The Role
About PayJoy
PayJoy is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.
This role
The Regional Sales Manager is responsible for ensuring the progressive development of each point of sale to achieve expected productivity, building and nurturing robust relationships with key retail partners and distributors. Analyzes sales reports, in order to develop strategies that meet through a sales team which leads, identifies issues affecting sales performance, and swiftly implements solutions in collaboration with internal teams.
Responsibilities
- Develop and implement effective strategic plans, forecasts and goals to achieve targeted revenue growth and market penetration within the assigned region with a minimum risk, in coordination with Sales teams and other Internal teams.
- Establish and strengthen relationships with our commercial partners to ensure the growth of our distribution network.
- Lead, mentor, and develop a high-performing team of Regional Sales Executives, ensuring they are equipped with the necessary tools, training, and resources to succeed.
- Support the Sales team in all their business activities to optimize customer satisfaction so thereby enlarge the existing customer base, driving sales through our commercial partners.
- Monitor competitor activities by obtaining information and market trends opportunities, and challenges, leveraging insights to inform strategic decisions and action plans.
- Generate sales reports and monitor key indicators that show the progress of the initiatives and clarity on the actions that needs to be taken to meet the company's goals and objectives, such as campaigns, promotional materials, and generating business.
Requirements
- Bachelor´s degree in business, marketing, or a related field.
- 4-5 years of experience in point-of-sale management, working with mobile, consumer electronics, or financial products and negotiating with retailers & distributors
- Exceptional communication and interpersonal skills, capable of engaging and influencing stakeholders at all levels.
- Solid customer facing background, and successfully assess customer needs from the market. Ability to work well individually, within a cross functional team, and to travel.
- Strong leadership skills with experience in managing and developing teams.
- Excellent analytical skills with the ability to interpret complex data and make informed decisions.
- Proficiency in using GSuite, Zoho (CRM) and Slack experience.
Benefits
- 100% Company Funded : Private Health Insurance for employee and immediate family
- 20 days vacation, unlimited sick leave
- $2,000 USD annual Co-working Travel perk
- $2,000 USD annual Professional Development perk
- Phone Finance, headphone benefit, home office equipment allowance and wellness perks
- Catered Lunch
PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
PayJoy Principles
Finance for the next billion * Ownership * Break Through Walls * Live Communication * Transparency & Directness * Focus on Scale * Work-Life Balance * Embrace Diversity * Speed * Active Listening
PayJoy Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about PayJoy and has not been reviewed or approved by PayJoy.
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Fair & Transparent Compensation — Pay is considered market‑aligned for senior U.S. technical roles, and public salary bands help candidates benchmark and align expectations. Feedback suggests this transparency supports confidence that offers are competitive for role and location.
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Healthcare Strength — Company‑paid basic medical, dental, vision, life, and disability coverage is emphasized as a standout element versus many startups. Feedback suggests this reduces out‑of‑pocket burden and strengthens the core benefits foundation.
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Parental & Family Support — Paid parental leave and flexible hours are highlighted alongside dedicated time off. Feedback suggests these family‑oriented policies enhance the perceived completeness of the package.
PayJoy Insights
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The Company
What We Do
PayJoy's mission is to deliver access to credit to the next billion people in emerging markets worldwide. Our unique mobile security technology gives customers the ability to afford their first smartphone on credit, using the phone itself as collateral, and then provides further access to credit to help weather life's unexpected financial surprises and climb the ladder of economic well-being. Founded in 2015, today PayJoy has reached millions of customers in a dozen countries around the globe, including Mexico, Brazil, Colombia, India, Kenya, and South Africa, and is on a strong growth path with support from major industry partners to bring credit to the next billion emerging consumers.
