Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.
Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.
As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.
More about our mission and what we offer.
Job DescriptionRole Overview
We are seeking a proactive, independent, and detail-oriented Senior Regulatory Compliance Expert to join our team of compliance officers in India. In this senior role, you will work independently as part of a collaborative team, focusing on the regulatory domain to consult, provide oversight, and set up and manage product and license governance.
Wise operates under multiple RBI licenses, including Payment Aggregator (Cross-Border) and Authorised Dealer Category II, requiring strong adherence to applicable payment system regulations and FEMA requirements. You will be directly responsible for driving regulatory compliance across these frameworks, overseeing obligations for existing licenses, and leading initiatives for upcoming license applications, updates, and regulatory restructuring as we expand our product offerings.
Your Mission & Responsibilities
- Governance Setup & Management: Propose, set up, and manage robust product and license governance frameworks to ensure continuous compliance for current and upcoming RBI licenses.
- Regulatory Consultation & Oversight: Act as a key internal consultant, reviewing the applicability and impact of new regulations, providing oversight, and partnering with cross-functional teams on regulatory implementation.
- License Management: Support/Drive regulatory projects related to supporting license discussions, application, updates, and regulatory construct to support evolving product frameworks.
- Horizon Scanning: Perform continuous horizon scanning and maintain/update the Regulatory Obligations Register (ROR) based on the latest regulatory notifications.
- Regulatory Reporting: Independently manage regulatory reportings to the RBI accurately and in a timely manner, ensuring all submissions meet strict compliance standards.
- Audits & Inspections: Lead regulatory audits, internal/external inspections, and coordinate periodic governance and stakeholder review meetings.
- Risk & Remediation: Monitor compliance risks and KPIs, proactively identify control gaps, and design and lead effective remediation plans.
- Stakeholder & Regulatory Communication’s Management: Navigate regulatory filing portals to track deliverables, respond to information requests from regulators or internal stakeholders, and securely manage all physical and digital regulatory communications.
- Global Integration: Support the implementation of global compliance projects within the Indian context and provide ad-hoc support for related Regulatory and financial crime matters or global compliance requests.
- Experience: 7 to 12 years of experience in regulatory compliance, regulatory reporting, or related compliance roles, preferably within fintech, payments, cross-border remittance, or financial services environments.
- Regulatory Expertise: In-depth knowledge of the general regulatory framework in India, with proven experience monitoring and interpreting payment system regulations and FEMA requirements.
- Independent Ownership: Proven ability to work independently, act pragmatically, and successfully navigate the collaborative working culture at Wise.
- Core Skills: Strong communication, excellent organisational and time management abilities, and exceptional stakeholder management skills.
- Adaptability: Eager to adapt swiftly to a fast-paced environment and always willing to learn and implement new regulatory structures.
- Education: CA, MBA (Finance), Law Graduate, or a bachelor’s degree in a related field preferable with working knowledge of FEMA.
For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.
We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.
If you want to find out more about what it's like to work at Wise visit Wise.Jobs.
Keep up to date with life at Wise by following us on LinkedIn and Instagram.
Skills Required
- 7 to 12 years of experience in regulatory compliance, regulatory reporting, or related compliance roles
- In-depth knowledge of Indian regulatory framework, payment system regulations and FEMA requirements
- Proven ability to work independently and take ownership of regulatory programs
- Strong communication, organisational, time management, and stakeholder management skills
- Ability to design governance frameworks, manage regulatory filings, audits, and remediation plans
- Adaptability to fast-paced environment and willingness to learn new regulatory structures
- CA, MBA (Finance), Law Graduate, or bachelor's degree in a related field with working knowledge of FEMA
What the Team is Saying
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Wise Compensation & Benefits Highlights
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Equity Value & Accessibility — Equity is granted to all employees via time‑based RSUs/stock awards, aligning staff with company performance. This broad accessibility makes ownership a core part of total rewards.
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Leave & Time Off Breadth — Policies include a global minimum of 33–36 paid days off and a paid six‑week sabbatical after four years with a cash stipend. The sabbatical is positioned as a standard milestone benefit in addition to annual leave.
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Parental & Family Support — Wise commits to a minimum of 18 weeks’ fully paid parental leave for birth or adoption across many offices. Eligibility rules and tenure may apply by location while maintaining a companywide minimum standard.
Wise Insights
What We Do
Wise is a global technology company, building the best way to move and manage the world's money. With Wise Account and Wise Business, people and businesses can hold 40 currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new network for the world's money. Launched in 2011, Wise is one of the world’s fastest growing, profitable tech companies. In fiscal year 2025, Wise supported around 15.6 million people and businesses, processing over $185 billion in cross-border transactions and saving customers around $2.6 billion.
Why Work With Us
We’re truly global in who we are, how we work, and how we build. Everything we do is centred around creating a world of money that’s fast, easy, fair. And open to all. Everyone who works here owns a piece of Wise, from the work they do, to the stock they hold.
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Wise Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
We expect new joiners in the office most days to build connections and learn from colleagues for their first six months. After that, most Wisers split their working week between the office and home, typically coming in at least 12 times a month.
