We have an exciting opportunity to join us here at Covéa Insurance as an Regional Underwriting Manager within our Commercial Lines function!
At Covéa Insurance, we’re all about protecting what matters most - whether it’s your home, your car, or your business. With our award-winning customer service and a wide range of insurance products, we’re here to make a real difference.
Our purpose is simple but powerful: to help protect people against the worst happening and put it right if it does. It’s what drives us every day, and it’s why our people are proud to be part of something meaningful!
Our mission is to build inclusive, empowered teams where everyone feels welcome and valued! We celebrate what makes each of us unique and believe that diversity drives innovation and success. Whoever you are, we want you to feel confident being yourself in your team at work.
This is a hybrid position, combining the best of both worlds - working from home and spending time in either our Birmingham, Manchester or Halifax office.
This is more than just a job - it’s a chance to grow, develop, and be part of something great.
What are the core responsibilities?
- Deliver the Regional Financial and Underwriting Plans for SME, ensuring balanced growth, retention, and pricing adequacy to meet target COR.
- Develop and manage strategic broker relationships, influencing distribution panel selection and promoting the SME Experts proposition.
- Oversee underwriting governance, profitability, and control across the regional broker panel, collaborating with Central Underwriting to enhance processes.
- Support and develop underwriting expertise across property, liability, motor, and e-trade products, including training and career development.
- Monitor claims activity, provide input on developments, and ensure effective underwriting standards through audits and authority management.
- Analyse and report management information accurately and timely, driving improvements in underwriting insight and decision-making.
What you’ll need to succeed:
- Strong analytical mindset with the ability to identify trends and drive performance improvements.
- Decisive and commercially aware, leveraging market knowledge to create opportunities and mitigate risks.
- Skilled in articulating clear, compelling underwriting decisions based on sound risk management.
- Collaborative and balanced in approach, supporting business evolution and customer needs.
- Committed to professional development, fostering technical expertise and trading capability.
- Proven accountability for managing regional SME commercial risk portfolios.
- Demonstrated ability to influence and deliver underwriting and financial plans to achieve COR targets.
- Excellent trading and negotiation skills.
- Strong underwriting, data analysis, and problem-solving capabilities.
- Effective communicator and mentor, positively influencing team engagement and development.
Not sure if you tick every box? That’s okay!
At Covéa, we know that great people don’t always meet every single requirement listed in a job ad. If this role excites you and you think you could be a good fit, we’d love to hear from you - so go ahead and apply! We’re all about building a diverse, inclusive team where everyone can thrive.
The perks of joining us…
- Flexible working – 36.25 hours a week with flexitime & hybrid options
- Annual pay review – plus performance bonuses (up to 30% depending on level)
- Generous holidays – 25–27 days + bank holidays, with buy/sell options
- Pension perks – 7.5% employer contribution, rising to 9% with your input
- A culture where everyone belongs – we're committed to diversity, equity & inclusion, with real action, employee-led community groups, and ongoing learning to make Covéa a place where everyone can thrive
- Mental & financial support – through our dedicated Wellbeing group
- Career growth – training, qualifications & apprenticeships to help you thrive
- Health & wellbeing – private medical cover, 24/7 Virtual GP, health checks, flu jabs & more
- Drive in style – Tusker Car Scheme with fully maintained insured vehicles
- Extra savings – gym discounts, Cycle to Work, and retail offers via Perkpal
- And much more!
Excited about this opportunity? So are we!
Apply today and be part of our journey.
As a Disability Confident Employer, we’re committed to fair and accessible recruitment. If you need any adjustments or support during the application process, just let us know - we’re here to help.
Applicants must currently reside in the United Kingdom and possess full and unrestricted right to work in the UK. Unfortunately, we are unable to offer Visa sponsorship for this role.
Salary:
Up to £72,000 (Dependent on Experience)Working hours:
36.25Similar Jobs
What We Do
Covéa Insurance Plc is the UK underwriting business of leading French mutual insurance group Covéa (which includes the global reinsurer PartnerRe since July 2022). Covéa Insurance looks after the insurance needs of UK customers, across a range of product lines; delivering financial reassurance through its Standard & Poor’s ‘AA- stable’ rating, as a guaranteed subsidiary of Covéa. Covéa Insurance has a strong people and service ethos and holds ServiceMark accreditation with Distinction for its Personal Lines operation and its Commercial & HNW Claims teams, as well as Chartered Insurer status for its Commercial business. Covéa Insurance is signatory to the HM Treasury Women in Finance Charter and the insurance Inclusivity Pledge and has been named one of the top 75 employers in West Yorkshire & the Humber. In 2022 Covéa Insurance was named Insurer of the Year at the British Claims Awards and Personal Lines Insurer of the Year at the Insurance Times Awards
