- To strengthen customer relationships and drive portfolio growth through financial advisory, customer due diligence, needs assessment and solution-based recommendations.
- The role requires independent judgment in evaluating customer requirements, assessing business opportunities and risks, ensuring regulatory compliance, and representing the Bank in interactions with customers and stakeholders while contributing to portfolio performance and business growth.
- Drive business development activities and achieve assigned business targets for the FI & Agriculture portfolio.
- Manage Agriculture Lending, Commodity Finance, Program-Based Loans, Tie-up Loans for Farmers, and other products offered by the vertical.
- Liaise with branches to support business growth, customer acquisition, and effective servicing of borrowers.
- Ensure adherence to product guidelines, regulatory requirements, and internal policies and processes.
- Maintain defined turnaround times (TAT) for end-to-end credit delivery and customer servicing.
- Drive cross-selling of liability products and third-party products to existing and prospective customers.
- Monitor portfolio quality and take proactive measures to minimize NPAs and credit losses.
- Optimize pricing, interest income, and fee-based revenue to support business profitability.
- Coordinate with assigned branches to drive business development, portfolio growth, and customer service initiatives.
Experience Range : 2 to 5 Years
Qualifications :
Graduate (Any Specialisation)
Post Graduate MBA (Agriculture)
Skills Required
- 2 to 5 years of relevant experience
- Graduate degree in any specialization
- Postgraduate MBA in Agriculture
CSB Bank Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about CSB Bank and has not been reviewed or approved by CSB Bank.
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Fair & Transparent Compensation — Pay is considered fair in certain managerial or target-based roles, with some positions viewed as competitive for the industry. Salaries are consistently reported as paid on time, supporting a baseline of reliability.
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Strong & Reliable Incentives — Earnings can be strong when sales targets are achieved, indicating meaningful performance-linked upside in some roles.
CSB Bank Insights
What We Do
CSB is a full service bank established in 1920 and headquartered in Thrissur, Kerala. CSB has over 703 branches covering not just the district headquarters and large towns but also semi-urban and rural centers. Thanks to its unique origin and history, CSB is considered a household banking brand in Kerala. CSB offers Retail, Wholesale and SME Banking services through its footprint of over 703 branches across the country serving over 2 million customers.
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