arvato Group, Bertelsmann Marketing Services, the Bertelsmann Education Group and Bertelsmann Investments, an international network of funds. The company has 165,000 employees worldwide and generated revenues of €20.2 billion in the 2022 financial year. Bertelsmann stands for creativity and entrepreneurship. This combination promotes first-class media content and innovative service solutions that inspire customers around the world. Bertelsmann aspires to achieve climate neutrality by 2030.
